FRA:KTB1 Cash Flow Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	48,229	46,153	36,616	33,698	21,588
Depreciation & Amortization	3,805	4,015	4,185	4,189	4,648
Other Amortization	3,051	2,660	2,364	1,876	707
Gain (Loss) on Sale of Assets	3,807	5,781	4,705	1,309	2,087
Gain (Loss) on Sale of Investments	-10,625	-2,030	1,142	1,886	3,440
Total Asset Writedown	2,068	3,696	1,782	47.71	206.53
Provision for Credit Losses	30,760	31,070	37,085	24,338	32,524
Change in Trading Asset Securities	-69,841	-36,032	4,714	-12,226	13,921
Change in Other Net Operating Assets	44,691	-2,768	-150,543	-96,742	-248,959
Other Operating Activities	7,955	3,325	801.72	4,994	5,638
Operating Cash Flow	59,456	52,072	-58,502	-37,726	-165,246
Operating Cash Flow Growth	14.18%	-	-	-	-
Cash Acquisitions	-211.12	-136.69	-122.36	-	-2.57
Investment in Securities	-148,372	-84,965	13,005	57,251	-21,826
Income (Loss) Equity Investments	-4,444	-3,798	-1,353	-1,095	-1,046
Purchase / Sale of Intangibles	-6,305	-5,895	-11,837	-3,501	-4,974
Investing Cash Flow	-157,199	-92,213	-1,444	52,408	-28,076
Long-Term Debt Issued	37,756	27,824	22,964	51,227	53,309
Long-Term Debt Repaid	-46,414	-58,831	-15,917	-35,246	-11,422
Net Debt Issued (Repaid)	-8,658	-31,007	7,047	15,981	41,887
Common Dividends Paid	-27,603	-12,131	-9,532	-5,842	-3,843
Preferred Dividends Paid	-11.71	-5.62	-4.6	-3.15	-2.36
Total Dividends Paid	-27,614	-12,137	-9,536	-5,845	-3,846
Net Increase (Decrease) in Deposit Accounts	140,627	86,223	58,002	-25,409	151,522
Other Financing Activities	-1,726	-1,660	-1,503	-1,307	-1,003
Financing Cash Flow	102,629	41,419	54,009	-16,580	188,560
Foreign Exchange Rate Adjustments	-28.76	-14.38	-28.78	-54.73	145.19
Net Cash Flow	4,857	1,263	-5,965	-1,953	-4,617
Free Cash Flow	59,456	52,072	-58,502	-37,726	-165,246
Free Cash Flow Growth	14.18%	-	-	-	-
Free Cash Flow Margin	45.78%	39.95%	-52.06%	-37.33%	-198.47%
Free Cash Flow Per Share	4.25	3.73	-4.19	-2.70	-11.82
Cash Interest Paid	38,992	45,157	34,365	22,920	21,223
Cash Income Tax Paid	12,272	13,074	9,414	7,882	4,893

Source: S&P Global Market Intelligence. Banks template. Financial Sources.