FRA:PIR Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 5, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	44,269	39,994	24,346	27,850	25,415	31,467
Market Cap Growth	21.04%	64.28%	-12.58%	9.58%	-19.23%	-16.57%
Enterprise Value	74,745	71,114	49,198	52,096	49,203	53,959
PE Ratio	7.02	7.17	8.55	8.09	8.55	12.54
PS Ratio	0.59	0.52	0.36	0.42	0.31	0.43
PB Ratio	0.86	0.82	0.57	0.67	0.62	0.92
P/FCF Ratio	3.75	3.62	2.85	3.18	2.66	12.41
P/OCF Ratio	3.60	3.44	2.71	2.89	2.53	7.89
EV/Sales Ratio	0.99	0.92	0.73	0.78	0.60	0.74
EV/EBITDA Ratio	6.54	7.16	9.73	7.94	11.79	14.86
EV/EBIT Ratio	6.79	7.41	10.40	8.40	12.87	16.18
EV/FCF Ratio	6.33	6.43	5.76	5.95	5.15	21.28
Debt / Equity Ratio	0.38	0.45	0.45	0.48	0.42	0.53
Debt / EBITDA Ratio	1.71	2.15	3.66	2.95	3.95	4.79
Debt / FCF Ratio	1.65	1.96	2.24	2.28	1.81	7.22
Net Debt / Equity Ratio	0.33	0.38	0.39	0.41	0.35	0.45
Net Debt / EBITDA Ratio	1.48	1.85	3.27	2.60	3.43	4.24
Net Debt / FCF Ratio	1.41	1.66	1.93	1.95	1.50	6.08
Quick Ratio	2.46	0.89	1.08	0.60	0.25	0.29
Current Ratio	2.75	1.06	1.27	1.05	0.40	0.44
Asset Turnover	0.35	0.35	0.35	0.35	0.45	0.49
Return on Equity (ROE)	18.05%	16.22%	9.66%	11.78%	10.65%	10.84%
Return on Assets (ROA)	3.13%	2.73%	1.56%	2.05%	1.31%	1.39%
Return on Invested Capital (ROIC)	13.19%	11.73%	7.28%	8.69%	5.60%	6.12%
Earnings Yield	14.24%	13.95%	11.70%	12.36%	11.70%	7.97%
FCF Yield	26.65%	27.66%	35.10%	31.44%	37.62%	8.06%
Dividend Yield	3.36%	5.38%	9.30%	9.00%	11.79%	11.29%
Payout Ratio	12.09%	28.15%	50.24%	25.61%	28.21%	33.55%
Buyback Yield / Dilution	-0.94%	-	-	-	-	-
Total Shareholder Return	2.43%	5.38%	9.30%	9.00%	11.79%	11.29%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.