Univest Financial Corporation (FRA:UVE)

Univest Financial Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 5, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	801	793	737	559	658	759
Market Cap Growth	-4.59%	7.55%	31.84%	-15.00%	-13.34%	46.40%
Enterprise Value	-	1,050	1,060	954.1	867.4	926.25
PE Ratio	10.36	10.46	11.44	9.14	9.90	9.62
Forward PE	9.90	10.49	12.81	11.74	8.81	12.42
PEG Ratio	-	3.46	3.46	3.46	3.46	3.46
PS Ratio	2.99	2.91	2.92	2.27	2.69	3.13
PB Ratio	1.00	0.98	0.97	0.77	0.99	1.14
P/TBV Ratio	0.87	1.01	0.98	0.78	0.99	1.14
P/FCF Ratio	9.70	9.51	11.90	7.83	7.34	9.15
P/OCF Ratio	9.26	9.08	11.41	7.24	6.99	8.62
EV/Sales Ratio	-	3.86	4.20	3.88	3.55	3.82
EV/EBITDA Ratio	-	204.34	199.68	184.97	175.08	190.84
EV/FCF Ratio	-	12.59	17.10	13.36	9.67	11.16
Debt / Equity Ratio	0.32	0.32	0.42	0.55	0.31	0.25
Debt / EBITDA Ratio	50.03	50.03	60.69	76.52	42.25	34.37
Debt / FCF Ratio	3.08	3.08	5.20	5.53	2.33	2.01
Net Debt / Equity Ratio	0.32	0.32	0.42	0.55	0.31	0.25
Net Debt / EBITDA Ratio	50.03	50.03	60.69	76.52	42.25	34.37
Net Debt / FCF Ratio	3.08	3.08	5.20	5.53	2.33	2.01
Asset Turnover	0.05	0.04	0.04	0.04	0.04	0.04
Return on Equity (ROE)	9.92%	9.92%	8.80%	8.80%	10.08%	12.52%
Earnings Yield	9.66%	9.56%	8.74%	10.94%	10.10%	10.39%
FCF Yield	10.31%	10.51%	8.40%	12.77%	13.63%	10.93%
Dividend Yield	2.70%	2.69%	2.88%	3.86%	3.20%	2.68%
Payout Ratio	28.52%	27.91%	32.72%	35.23%	31.50%	25.68%
Buyback Yield / Dilution	3.52%	3.52%	1.65%	-0.15%	1.18%	-0.43%
Total Shareholder Return	6.22%	6.22%	4.54%	3.71%	4.39%	2.25%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.