First Citizens BancShares, Inc. (FCNCB)

First Citizens BancShares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	6,814	7,143	6,712	2,946	1,390
Net Interest Income Growth	-4.61%	6.42%	127.83%	111.94%	0.14%
Non-Interest Income	2,727	2,615	12,075	2,136	508
Non-Interest Income Growth	4.28%	-78.34%	465.31%	320.47%	-2.50%
Revenues Before Loan Losses	9,541	9,758	18,787	5,082	1,898
Provision for Credit Losses	514	431	1,375	645	-37
Revenue	9,027	9,327	17,412	4,437	1,935
Revenue Growth (YoY)	-3.22%	-46.43%	292.43%	129.30%	4.54%
Compensation Expenses	3,294	3,078	2,636	1,408	759
Selling, General & Admin	1,372	1,236	1,101	631	338
Other Non-Interest Expenses	1,390	1,421	1,598	1,036	137
Total Non-Interest Expense	6,056	5,735	5,335	3,075	1,234
Pretax Income	2,971	3,592	12,077	1,362	701
Provision for Income Taxes	765	815	611	264	154
Net Income	2,149	2,716	11,407	1,048	529
Net Income Attributable to Preferred Dividends	57	61	59	50	18
Net Income to Common	2,149	2,716	11,407	1,048	529
Net Income Growth	-20.88%	-76.19%	988.45%	98.11%	10.67%
Shares Outstanding (Basic)	13	14	15	16	10
Shares Outstanding (Diluted)	13	14	15	16	10
Shares Change (YoY)	-9.34%	-1.35%	-6.50%	58.41%	-2.39%
EPS (Basic)	165.24	189.42	785.14	67.47	53.88
EPS (Diluted)	165.24	189.41	784.51	67.40	53.88
EPS Growth	-12.76%	-75.86%	1063.96%	25.09%	13.43%
Free Cash Flow	1,361	1,453	1,232	1,865	-391
Free Cash Flow Growth	-6.33%	17.94%	-33.94%	-	-
Free Cash Flow Per Share	104.67	101.31	84.73	119.94	-39.83
Dividends Per Share	-	6.870	3.890	2.160	1.880
Dividend Growth	-	76.61%	80.09%	14.89%	12.57%
Profit Margin	24.44%	29.77%	65.85%	24.75%	28.27%
FCF Margin	15.08%	15.58%	7.08%	42.03%	-20.21%
EBITDA	405	130	-57	533	143
EBITDA Margin	4.49%	1.39%	-0.33%	12.01%	7.39%
Effective Tax Rate	25.75%	22.69%	5.06%	19.38%	21.97%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.