Berkshire Hills Bancorp Statistics
Total Valuation
BHLB has a market cap or net worth of $974.57 million. The enterprise value is $277.91 million.
| Market Cap | 974.57M |
| Enterprise Value | 277.91M |
Important Dates
The last earnings date was Thursday, April 18, 2024, before market open.
| Earnings Date | Apr 18, 2024 |
| Ex-Dividend Date | Mar 20, 2024 |
Share Statistics
BHLB has 43.62 million shares outstanding. The number of shares has decreased by -5.25% in one year.
| Shares Outstanding | 43.62M |
| Shares Change (YoY) | -5.25% |
| Shares Change (QoQ) | -0.58% |
| Owned by Insiders (%) | 1.03% |
| Owned by Institutions (%) | 85.06% |
| Float | 42.05M |
Valuation Ratios
The trailing PE ratio is 13.96 and the forward PE ratio is 10.51. BHLB's PEG ratio is 1.74.
| PE Ratio | 13.96 |
| Forward PE | 10.51 |
| PS Ratio | 2.37 |
| Forward PS | 2.62 |
| PB Ratio | 0.96 |
| P/FCF Ratio | 6.27 |
| PEG Ratio | 1.74 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 3.03, with an EV/FCF ratio of 1.79.
| EV / Earnings | 3.99 |
| EV / Sales | 0.67 |
| EV / EBITDA | 3.03 |
| EV / EBIT | 3.55 |
| EV / FCF | 1.79 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.50 |
| Debt / EBITDA | 5.53 |
| Debt / FCF | 3.26 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.10% and return on invested capital (ROIC) is 4.58%.
| Return on Equity (ROE) | 7.10% |
| Return on Assets (ROA) | 0.60% |
| Return on Capital (ROIC) | 4.58% |
| Revenue Per Employee | $314,373 |
| Profits Per Employee | $53,128 |
| Employee Count | 1,310 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BHLB has paid $8.72 million in taxes.
| Income Tax | 8.72M |
| Effective Tax Rate | 11.14% |
Stock Price Statistics
The stock price has increased by +2.90% in the last 52 weeks. The beta is 0.87, so BHLB's price volatility has been lower than the market average.
| Beta (1Y) | 0.87 |
| 52-Week Price Change | +2.90% |
| 50-Day Moving Average | 21.87 |
| 200-Day Moving Average | 21.94 |
| Relative Strength Index (RSI) | 57.92 |
| Average Volume (30 Days) | 256,720 |
Short Selling Information
The latest short interest is 850,697, so 1.95% of the outstanding shares have been sold short.
| Short Interest | 850,697 |
| Short Previous Month | 825,896 |
| Short % of Shares Out | 1.95% |
| Short % of Float | 2.02% |
| Short Ratio (days to cover) | 3.40 |
Income Statement
In the last 12 months, BHLB had revenue of $411.83 million and earned $69.60 million in profits. Earnings per share was $1.60.
| Revenue | 411.83M |
| Gross Profit | 411.83M |
| Operating Income | 78.32M |
| Pretax Income | 78.32M |
| Net Income | 69.60M |
| EBITDA | 91.59M |
| EBIT | 78.32M |
| Earnings Per Share (EPS) | $1.60 |
Balance Sheet
The company has $1.20 billion in cash and $506.59 million in debt, giving a net cash position of $696.66 million or $15.97 per share.
| Cash & Cash Equivalents | 1.20B |
| Total Debt | 506.59M |
| Net Cash | 696.66M |
| Net Cash Per Share | $15.97 |
| Equity / Book Value | 1.01B |
| Book Value Per Share | 23.20 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $157.16 million and capital expenditures -$1.82 million, giving a free cash flow of $155.34 million.
| Operating Cash Flow | 157.16M |
| Capital Expenditures | -1.82M |
| Free Cash Flow | 155.34M |
| FCF Per Share | $3.59 |
Margins
Gross margin is 100.00%, with operating and profit margins of 19.02% and 16.90%.
| Gross Margin | 100.00% |
| Operating Margin | 19.02% |
| Pretax Margin | 19.02% |
| Profit Margin | 16.90% |
| EBITDA Margin | 22.24% |
| EBIT Margin | 19.02% |
| FCF Margin | 37.72% |
Dividends & Yields
This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 3.22%.
| Dividend Per Share | $0.72 |
| Dividend Yield | 3.22% |
| Dividend Growth (YoY) | 20.00% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 45.00% |
| Buyback Yield | 5.25% |
| Shareholder Yield | 8.47% |
| Earnings Yield | 7.14% |
| FCF Yield | 15.94% |
Analyst Forecast
The average price target for BHLB is $22.75, which is 1.84% higher than the current price. The consensus rating is "Hold".
| Price Target | $22.75 |
| Price Target Difference | 1.84% |
| Analyst Consensus | Hold |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |