Stellar Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	2023	2022	2021	2020	2019	2018	2017	2016	2015
Cash & Equivalents	399.24	371.71	757.51	538.01	372.06	382.07	326.8	382.7	435.3
Cash & Cash Equivalents	399.24	371.71	757.51	538.01	372.06	382.07	326.8	382.7	435.3
Cash Growth	7.41%	-50.93%	40.80%	44.60%	-2.62%	16.91%	-14.61%	-12.08%	-
Property, Plant & Equipment	118.68	126.8	63.71	74.44	63.8	51.62	53.61	57.51	60.93
Goodwill and Intangibles	614.03	640.79	238.3	85.12	85.89	86.73	87.72	88.74	89.83
Total Assets	10,647	10,900	7,105	3,949	3,479	3,279	3,081	2,952	2,883
Total Liabilities	9,126	9,517	6,288	3,403	2,943	2,791	2,635	2,594	2,538
Total Debt	159.77	173.29	198.8	66.45	66.19	4.07	8.25	36.75	39.82
Debt Growth	-7.81%	-12.83%	199.19%	0.39%	1526.67%	-50.68%	-77.55%	-7.71%	-
Retained Earnings	405.95	303.15	267.09	214.46	201.08	160.63	118.35	95.27	72.46
Comprehensive Income	-118.09	-143.26	18.24	6.78	2.39	-2.98	-0.39	-0.92	1.41
Shareholders' Equity	1,521	1,383	816.47	546.45	535.72	487.63	446.21	357.64	344.31
Net Cash / Debt	239.47	198.41	558.71	471.56	305.88	378	318.55	345.96	395.48
Net Cash / Debt Growth	20.69%	-64.49%	18.48%	54.17%	-19.08%	18.66%	-7.92%	-12.52%	-
Book Value Per Share	28.56	26.45	33.22	22.00	20.59	18.78	17.82	14.62	-

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).