Central Valley Community Bancorp (CVCY)
Total Valuation
CVCY has a market cap or net worth of $230.13 million. The enterprise value is $326.14 million.
Market Cap | 230.13M |
Enterprise Value | 326.14M |
Important Dates
The next estimated earnings date is Thursday, April 18, 2024, after market close.
Earnings Date | Apr 18, 2024 |
Ex-Dividend Date | Feb 1, 2024 |
Share Statistics
CVCY has 11.82 million shares outstanding. The number of shares has increased by 0.71% in one year.
Shares Outstanding | 11.82M |
Shares Change (YoY) | +0.71% |
Shares Change (QoQ) | +0.62% |
Owned by Insiders (%) | 15.02% |
Owned by Institutions (%) | 52.38% |
Float | 8.71M |
Valuation Ratios
The trailing PE ratio is 9.09 and the forward PE ratio is 8.71. CVCY's PEG ratio is 2.20.
PE Ratio | 9.09 |
Forward PE | 8.71 |
PS Ratio | 2.58 |
Forward PS | 1.84 |
PB Ratio | 1.11 |
P/FCF Ratio | 10.80 |
PEG Ratio | 2.20 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.79, with an EV/FCF ratio of 15.31.
EV / Earnings | 12.77 |
EV / Sales | 3.66 |
EV / EBITDA | 7.79 |
EV / EBIT | 9.64 |
EV / FCF | 15.31 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 0.72 |
Debt / EBITDA | 3.58 |
Debt / FCF | 7.03 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.50% and return on invested capital (ROIC) is 7.16%.
Return on Equity (ROE) | 13.50% |
Return on Assets (ROA) | 1.00% |
Return on Capital (ROIC) | 7.16% |
Revenue Per Employee | $344,170 |
Profits Per Employee | $98,595 |
Employee Count | 259 |
Asset Turnover | 0.04 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, CVCY has paid $8.30 million in taxes.
Income Tax | 8.30M |
Effective Tax Rate | 24.54% |
Stock Price Statistics
The stock price has decreased by -7.56% in the last 52 weeks. The beta is 0.84, so CVCY's price volatility has been lower than the market average.
Beta (1Y) | 0.84 |
52-Week Price Change | -7.56% |
50-Day Moving Average | 18.84 |
200-Day Moving Average | 17.19 |
Relative Strength Index (RSI) | 58.84 |
Average Volume (30 Days) | 26,306 |
Short Selling Information
The latest short interest is 156,813, so 1.33% of the outstanding shares have been sold short.
Short Interest | 156,813 |
Short Previous Month | 145,604 |
Short % of Shares Out | 1.33% |
Short % of Float | 1.80% |
Short Ratio (days to cover) | 5.27 |
Income Statement
In the last 12 months, CVCY had revenue of $89.14 million and earned $25.54 million in profits. Earnings per share was $2.17.
Revenue | 89.14M |
Gross Profit | 89.14M |
Operating Income | 33.84M |
Pretax Income | 33.84M |
Net Income | 25.54M |
EBITDA | 41.85M |
EBIT | 33.84M |
Earnings Per Share (EPS) | $2.17 |
Balance Sheet
The company has $53.73 million in cash and $149.74 million in debt, giving a net cash position of -$96.02 million or -$8.12 per share.
Cash & Cash Equivalents | 53.73M |
Total Debt | 149.74M |
Net Cash | -96.02M |
Net Cash Per Share | -$8.12 |
Equity / Book Value | 207.06M |
Book Value Per Share | 17.52 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $27.85 million and capital expenditures -$6.54 million, giving a free cash flow of $21.31 million.
Operating Cash Flow | 27.85M |
Capital Expenditures | -6.54M |
Free Cash Flow | 21.31M |
FCF Per Share | $1.80 |
Margins
Gross margin is 100.00%, with operating and profit margins of 37.96% and 28.65%.
Gross Margin | 100.00% |
Operating Margin | 37.96% |
Pretax Margin | 37.96% |
Profit Margin | 28.65% |
EBITDA Margin | 46.94% |
EBIT Margin | 37.96% |
FCF Margin | 23.90% |
Dividends & Yields
This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 2.41%.
Dividend Per Share | $0.48 |
Dividend Yield | 2.41% |
Dividend Growth (YoY) | n/a |
Years of Dividend Growth | n/a |
Payout Ratio | 22.12% |
Buyback Yield | -0.71% |
Shareholder Yield | 1.73% |
Earnings Yield | 11.10% |
FCF Yield | 9.26% |
Analyst Forecast
The average price target for CVCY is $20.33, which is 2.21% higher than the current price. The consensus rating is "Buy".
Price Target | $20.33 |
Price Target Difference | 2.21% |
Analyst Consensus | Buy |
Analyst Count | 3 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on November 1, 2005. It was a forward split with a ratio of 2:1.
Last Split Date | Nov 1, 2005 |
Split Type | Forward |
Split Ratio | 2:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 5 |