Central Valley Community Bancorp (CVCY)

NASDAQ: CVCY · IEX Real-Time Price · USD
19.89
+0.44 (2.26%)
Mar 28, 2024, 4:00 PM EDT - Market closed

Total Valuation

CVCY has a market cap or net worth of $230.13 million. The enterprise value is $326.14 million.

Market Cap 230.13M
Enterprise Value 326.14M

Important Dates

The next estimated earnings date is Thursday, April 18, 2024, after market close.

Earnings Date Apr 18, 2024
Ex-Dividend Date Feb 1, 2024

Share Statistics

CVCY has 11.82 million shares outstanding. The number of shares has increased by 0.71% in one year.

Shares Outstanding 11.82M
Shares Change (YoY) +0.71%
Shares Change (QoQ) +0.62%
Owned by Insiders (%) 15.02%
Owned by Institutions (%) 52.38%
Float 8.71M

Valuation Ratios

The trailing PE ratio is 9.09 and the forward PE ratio is 8.71. CVCY's PEG ratio is 2.20.

PE Ratio 9.09
Forward PE 8.71
PS Ratio 2.58
Forward PS 1.84
PB Ratio 1.11
P/FCF Ratio 10.80
PEG Ratio 2.20
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.79, with an EV/FCF ratio of 15.31.

EV / Earnings 12.77
EV / Sales 3.66
EV / EBITDA 7.79
EV / EBIT 9.64
EV / FCF 15.31

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.72
Debt / EBITDA 3.58
Debt / FCF 7.03
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 13.50% and return on invested capital (ROIC) is 7.16%.

Return on Equity (ROE) 13.50%
Return on Assets (ROA) 1.00%
Return on Capital (ROIC) 7.16%
Revenue Per Employee $344,170
Profits Per Employee $98,595
Employee Count 259
Asset Turnover 0.04
Inventory Turnover n/a

Taxes

In the past 12 months, CVCY has paid $8.30 million in taxes.

Income Tax 8.30M
Effective Tax Rate 24.54%

Stock Price Statistics

The stock price has decreased by -7.56% in the last 52 weeks. The beta is 0.84, so CVCY's price volatility has been lower than the market average.

Beta (1Y) 0.84
52-Week Price Change -7.56%
50-Day Moving Average 18.84
200-Day Moving Average 17.19
Relative Strength Index (RSI) 58.84
Average Volume (30 Days) 26,306

Short Selling Information

The latest short interest is 156,813, so 1.33% of the outstanding shares have been sold short.

Short Interest 156,813
Short Previous Month 145,604
Short % of Shares Out 1.33%
Short % of Float 1.80%
Short Ratio (days to cover) 5.27

Income Statement

In the last 12 months, CVCY had revenue of $89.14 million and earned $25.54 million in profits. Earnings per share was $2.17.

Revenue 89.14M
Gross Profit 89.14M
Operating Income 33.84M
Pretax Income 33.84M
Net Income 25.54M
EBITDA 41.85M
EBIT 33.84M
Earnings Per Share (EPS) $2.17
Full Income Statement

Balance Sheet

The company has $53.73 million in cash and $149.74 million in debt, giving a net cash position of -$96.02 million or -$8.12 per share.

Cash & Cash Equivalents 53.73M
Total Debt 149.74M
Net Cash -96.02M
Net Cash Per Share -$8.12
Equity / Book Value 207.06M
Book Value Per Share 17.52
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $27.85 million and capital expenditures -$6.54 million, giving a free cash flow of $21.31 million.

Operating Cash Flow 27.85M
Capital Expenditures -6.54M
Free Cash Flow 21.31M
FCF Per Share $1.80
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 37.96% and 28.65%.

Gross Margin 100.00%
Operating Margin 37.96%
Pretax Margin 37.96%
Profit Margin 28.65%
EBITDA Margin 46.94%
EBIT Margin 37.96%
FCF Margin 23.90%

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 2.41%.

Dividend Per Share $0.48
Dividend Yield 2.41%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 22.12%
Buyback Yield -0.71%
Shareholder Yield 1.73%
Earnings Yield 11.10%
FCF Yield 9.26%
Dividend Details

Analyst Forecast

The average price target for CVCY is $20.33, which is 2.21% higher than the current price. The consensus rating is "Buy".

Price Target $20.33
Price Target Difference 2.21%
Analyst Consensus Buy
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on November 1, 2005. It was a forward split with a ratio of 2:1.

Last Split Date Nov 1, 2005
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5