VABK Statistics

Total Valuation

VABK has a market cap or net worth of $131.31 million. The enterprise value is $182.84 million.

Market Cap	131.31M
Enterprise Value	182.84M

Important Dates

The next estimated earnings date is Tuesday, April 30, 2024, before market open.

Earnings Date	Apr 30, 2024
Ex-Dividend Date	Mar 13, 2024

Share Statistics

VABK has 5.39 million shares outstanding. The number of shares has increased by 0.73% in one year.

Shares Outstanding	5.39M
Shares Change (YoY)	+0.73%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	15.35%
Owned by Institutions (%)	38.39%
Float	4.74M

Valuation Ratios

The trailing PE ratio is 6.80.

PE Ratio	6.80
Forward PE	n/a
PS Ratio	2.29
Forward PS	n/a
PB Ratio	0.86
P/FCF Ratio	8.70
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.52, with an EV/FCF ratio of 12.12.

EV / Earnings	9.49
EV / Sales	3.19
EV / EBITDA	6.52
EV / EBIT	7.86
EV / FCF	12.12

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.52
Debt / EBITDA	2.85
Debt / FCF	5.30
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.50% and return on invested capital (ROIC) is 8.27%.

Return on Equity (ROE)	13.50%
Return on Assets (ROA)	1.20%
Return on Capital (ROIC)	8.27%
Revenue Per Employee	$390,041
Profits Per Employee	$131,041
Employee Count	147
Asset Turnover	0.04
Inventory Turnover	n/a

Taxes

In the past 12 months, VABK has paid $4.01 million in taxes.

Income Tax	4.01M
Effective Tax Rate	17.23%

Stock Price Statistics

The stock price has decreased by -32.11% in the last 52 weeks. The beta is 0.58, so VABK's price volatility has been lower than the market average.

Beta (1Y)	0.58
52-Week Price Change	-32.11%
50-Day Moving Average	29.27
200-Day Moving Average	32.53
Relative Strength Index (RSI)	19.93
Average Volume (30 Days)	8,617

Short Selling Information

The latest short interest is 39,546, so 0.73% of the outstanding shares have been sold short.

Short Interest	39,546
Short Previous Month	41,505
Short % of Shares Out	0.73%
Short % of Float	0.83%
Short Ratio (days to cover)	8.46

Income Statement

In the last 12 months, VABK had revenue of $57.34 million and earned $19.26 million in profits. Earnings per share was $3.58.

Revenue	57.34M
Gross Profit	57.34M
Operating Income	23.27M
Pretax Income	23.27M
Net Income	19.26M
EBITDA	28.04M
EBIT	23.27M
Earnings Per Share (EPS)	$3.58

Full Income Statement

Balance Sheet

The company has $28.39 million in cash and $79.93 million in debt, giving a net cash position of -$51.54 million or -$9.56 per share.

Cash & Cash Equivalents	28.39M
Total Debt	79.93M
Net Cash	-51.54M
Net Cash Per Share	-$9.56
Equity / Book Value	153.04M
Book Value Per Share	28.39
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $13.90 million and capital expenditures $1.19 million, giving a free cash flow of $15.09 million.

Operating Cash Flow	13.90M
Capital Expenditures	1.19M
Free Cash Flow	15.09M
FCF Per Share	$2.81

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 40.59% and 33.60%.

Gross Margin	100.00%
Operating Margin	40.59%
Pretax Margin	40.59%
Profit Margin	33.60%
EBITDA Margin	48.91%
EBIT Margin	40.59%
FCF Margin	26.32%

Dividends & Yields

This stock pays an annual dividend of $1.32, which amounts to a dividend yield of 5.42%.

Dividend Per Share	$1.32
Dividend Yield	5.42%
Dividend Growth (YoY)	7.32%
Years of Dividend Growth	1
Payout Ratio	36.87%
Buyback Yield	-0.73%
Shareholder Yield	4.69%
Earnings Yield	14.67%
FCF Yield	11.49%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on April 2, 2018. It was a forward split with a ratio of 105:100.

Last Split Date	Apr 2, 2018
Split Type	Forward
Split Ratio	105:100

Scores

Altman Z-Score	n/a
Piotroski F-Score	3