First Defiance Financial Corp. (FDEF)
Stock Price Chart
Key Info
| Market Cap | 675.62M |
| Revenue (ttm) | 139.11M |
| Net Income (ttm) | 15.41M |
| Shares Out | 37.29M |
| EPS (ttm) | 0.68 |
| PE Ratio | 26.65 |
| Forward PE | 8.94 |
| Dividend | $0.88 |
| Dividend Yield | 4.86% |
Stock Quote
| Trading Day | Jun 19, 2020 |
| Last Price | $18.12 |
| Previous Close | $18.12 |
| Change ($) | 0.00 |
| Change (%) | 0.00% |
| Day's Open | - |
| Day's Range | 17.71 - 18.86 |
| Day's Volume | 904,068 |
| 52-Week Range | 10.98 - 32.39 |
More Stats
| Market Cap | 675.62M |
| Enterprise Value | 1.08B |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | n/a |
| Shares Outstanding | 37.29M |
| Float | 36.48M |
| EPS (basic) | 1.21 |
| EPS (diluted) | 0.68 |
| FCF / Share | 1.08 |
| Dividend | $0.88 |
| Dividend Yield | 4.86% |
| Earnings Yield | 3.75% |
| FCF Yield | 6.01% |
| Payout Ratio | 67.80% |
| Shares Short | 329,371 |
| Short Ratio | 1.76 |
| Short % of Float | 0.90% |
| Beta | 1.45 |
| PE Ratio | 26.65 |
| Forward PE | 8.94 |
| P/FCF Ratio | 16.64 |
| PS Ratio | 4.86 |
| PB Ratio | 0.62 |
| Revenue | 139.11M |
| Operating Income | 18.54M |
| Net Income | 15.41M |
| Free Cash Flow | 40.61M |
| Net Cash | -402.79M |
| Net Cash / Share | -10.80 |
| Gross Margin | 113.53% |
| Operating Margin | 13.33% |
| Profit Margin | 11.50% |
| FCF Margin | 29.19% |
| ROA | 0.32% |
| ROE | 2.35% |
| ROIC | 0.50% |
Analyst Summary
Analyst Consensus: Buy
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 158 | 146 | 134 | 113 | 106 | 100 | 96.57 | 92.46 | 84.96 | 74.58 |
| Revenue Growth | 7.8% | 9.33% | 18.74% | 6.59% | 5.5% | 3.78% | 4.44% | 8.82% | 13.93% | - |
| Gross Profit | 158 | 146 | 134 | 113 | 106 | 100 | 96.57 | 92.46 | 84.96 | 74.58 |
| Operating Income | 60.64 | 56.88 | 48.45 | 41.60 | 37.83 | 33.46 | 31.51 | 26.68 | 22.20 | 11.11 |
| Net Income | 49.37 | 46.25 | 32.27 | 28.84 | 26.42 | 24.29 | 22.24 | 18.66 | 15.53 | 8.11 |
| Shares Outstanding | 19.73 | 20.40 | 20.31 | 17.96 | 18.35 | 18.69 | 19.57 | 19.46 | 19.45 | 16.24 |
| Earnings Per Share | 2.48 | 2.26 | 1.61 | 1.60 | 1.41 | 1.22 | 1.10 | 0.91 | 0.71 | 0.38 |
| EPS Growth | 9.73% | 40.37% | 0.63% | 13.48% | 15.57% | 11.42% | 20.99% | 27.46% | 89.33% | - |
| Dividend Per Share | 0.79 | 0.64 | 0.50 | 0.44 | 0.39 | 0.31 | 0.20 | 0.10 | 0.03 | - |
| Dividend Growth | 23.44% | 28% | 13.64% | 13.4% | 23.96% | 56.5% | 100% | 300% | - | - |
| Operating Cash Flow | 39.69 | 53.06 | 35.96 | 26.98 | 30.65 | 30.07 | 39.36 | 31.91 | 38.74 | 32.20 |
| Capital Expenditures | -3.13 | -4.15 | -2.41 | -2.11 | -1.63 | -4.85 | -2.05 | -3.21 | -2.02 | -1.56 |
| Free Cash Flow | 36.55 | 48.90 | 33.54 | 24.88 | 29.02 | 25.21 | 37.32 | 28.70 | 36.72 | 30.64 |
| Cash & Equivalents | 131 | 98.96 | 114 | 99.00 | 79.77 | 113 | 179 | 137 | 175 | 169 |
| Total Debt | 130 | 131 | 149 | 174 | 156 | 115 | 112 | 102 | 180 | 210 |
| Net Cash / Debt | 1.62 | -31.70 | -35.61 | -75.49 | -76.08 | -1.76 | 67.28 | 34.78 | -4.78 | -40.99 |
| Assets | 3,469 | 3,182 | 2,993 | 2,478 | 2,298 | 2,179 | 2,137 | 2,047 | 2,068 | 2,036 |
| Liabilities | 3,043 | 2,782 | 2,620 | 2,185 | 2,017 | 1,899 | 1,865 | 1,789 | 1,790 | 1,795 |
| Book Value | 426 | 400 | 373 | 293 | 280 | 280 | 272 | 258 | 278 | 240 |
Company Profile
Company Details
| Full Name | First Defiance Financial Corp. |
| Country | United States |
| Employees | 699 |
| CEO | Donald P. Hileman |
Stock Information
| Ticker Symbol | FDEF |
| Stock Exchange | NASDAQ |
| Sector | Financial |
| Industry | Savings & Loans |
| Unique Identifier | NASDAQ: FDEF |
Description
Premier Financial operates as the holding company for Premier Bank and First Insurance Group that provides community banking and financial services. It offers checking accounts, savings accounts, and retirement accounts; mortgages, home equity loans, and auto and vehicle loans; debit cards; trustee services; and various insurance products, such as auto/vehicle, health, homeowners, and life insurance, as well as property, liability, business vehicle, cybersecurity, risk management, and employee group plans. The company also provides commercial real estate loans, equipment loans, working capital lines of credit, agricultural loans, construction loans, SBA/USDA loans, and letters of credit; remote deposit, cash management, merchant, government banking, lockbox, ACH and check positive pay, and wire transfer services; investment products; and Internet and mobile banking services. It operates through 78 branches, 12 loan offices, and 2 wealth offices in Ohio, Michigan, Indiana, and Pennsylvania; and insurance agency with ten offices in Ohio. The company was formerly known as First Defiance Financial Corp. and changed its name to Premier Financial Corp. in June 2020. Premier Financial Corp. was incorporated in 1995 and is headquartered in Defiance, Ohio.