Citizens Financial Group Statistics
Total Valuation
CFG has a market cap or net worth of $15.14 billion. The enterprise value is $17.08 billion.
| Market Cap | 15.14B |
| Enterprise Value | 17.08B |
Important Dates
The last earnings date was Wednesday, April 17, 2024, before market open.
| Earnings Date | Apr 17, 2024 |
| Ex-Dividend Date | Jan 30, 2024 |
Share Statistics
CFG has 458.40 million shares outstanding. The number of shares has decreased by -0.23% in one year.
| Shares Outstanding | 458.40M |
| Shares Change (YoY) | -0.23% |
| Shares Change (QoQ) | -0.77% |
| Owned by Insiders (%) | 0.65% |
| Owned by Institutions (%) | 97.25% |
| Float | 455.09M |
Valuation Ratios
The trailing PE ratio is 10.55 and the forward PE ratio is 10.21. CFG's PEG ratio is 0.26.
| PE Ratio | 10.55 |
| Forward PE | 10.21 |
| PS Ratio | 2.01 |
| Forward PS | 1.90 |
| PB Ratio | 0.62 |
| P/FCF Ratio | 5.43 |
| PEG Ratio | 0.26 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.14, with an EV/FCF ratio of 6.12.
| EV / Earnings | 11.45 |
| EV / Sales | 2.27 |
| EV / EBITDA | 7.14 |
| EV / EBIT | 8.93 |
| EV / FCF | 6.12 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.57 |
| Debt / EBITDA | 5.84 |
| Debt / FCF | 5.01 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.30% and return on invested capital (ROIC) is 4.13%.
| Return on Equity (ROE) | 6.30% |
| Return on Assets (ROA) | 0.70% |
| Return on Capital (ROIC) | 4.13% |
| Revenue Per Employee | $424,620 |
| Profits Per Employee | $84,000 |
| Employee Count | 17,750 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CFG has paid $422.00 million in taxes.
| Income Tax | 422.00M |
| Effective Tax Rate | 22.06% |
Stock Price Statistics
The stock price has increased by +8.91% in the last 52 weeks. The beta is 1.35, so CFG's price volatility has been higher than the market average.
| Beta (1Y) | 1.35 |
| 52-Week Price Change | +8.91% |
| 50-Day Moving Average | 33.15 |
| 200-Day Moving Average | 29.90 |
| Relative Strength Index (RSI) | 43.79 |
| Average Volume (30 Days) | 5,951,651 |
Short Selling Information
The latest short interest is 18.07 million, so 3.94% of the outstanding shares have been sold short.
| Short Interest | 18.07M |
| Short Previous Month | 21.23M |
| Short % of Shares Out | 3.94% |
| Short % of Float | 3.97% |
| Short Ratio (days to cover) | 2.96 |
Income Statement
In the last 12 months, CFG had revenue of $7.54 billion and earned $1.49 billion in profits. Earnings per share was $3.13.
| Revenue | 7.54B |
| Gross Profit | 7.54B |
| Operating Income | 2.03B |
| Pretax Income | 1.91B |
| Net Income | 1.49B |
| EBITDA | 2.39B |
| EBIT | 1.91B |
| Earnings Per Share (EPS) | $3.13 |
Balance Sheet
The company has $12.03 billion in cash and $13.97 billion in debt, giving a net cash position of -$1.94 billion or -$4.23 per share.
| Cash & Cash Equivalents | 12.03B |
| Total Debt | 13.97B |
| Net Cash | -1.94B |
| Net Cash Per Share | -$4.23 |
| Equity / Book Value | 24.34B |
| Book Value Per Share | 53.10 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $2.96 billion and capital expenditures -$172.00 million, giving a free cash flow of $2.79 billion.
| Operating Cash Flow | 2.96B |
| Capital Expenditures | -172.00M |
| Free Cash Flow | 2.79B |
| FCF Per Share | $5.87 |
Margins
Gross margin is 100.00%, with operating and profit margins of 26.93% and 19.78%.
| Gross Margin | 100.00% |
| Operating Margin | 26.93% |
| Pretax Margin | 25.38% |
| Profit Margin | 19.78% |
| EBITDA Margin | 31.72% |
| EBIT Margin | 25.38% |
| FCF Margin | 37.00% |
Dividends & Yields
This stock pays an annual dividend of $1.68, which amounts to a dividend yield of 5.09%.
| Dividend Per Share | $1.68 |
| Dividend Yield | 5.09% |
| Dividend Growth (YoY) | 1.82% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 53.67% |
| Buyback Yield | 0.23% |
| Shareholder Yield | 5.32% |
| Earnings Yield | 9.85% |
| FCF Yield | 18.43% |
Analyst Forecast
The average price target for CFG is $35.88, which is 8.66% higher than the current price. The consensus rating is "Buy".
| Price Target | $35.88 |
| Price Target Difference | 8.66% |
| Analyst Consensus | Buy |
| Analyst Count | 18 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |