First Bank Statistics
Total Valuation
First Bank has a market cap or net worth of $302.23 million. The enterprise value is $237.91 million.
| Market Cap | 302.23M |
| Enterprise Value | 237.91M |
Important Dates
The last earnings date was Monday, April 22, 2024, after market close.
| Earnings Date | Apr 22, 2024 |
| Ex-Dividend Date | May 9, 2024 |
Share Statistics
First Bank has 25.25 million shares outstanding. The number of shares has increased by 27.69% in one year.
| Shares Outstanding | 25.25M |
| Shares Change (YoY) | +27.69% |
| Shares Change (QoQ) | +4.97% |
| Owned by Insiders (%) | 7.01% |
| Owned by Institutions (%) | 51.35% |
| Float | 19.67M |
Valuation Ratios
The trailing PE ratio is 12.13 and the forward PE ratio is 6.85.
| PE Ratio | 12.13 |
| Forward PE | 6.85 |
| PS Ratio | 2.40 |
| Forward PS | 2.29 |
| PB Ratio | 0.81 |
| P/FCF Ratio | 2.75 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.71, with an EV/FCF ratio of 2.17.
| EV / Earnings | 11.38 |
| EV / Sales | 1.89 |
| EV / EBITDA | 7.71 |
| EV / EBIT | 8.49 |
| EV / FCF | 2.17 |
Financial Position
The company has a current ratio of 0.38, with a Debt / Equity ratio of 0.66.
| Current Ratio | 0.38 |
| Quick Ratio | 0.50 |
| Debt / Equity | 0.66 |
| Debt / EBITDA | 7.94 |
| Debt / FCF | 2.23 |
| Interest Coverage | -0.23 |
Financial Efficiency
Return on equity (ROE) is 5.63% and return on invested capital (ROIC) is 8.95%.
| Return on Equity (ROE) | 5.63% |
| Return on Assets (ROA) | 0.58% |
| Return on Capital (ROIC) | 8.95% |
| Revenue Per Employee | $449,789 |
| Profits Per Employee | $74,632 |
| Employee Count | 280 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First Bank has paid $6.26 million in taxes.
| Income Tax | 6.26M |
| Effective Tax Rate | 23.05% |
Stock Price Statistics
The stock price has increased by +24.30% in the last 52 weeks. The beta is 0.88, so First Bank's price volatility has been lower than the market average.
| Beta (1Y) | 0.88 |
| 52-Week Price Change | +24.30% |
| 50-Day Moving Average | 13.02 |
| 200-Day Moving Average | 12.56 |
| Relative Strength Index (RSI) | 36.92 |
| Average Volume (30 Days) | 48,909 |
Short Selling Information
The latest short interest is 138,217, so 0.55% of the outstanding shares have been sold short.
| Short Interest | 138,217 |
| Short Previous Month | 174,724 |
| Short % of Shares Out | 0.55% |
| Short % of Float | 0.70% |
| Short Ratio (days to cover) | 3.34 |
Income Statement
In the last 12 months, First Bank had revenue of $125.94 million and earned $20.90 million in profits. Earnings per share was $0.99.
| Revenue | 125.94M |
| Gross Profit | 125.94M |
| Operating Income | 71.60M |
| Pretax Income | 27.16M |
| Net Income | 20.90M |
| EBITDA | 30.87M |
| EBIT | 28.02M |
| Earnings Per Share (EPS) | $0.99 |
Balance Sheet
The company has -$39.42 million in cash and $245.00 million in debt, giving a net cash position of $64.32 million or $2.55 per share.
| Cash & Cash Equivalents | -39.42M |
| Total Debt | 245.00M |
| Net Cash | 64.32M |
| Net Cash Per Share | $2.55 |
| Equity / Book Value | 370.90M |
| Book Value Per Share | 14.69 |
| Working Capital | -405.50M |
Cash Flow
In the last 12 months, operating cash flow was $112.89 million and capital expenditures -$3.12 million, giving a free cash flow of $109.77 million.
| Operating Cash Flow | 112.89M |
| Capital Expenditures | -3.12M |
| Free Cash Flow | 109.77M |
| FCF Per Share | $4.38 |
Margins
Gross margin is 100.00%, with operating and profit margins of 56.85% and 16.59%.
| Gross Margin | 100.00% |
| Operating Margin | 56.85% |
| Pretax Margin | 21.56% |
| Profit Margin | 16.59% |
| EBITDA Margin | 24.51% |
| EBIT Margin | 22.25% |
| FCF Margin | 87.16% |
Dividends & Yields
This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 2.01%.
| Dividend Per Share | $0.24 |
| Dividend Yield | 2.01% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 24.32% |
| Buyback Yield | -27.69% |
| Shareholder Yield | -25.68% |
| Earnings Yield | 6.91% |
| FCF Yield | 36.32% |
Analyst Forecast
The average price target for First Bank is $15.00, which is 25.31% higher than the current price. The consensus rating is "Buy".
| Price Target | $15.00 |
| Price Target Difference | 25.31% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
First Bank has an Altman Z-Score of 0.04 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.04 |
| Piotroski F-Score | 6 |