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PCSB Financial Corporation (PCSB)

Stock Price: $13.36 USD -0.07 (-0.52%)
Updated Oct 27, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 224.46M
Revenue (ttm) 46.68M
Net Income (ttm) 9.36M
Shares Out 16.80M
EPS (ttm) 0.60
PE Ratio 22.27
Forward PE 66.23
Dividend $0.16
Dividend Yield 1.20%

Stock Quote

Trading Day Oct 27, 2020
Last Price $13.36
Previous Close $13.43
Change ($) -0.07
Change (%) -0.52%
Day's Open 13.33
Day's Range 13.28 - 13.82
Day's Volume 30,359
52-Week Range 11.01 - 20.69

More Stats

Market Cap 224.46M
Enterprise Value 194.25M
Earnings Date (est) Jan 28, 2021
Ex-Dividend Date Aug 20, 2020
Shares Outstanding 16.80M
Float 14.45M
EPS (basic) 0.60
EPS (diluted) 0.60
FCF / Share 1.11
Dividend $0.16
Dividend Yield 1.20%
Earnings Yield 4.49%
FCF Yield 7.74%
Payout Ratio 26.70%
Shares Short 197,346
Short Ratio 3.59
Short % of Float 1.37%
Beta 0.60
PE Ratio 22.27
Forward PE 66.23
P/FCF Ratio 12.91
PS Ratio 4.81
PB Ratio 0.85
Revenue 46.68M
Operating Income 12.05M
Net Income 9.36M
Free Cash Flow 17.38M
Net Cash 30.21M
Net Cash / Share 1.80
Gross Margin 100.00%
Operating Margin 25.81%
Profit Margin 20.00%
FCF Margin 37.23%
ROA 0.55%
ROE 3.37%
ROIC 0.70%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (2)

Buy 2
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$14.75*
(10.40% upside)
Low
14.5
Current: $13.36
High
15.0
Target: 14.75
*Average 12-month price target from 2 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year202020192018201720162015
Revenue46.6845.0043.7438.9334.3225.18
Revenue Growth3.75%2.87%12.37%13.41%36.29%-
Gross Profit46.6845.0043.7438.9334.3225.18
Operating Income12.0511.0011.634.504.061.21
Net Income9.368.326.603.232.930.51
Shares Outstanding15.6516.4916.8018.17--
Earnings Per Share0.600.500.39---
EPS Growth20%28.21%----
Dividend Per Share0.160.130.03---
Dividend Growth23.08%333.33%----
Operating Cash Flow18.0812.9914.617.845.951.64
Capital Expenditures-0.70-1.12-0.75-3.47-3.90-0.55
Free Cash Flow17.3811.8713.864.372.041.09
Cash & Equivalents13660.0362.1560.4941.5877.76
Total Debt10611118.8442.6020.0814.00
Net Cash / Debt30.21-51.1943.3017.8921.5063.76
Assets1,7921,6381,4801,4261,2621,201
Liabilities1,5181,3561,1931,1471,1521,090
Book Value274281288280110110
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name PCSB Financial Corporation
Country United States
Employees 160
CEO Joseph D. Roberto

Stock Information

Ticker Symbol PCSB
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: PCSB
IPO Date April 21, 2017

Description

PCSB Financial Corporation operates as the bank holding company for PCSB Bank that provides financial services to individuals and businesses in Putnam, Southern Dutchess, Rockland, and Westchester Counties in New York. The company's deposit products include non-interest bearing demand, NOW, money market, escrow, and savings accounts, as well as time deposits. It also provides commercial real estate, multi-family residential real estate, commercial business, construction, residential mortgage, and consumer and deposit overdraft loans, as well as home equity lines of credit, insurance products, and securities. In addition, the company engages in investment activities. As of June 30, 2020, PCSB Financial Corporation offered its services from executive offices/headquarters and 15 banking offices. The company was founded in 1871 and is headquartered in Yorktown Heights, New York.