PCSB Financial Corporation (PCSB)
Stock Price:
$11.40 USD
-0.38 (-3.23%)
Updated Jul 9, 2020 1:45 PM EDT - Market open
Key Info
| Market Cap |
192.64M |
| Revenue (ttm) |
45.34M |
| Net Income (ttm) |
8.08M |
| Shares Out |
16.90M |
| EPS (ttm) |
0.50 |
| PE Ratio |
22.80 |
| Forward PE |
102.04 |
| Dividend |
$0.16 |
| Dividend Yield |
1.40% |
Stock Quote
| Trading Day |
Jul 9, 2020 |
| Last Price |
$11.40 |
| Previous Close |
$11.78 |
| Change ($) |
-0.38 |
| Change (%) |
-3.23% |
| Day's Open |
11.78 |
| Day's Range |
11.32 - 11.78 |
| Day's Volume |
35,538 |
| 52-Week Range |
11.32 - 20.78 |
More Stats
| Market Cap |
192.64M |
| Enterprise Value |
213.85M |
| Earnings Date (est) |
Jul 30, 2020 |
| Ex-Dividend Date |
May 14, 2020 |
| Shares Outstanding |
16.90M |
| Float |
13.45M |
| EPS (basic) |
0.51 |
| EPS (diluted) |
0.50 |
| FCF / Share |
1.11 |
| Dividend |
$0.16 |
| Dividend Yield |
1.40% |
| Earnings Yield |
4.39% |
| FCF Yield |
8.86% |
| Payout Ratio |
31.40% |
| Shares Short |
209,130 |
| Short Ratio |
2.42 |
| Short % of Float |
1.44% |
| Beta |
0.59 |
| PE Ratio |
22.80 |
| Forward PE |
102.04 |
| P/FCF Ratio |
11.29 |
| PS Ratio |
4.25 |
| PB Ratio |
0.76 |
| Revenue |
45.34M |
| Operating Income |
10.53M |
| Net Income |
8.08M |
| Free Cash Flow |
17.07M |
| Net Cash |
-21.21M |
| Net Cash / Share |
-1.26 |
| Gross Margin |
99.24% |
| Operating Margin |
23.23% |
| Profit Margin |
17.80% |
| FCF Margin |
37.65% |
| ROA |
0.50% |
| ROE |
2.93% |
| ROIC |
0.60% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (0)
| Buy |
0 |
| Overweight |
0 |
| Hold |
0 |
| Underweight |
0 |
| Sell |
0 |
Price Target
$14.25*
(25.00% upside)
Low
13.5
Current: 11.40
High
15.0
Target: 14.25
*Average 12-month price target from 2 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|
| Revenue | 45.00 | 43.74 | 38.93 | 34.32 | 25.18 |
| Revenue Growth | 2.87% | 12.37% | 13.41% | 36.29% | - |
| Gross Profit | 45.00 | 43.74 | 38.93 | 34.32 | 25.18 |
| Operating Income | 11.00 | 11.63 | 4.50 | 4.06 | 1.21 |
| Net Income | 8.32 | 6.60 | 3.23 | 2.93 | 0.51 |
| Shares Outstanding | 16.49 | 16.80 | 18.17 | - | - |
| Earnings Per Share | 0.50 | 0.39 | - | - | - |
| EPS Growth | 28.21% | - | - | - | - |
| Dividend Per Share | 0.13 | 0.03 | - | - | - |
| Dividend Growth | 333.33% | - | - | - | - |
| Operating Cash Flow | 12.99 | 14.61 | 7.84 | 5.95 | 1.64 |
| Capital Expenditures | -1.12 | -0.75 | -3.47 | -3.90 | -0.55 |
| Free Cash Flow | 11.87 | 13.86 | 4.37 | 2.04 | 1.09 |
| Cash & Equivalents | 60.03 | 62.15 | 60.49 | 41.58 | 77.76 |
| Total Debt | 111 | 18.84 | 42.60 | 20.08 | 14.00 |
| Net Cash / Debt | -51.19 | 43.30 | 17.89 | 21.50 | 63.76 |
| Assets | 1,638 | 1,480 | 1,426 | 1,262 | 1,201 |
| Liabilities | 1,356 | 1,193 | 1,147 | 1,152 | 1,090 |
| Book Value | 281 | 288 | 280 | 110 | 110 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
PCSB Financial Corporation |
| Country |
United States |
| Employees |
160 |
| CEO |
Joseph D. Roberto |
Stock Information
| Ticker Symbol |
PCSB |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Banks—Regional |
| Unique Identifier |
NASDAQ: PCSB |
| IPO Date |
April 21, 2017 |
Description
PCSB Financial Corporation operates as the bank holding company for PCSB Bank that provides financial services to individuals and businesses in Putnam, Southern Dutchess, Rockland, and Westchester Counties in New York. The company's deposit products include non-interest bearing demand, NOW, money market, escrow, and savings accounts, as well as time deposits. It also provides commercial real estate, multi-family residential real estate, commercial business, construction, residential mortgage, and consumer and deposit overdraft loans, as well as home equity lines of credit, insurance products, and securities. PCSB Financial Corporation offers its services from executive offices/headquarters and 15 banking offices. The company was founded in 1866 and is headquartered in Yorktown Heights, New York.