Home » Stocks » PCSB Financial

PCSB Financial Corporation (PCSB)

Stock Price: $11.40 USD -0.38 (-3.23%)
Updated Jul 9, 2020 1:45 PM EDT - Market open

Stock Price Chart

Key Info

Market Cap 192.64M
Revenue (ttm) 45.34M
Net Income (ttm) 8.08M
Shares Out 16.90M
EPS (ttm) 0.50
PE Ratio 22.80
Forward PE 102.04
Dividend $0.16
Dividend Yield 1.40%

Stock Quote

Trading Day Jul 9, 2020
Last Price $11.40
Previous Close $11.78
Change ($) -0.38
Change (%) -3.23%
Day's Open 11.78
Day's Range 11.32 - 11.78
Day's Volume 35,538
52-Week Range 11.32 - 20.78

More Stats

Market Cap 192.64M
Enterprise Value 213.85M
Earnings Date (est) Jul 30, 2020
Ex-Dividend Date May 14, 2020
Shares Outstanding 16.90M
Float 13.45M
EPS (basic) 0.51
EPS (diluted) 0.50
FCF / Share 1.11
Dividend $0.16
Dividend Yield 1.40%
Earnings Yield 4.39%
FCF Yield 8.86%
Payout Ratio 31.40%
Shares Short 209,130
Short Ratio 2.42
Short % of Float 1.44%
Beta 0.59
PE Ratio 22.80
Forward PE 102.04
P/FCF Ratio 11.29
PS Ratio 4.25
PB Ratio 0.76
Revenue 45.34M
Operating Income 10.53M
Net Income 8.08M
Free Cash Flow 17.07M
Net Cash -21.21M
Net Cash / Share -1.26
Gross Margin 99.24%
Operating Margin 23.23%
Profit Margin 17.80%
FCF Margin 37.65%
ROA 0.50%
ROE 2.93%
ROIC 0.60%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$14.25*
(25.00% upside)
Low
13.5
Current: 11.40
High
15.0
Target: 14.25
*Average 12-month price target from 2 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year20192018201720162015
Revenue45.0043.7438.9334.3225.18
Revenue Growth2.87%12.37%13.41%36.29%-
Gross Profit45.0043.7438.9334.3225.18
Operating Income11.0011.634.504.061.21
Net Income8.326.603.232.930.51
Shares Outstanding16.4916.8018.17--
Earnings Per Share0.500.39---
EPS Growth28.21%----
Dividend Per Share0.130.03---
Dividend Growth333.33%----
Operating Cash Flow12.9914.617.845.951.64
Capital Expenditures-1.12-0.75-3.47-3.90-0.55
Free Cash Flow11.8713.864.372.041.09
Cash & Equivalents60.0362.1560.4941.5877.76
Total Debt11118.8442.6020.0814.00
Net Cash / Debt-51.1943.3017.8921.5063.76
Assets1,6381,4801,4261,2621,201
Liabilities1,3561,1931,1471,1521,090
Book Value281288280110110
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name PCSB Financial Corporation
Country United States
Employees 160
CEO Joseph D. Roberto

Stock Information

Ticker Symbol PCSB
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: PCSB
IPO Date April 21, 2017

Description

PCSB Financial Corporation operates as the bank holding company for PCSB Bank that provides financial services to individuals and businesses in Putnam, Southern Dutchess, Rockland, and Westchester Counties in New York. The company's deposit products include non-interest bearing demand, NOW, money market, escrow, and savings accounts, as well as time deposits. It also provides commercial real estate, multi-family residential real estate, commercial business, construction, residential mortgage, and consumer and deposit overdraft loans, as well as home equity lines of credit, insurance products, and securities. PCSB Financial Corporation offers its services from executive offices/headquarters and 15 banking offices. The company was founded in 1866 and is headquartered in Yorktown Heights, New York.