United Community Banks Statistics
Total Valuation
UCBI has a market cap or net worth of $3.12 billion. The enterprise value is $2.44 billion.
Market Cap | 3.12B |
Enterprise Value | 2.44B |
Important Dates
The next confirmed earnings date is Wednesday, April 24, 2024, before market open.
Earnings Date | Apr 24, 2024 |
Ex-Dividend Date | Mar 14, 2024 |
Share Statistics
UCBI has 119.08 million shares outstanding. The number of shares has increased by 10.27% in one year.
Shares Outstanding | 119.08M |
Shares Change (YoY) | +10.27% |
Shares Change (QoQ) | +0.09% |
Owned by Insiders (%) | 0.53% |
Owned by Institutions (%) | 83.37% |
Float | 118.30M |
Valuation Ratios
The trailing PE ratio is 17.00 and the forward PE ratio is 11.94. UCBI's PEG ratio is 17.42.
PE Ratio | 17.00 |
Forward PE | 11.94 |
PS Ratio | 3.88 |
Forward PS | 3.19 |
PB Ratio | 0.96 |
P/FCF Ratio | 13.79 |
PEG Ratio | 17.42 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 9.00, with an EV/FCF ratio of 10.78.
EV / Earnings | 13.48 |
EV / Sales | 3.03 |
EV / EBITDA | 9.00 |
EV / EBIT | 10.80 |
EV / FCF | 10.78 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 0.10 |
Debt / EBITDA | 1.20 |
Debt / FCF | 1.44 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.70% and return on invested capital (ROIC) is 5.41%.
Return on Equity (ROE) | 5.70% |
Return on Assets (ROA) | 0.70% |
Return on Capital (ROIC) | 5.41% |
Revenue Per Employee | $257,551 |
Profits Per Employee | $57,945 |
Employee Count | 3,121 |
Asset Turnover | 0.03 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, UCBI has paid $45.00 million in taxes.
Income Tax | 45.00M |
Effective Tax Rate | 19.93% |
Stock Price Statistics
The stock price has increased by +0.31% in the last 52 weeks. The beta is 0.93, so UCBI's price volatility has been similar to the market average.
Beta (1Y) | 0.93 |
52-Week Price Change | +0.31% |
50-Day Moving Average | 25.65 |
200-Day Moving Average | 26.45 |
Relative Strength Index (RSI) | 58.74 |
Average Volume (30 Days) | 643,364 |
Short Selling Information
The latest short interest is 2.79 million, so 2.34% of the outstanding shares have been sold short.
Short Interest | 2.79M |
Short Previous Month | 3.07M |
Short % of Shares Out | 2.34% |
Short % of Float | 2.36% |
Short Ratio (days to cover) | 4.19 |
Income Statement
In the last 12 months, UCBI had revenue of $803.82 million and earned $180.85 million in profits. Earnings per share was $1.54.
Revenue | 803.82M |
Gross Profit | 803.82M |
Operating Income | 242.27M |
Pretax Income | 225.85M |
Net Income | 180.85M |
EBITDA | 270.81M |
EBIT | 225.85M |
Earnings Per Share (EPS) | $1.54 |
Balance Sheet
The company has $1.00 billion in cash and $324.82 million in debt, giving a net cash position of $679.05 million or $5.70 per share.
Cash & Cash Equivalents | 1.00B |
Total Debt | 324.82M |
Net Cash | 679.05M |
Net Cash Per Share | $5.70 |
Equity / Book Value | 3.26B |
Book Value Per Share | 27.39 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $293.97 million and capital expenditures -$67.82 million, giving a free cash flow of $226.15 million.
Operating Cash Flow | 293.97M |
Capital Expenditures | -67.82M |
Free Cash Flow | 226.15M |
FCF Per Share | $1.92 |
Margins
Gross margin is 100.00%, with operating and profit margins of 30.14% and 22.50%.
Gross Margin | 100.00% |
Operating Margin | 30.14% |
Pretax Margin | 28.10% |
Profit Margin | 22.50% |
EBITDA Margin | 33.69% |
EBIT Margin | 28.10% |
FCF Margin | 28.13% |
Dividends & Yields
This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 3.51%.
Dividend Per Share | $0.92 |
Dividend Yield | 3.51% |
Dividend Growth (YoY) | 4.55% |
Years of Dividend Growth | 9 |
Payout Ratio | 59.74% |
Buyback Yield | -10.27% |
Shareholder Yield | -6.76% |
Earnings Yield | 5.80% |
FCF Yield | 7.25% |
Analyst Forecast
The average price target for UCBI is $31.14, which is 18.95% higher than the current price. The consensus rating is "Buy".
Price Target | $31.14 |
Price Target Difference | 18.95% |
Analyst Consensus | Buy |
Analyst Count | 7 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on June 20, 2011. It was a reverse split with a ratio of 1:5.
Last Split Date | Jun 20, 2011 |
Split Type | Reverse |
Split Ratio | 1:5 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |