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Santander Consumer USA Holdings Inc. (SC)

Stock Price: $20.71 USD 0.09 (0.41%)
Updated Oct 19, 2020 3:59 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 6.54B
Revenue (ttm) 1.59B
Net Income (ttm) 277.94M
Shares Out 315.68M
EPS (ttm) 0.83
PE Ratio 24.95
Forward PE 10.94
Dividend $0.88
Dividend Yield 4.25%

Stock Quote

Trading Day Oct 19, 2020
Last Price $20.71
Previous Close $20.62
Change ($) 0.09
Change (%) 0.41%
Day's Open 20.88
Day's Range 20.66 - 21.26
Day's Volume 848,947
52-Week Range 9.74 - 27.21

More Stats

Market Cap 6.54B
Enterprise Value 44.94B
Earnings Date (est) n/a
Ex-Dividend Date Aug 12, 2020
Shares Outstanding 315.68M
Float 69.59M
EPS (basic) 0.80
EPS (diluted) 0.83
FCF / Share 0.32
Dividend $0.88
Dividend Yield 4.25%
Earnings Yield 4.01%
FCF Yield 1.58%
Payout Ratio 110.00%
Shares Short 6.24M
Short Ratio 7.07
Short % of Float 8.96%
Beta 1.12
PE Ratio 24.95
Forward PE 10.94
P/FCF Ratio 63.26
PS Ratio 4.11
PB Ratio 1.29
Revenue 1.59B
Operating Income 400.99M
Net Income 277.94M
Free Cash Flow 103.33M
Net Cash -38.40B
Net Cash / Share -121.65
Gross Margin 61.79%
Operating Margin 25.23%
Profit Margin 17.50%
FCF Margin 6.50%
ROA 0.59%
ROE 4.54%
ROIC 0.50%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (15)

Buy 4
Overweight 0
Hold 9
Underweight 0
Sell 2

Analyst Consensus: Overweight

Price Target

$19.40*
(-6.30% downside)
Low
13.0
Current: $20.71
High
24.0
Target: 19.40
*Average 12-month price target from 15 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year201920182017201620152014201320122011
Revenue2,5652,2862,1152,3042,3112,1171,8551,7481,809
Revenue Growth12.2%8.06%-8.19%-0.29%9.14%14.17%6.11%-3.4%-
Gross Profit2,5652,2862,1152,3042,3112,1171,8551,7481,809
Operating Income1,3541,1928041,1611,2901,1211,1481,1891,252
Net Income9949161,173766824725723715768
Shares Outstanding347360360358355349346346246
Earnings Per Share2.862.543.262.132.312.042.092.073.12
EPS Growth12.6%-22.09%53.05%-7.79%13.24%-2.39%0.97%-33.65%-
Dividend Per Share0.840.500.03--0.15---
Dividend Growth68%1566.67%-------
Operating Cash Flow5,5336,2453,9414,4733,9103,8952,0911,4431,556
Capital Expenditures-5,163-6,502-3,749-4,070-3,236-4,036-2,425-1.12-7.15
Free Cash Flow371-257192403674-141-3341,4411,548
Cash & Equivalents2,1612,2503,0822,9172,2551,9541,5741,361-
Total Debt39,19434,88331,16031,32430,37627,81123,29616,228-
Net Cash / Debt-37,033-32,633-28,079-28,406-28,120-25,857-21,722-14,867-
Assets48,93443,96039,40338,53936,44932,36926,40218,742-
Liabilities41,61536,94132,93733,30032,01628,84323,71516,502-
Book Value7,3197,0186,4665,2394,4333,5262,6872,200-
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Santander Consumer USA Holdings Inc.
Country United States
Employees 5,175
CEO Mahesh C. Aditya

Stock Information

Ticker Symbol SC
Stock Exchange New York Stock Exchange
Sector Financial Services
Industry Credit Services
Unique Identifier NYSE: SC
IPO Date January 23, 2014

Description

Santander Consumer USA Holdings, a specialized consumer finance company, provides vehicle finance and third-party servicing in the United States. It offers vehicle financial products and services, including retail installment contracts and vehicle leases, as well as dealer loans for inventory, construction, real estate, working capital, and revolving lines of credit. The company also provides financial products and services related to recreational and marine vehicles; originates vehicle loans through RoadLoans.com, a web-based direct lending platform; purchases vehicle retail installment contracts from other lenders; and services automobile, and recreational and marine vehicle portfolios for other lenders. In addition, it originates private-label loans and leases; and offers other consumer finance products, and personal loans; as well as point-of-sale financing. The company was founded in 1995 and is headquartered in Dallas, Texas. Santander Consumer USA Holdings Inc. is a subsidiary of Santander Holdings USA, Inc.