Home » Stocks » State Auto Financial

State Auto Financial Corporation (STFC)

Stock Price: $17.00 USD 0.90 (5.59%)
Updated Aug 6, 2020 4:00 PM EDT - Market closed
Pre-market: $17.81 +0.81 (4.77%) Aug 7, 7:00 AM

Stock Price Chart

Key Info

Market Cap 744.11M
Revenue (ttm) 1.26B
Net Income (ttm) -76.60M
Shares Out 43.77M
EPS (ttm) -1.78
PE Ratio n/a
Forward PE 12.99
Dividend $0.40
Dividend Yield 2.35%

Stock Quote

Trading Day Aug 6, 2020
Last Price $17.00
Previous Close $16.10
Change ($) 0.90
Change (%) 5.59%
Day's Open 16.74
Day's Range 16.31 - 17.40
Day's Volume 49,415
52-Week Range 15.11 - 34.75

More Stats

Market Cap 744.11M
Enterprise Value 799.61M
Earnings Date (est) Oct 29, 2020
Ex-Dividend Date Mar 13, 2020
Shares Outstanding 43.77M
Float 17.33M
EPS (basic) -1.75
EPS (diluted) -1.78
FCF / Share -0.91
Dividend $0.40
Dividend Yield 2.35%
Earnings Yield n/a
FCF Yield n/a
Payout Ratio n/a
Shares Short 224,402
Short Ratio 3.21
Short % of Float 1.38%
Beta 0.05
PE Ratio n/a
Forward PE 12.99
P/FCF Ratio n/a
PS Ratio 0.59
PB Ratio 0.78
Revenue 1.26B
Operating Income -93.70M
Net Income -76.60M
Free Cash Flow -39.70M
Net Cash -55.50M
Net Cash / Share -1.27
Gross Margin 9.80%
Operating Margin -7.45%
Profit Margin -6.10%
FCF Margin -3.16%
ROA -1.99%
ROE -8.70%
ROIC -3.10%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (5)

Buy 0
Overweight 0
Hold 5
Underweight 0
Sell 0

Analyst Consensus: Hold

Price Target

$18.33*
(7.82% upside)
Low
18.0
Current: $17.00
High
19.0
Target: 18.33
*Average 12-month price target from 3 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue1,4101,2761,4221,4051,3691,1731,1531,1501,5541,355
Revenue Growth10.52%-10.3%1.26%2.63%16.71%1.71%0.25%-25.98%14.66%-
Gross Profit565479504462506401433372374466
Operating Income11218.6040.9024.3072.7032.2069.8017.60-10531.50
Net Income87.4012.80-17.8019.2051.2010760.8010.70-16124.40
Shares Outstanding43.5643.1542.2741.7441.3340.9740.6640.4540.2740.07
Earnings Per Share1.960.29-0.420.461.232.601.490.26-4.000.62
EPS Growth575.86%---62.6%-52.69%74.5%473.08%---
Dividend Per Share0.400.400.400.400.400.400.400.550.600.60
Dividend Growth0%0%0%0%0%0%-27.27%-8.33%0%-
Operating Cash Flow-43.90-13.4067.9011415075.6072.10-28643.00131
Capital Expenditures1.60----0.10-0.201.50--0.10
Free Cash Flow-42.30-13.4067.9011415075.6072.30-28443.00131
Cash & Equivalents78.0059.8091.5051.1058.1086.3080.3059.0035688.30
Total Debt122122122122101101101116116117
Net Cash / Debt-44.00-62.20-30.60-71.00-42.40-14.50-20.50-56.90240-28.50
Assets2,9852,8963,0192,9592,8282,7672,4962,4782,7642,722
Liabilities2,0262,0772,1842,0681,9441,8941,7111,7412,0411,870
Book Value960819835891885873785737724852
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name State Auto Financial Corporation
Country United States
Employees 1,978
CEO Michael E. LaRocco

Stock Information

Ticker Symbol STFC
Stock Exchange NASDAQ
Sector Financial Services
Industry Insurance—Property & Casualty
Unique Identifier NASDAQ: STFC

Description

State Auto Financial Corporation, through its subsidiaries, engages in writing personal and business insurance products in the United States. It operates through three segments: Personal Insurance, Commercial Insurance, and Investment Operations. The Personal Insurance segment primarily provides personal automobile, homeowners insurance, and other personal insurance products. The commercial insurance segment primarily provides commercial automobile, commercial multi-peril, fire and allied, general liability, and workers' compensation insurance covering small-to-medium sized commercial insurance market, as well as farm and ranch insurance. The Investment Operations segment provides investment management services to affiliated insurance companies. The company markets its products primarily through independent agencies, including retail agencies and wholesale brokers. The company was founded in 1950 and is headquartered in Columbus, Ohio. State Auto Financial Corporation operates as a subsidiary of State Automobile Mutual Insurance Company, Inc.