State Auto Financial Corporation (STFC)
Stock Price:
$13.25 USD
-0.11 (-0.79%)
Updated Oct 27, 2020 1:16 PM EDT - Market open
Key Info
| Market Cap |
580.63M |
| Revenue (ttm) |
1.35B |
| Net Income (ttm) |
-36.10M |
| Shares Out |
43.84M |
| EPS (ttm) |
-0.86 |
| PE Ratio |
n/a |
| Forward PE |
13.76 |
| Dividend |
$0.40 |
| Dividend Yield |
3.02% |
Stock Quote
| Trading Day |
Oct 27, 2020 |
| Last Price |
$13.25 |
| Previous Close |
$13.35 |
| Change ($) |
-0.11 |
| Change (%) |
-0.79% |
| Day's Open |
13.29 |
| Day's Range |
13.12 - 13.49 |
| Day's Volume |
50,703 |
| 52-Week Range |
13.12 - 34.67 |
More Stats
| Market Cap |
580.63M |
| Enterprise Value |
588.13M |
| Earnings Date (est) |
Nov 5, 2020 |
| Ex-Dividend Date |
Sep 16, 2020 |
| Shares Outstanding |
43.84M |
| Float |
17.18M |
| EPS (basic) |
-0.83 |
| EPS (diluted) |
-0.86 |
| FCF / Share |
-0.22 |
| Dividend |
$0.40 |
| Dividend Yield |
3.02% |
| Earnings Yield |
n/a |
| FCF Yield |
n/a |
| Payout Ratio |
n/a |
| Shares Short |
195,442 |
| Short Ratio |
4.02 |
| Short % of Float |
1.14% |
| Beta |
-0.01 |
| PE Ratio |
n/a |
| Forward PE |
13.76 |
| P/FCF Ratio |
n/a |
| PS Ratio |
0.43 |
| PB Ratio |
0.65 |
| Revenue |
1.35B |
| Operating Income |
-44.50M |
| Net Income |
-36.10M |
| Free Cash Flow |
-9.50M |
| Net Cash |
-7.50M |
| Net Cash / Share |
-0.17 |
| Gross Margin |
9.11% |
| Operating Margin |
-3.29% |
| Profit Margin |
-2.70% |
| FCF Margin |
-0.70% |
| ROA |
-0.92% |
| ROE |
-3.91% |
| ROIC |
-1.50% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (5)
| Buy |
1 |
| Overweight |
0 |
| Hold |
4 |
| Underweight |
0 |
| Sell |
0 |
Analyst Consensus: Overweight
Price Target
$16.33*
(23.29% upside)
Low
15.0
Current: $13.25
High
18.0
Target: 16.33
*Average 12-month price target from 3 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 1,410 | 1,276 | 1,422 | 1,405 | 1,369 | 1,173 | 1,153 | 1,150 | 1,554 | 1,355 |
| Revenue Growth | 10.52% | -10.3% | 1.26% | 2.63% | 16.71% | 1.71% | 0.25% | -25.98% | 14.66% | - |
| Gross Profit | 565 | 479 | 504 | 462 | 506 | 401 | 433 | 372 | 374 | 466 |
| Operating Income | 112 | 18.60 | 40.90 | 24.30 | 72.70 | 32.20 | 69.80 | 17.60 | -105 | 31.50 |
| Net Income | 87.40 | 12.80 | -17.80 | 19.20 | 51.20 | 107 | 60.80 | 10.70 | -161 | 24.40 |
| Shares Outstanding | 43.56 | 43.15 | 42.27 | 41.74 | 41.33 | 40.97 | 40.66 | 40.45 | 40.27 | 40.07 |
| Earnings Per Share | 1.96 | 0.29 | -0.42 | 0.46 | 1.23 | 2.60 | 1.49 | 0.26 | -4.00 | 0.62 |
| EPS Growth | 575.86% | - | - | -62.6% | -52.69% | 74.5% | 473.08% | - | - | - |
| Dividend Per Share | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.55 | 0.60 | 0.60 |
| Dividend Growth | 0% | 0% | 0% | 0% | 0% | 0% | -27.27% | -8.33% | 0% | - |
| Operating Cash Flow | -43.90 | -13.40 | 67.90 | 114 | 150 | 75.60 | 72.10 | -286 | 43.00 | 131 |
| Capital Expenditures | 1.60 | - | - | - | -0.10 | - | 0.20 | 1.50 | - | -0.10 |
| Free Cash Flow | -42.30 | -13.40 | 67.90 | 114 | 150 | 75.60 | 72.30 | -284 | 43.00 | 131 |
| Cash & Equivalents | 78.00 | 59.80 | 91.50 | 51.10 | 58.10 | 86.30 | 80.30 | 59.00 | 356 | 88.30 |
| Total Debt | 122 | 122 | 122 | 122 | 101 | 101 | 101 | 116 | 116 | 117 |
| Net Cash / Debt | -44.00 | -62.20 | -30.60 | -71.00 | -42.40 | -14.50 | -20.50 | -56.90 | 240 | -28.50 |
| Assets | 2,985 | 2,896 | 3,019 | 2,959 | 2,828 | 2,767 | 2,496 | 2,478 | 2,764 | 2,722 |
| Liabilities | 2,026 | 2,077 | 2,184 | 2,068 | 1,944 | 1,894 | 1,711 | 1,741 | 2,041 | 1,870 |
| Book Value | 960 | 819 | 835 | 891 | 885 | 873 | 785 | 737 | 724 | 852 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
State Auto Financial Corporation |
| Country |
United States |
| Employees |
1,978 |
| CEO |
Michael E. LaRocco |
Stock Information
| Ticker Symbol |
STFC |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Insurance—Property & Casualty |
| Unique Identifier |
NASDAQ: STFC |
Description
State Auto Financial Corporation, through its subsidiaries, engages in writing personal and business insurance products in the United States. It operates through three segments: Personal Insurance, Commercial Insurance, and Investment Operations. The Personal Insurance segment primarily provides personal automobile, homeowners insurance, and other personal insurance products. The commercial insurance segment primarily provides commercial automobile, commercial multi-peril, fire and allied, general liability, and workers' compensation insurance covering small-to-medium sized commercial insurance market, as well as farm and ranch insurance. The Investment Operations segment provides investment management services to affiliated insurance companies. The company markets its products primarily through independent agencies, including retail agencies and wholesale brokers. The company was founded in 1950 and is headquartered in Columbus, Ohio. State Auto Financial Corporation operates as a subsidiary of State Automobile Mutual Insurance Company, Inc.