United Community Banks Statistics
Total Valuation
UCBI has a market cap or net worth of $2.99 billion. The enterprise value is $2.32 billion.
| Market Cap | 2.99B |
| Enterprise Value | 2.32B |
Important Dates
The next confirmed earnings date is Wednesday, April 24, 2024, before market open.
| Earnings Date | Apr 24, 2024 |
| Ex-Dividend Date | Mar 14, 2024 |
Share Statistics
UCBI has 119.08 million shares outstanding. The number of shares has increased by 10.27% in one year.
| Shares Outstanding | 119.08M |
| Shares Change (YoY) | +10.27% |
| Shares Change (QoQ) | +0.09% |
| Owned by Insiders (%) | 0.53% |
| Owned by Institutions (%) | 83.33% |
| Float | 118.30M |
Valuation Ratios
The trailing PE ratio is 16.36 and the forward PE ratio is 11.49. UCBI's PEG ratio is 17.42.
| PE Ratio | 16.36 |
| Forward PE | 11.49 |
| PS Ratio | 3.73 |
| Forward PS | 3.06 |
| PB Ratio | 0.92 |
| P/FCF Ratio | 13.25 |
| PEG Ratio | 17.42 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.56, with an EV/FCF ratio of 10.25.
| EV / Earnings | 12.81 |
| EV / Sales | 2.88 |
| EV / EBITDA | 8.56 |
| EV / EBIT | 10.26 |
| EV / FCF | 10.25 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.10 |
| Debt / EBITDA | 1.20 |
| Debt / FCF | 1.44 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.70% and return on invested capital (ROIC) is 5.41%.
| Return on Equity (ROE) | 5.70% |
| Return on Assets (ROA) | 0.70% |
| Return on Capital (ROIC) | 5.41% |
| Revenue Per Employee | $257,551 |
| Profits Per Employee | $57,945 |
| Employee Count | 3,121 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UCBI has paid $45.00 million in taxes.
| Income Tax | 45.00M |
| Effective Tax Rate | 19.93% |
Stock Price Statistics
The stock price has decreased by -9.26% in the last 52 weeks. The beta is 0.93, so UCBI's price volatility has been similar to the market average.
| Beta (1Y) | 0.93 |
| 52-Week Price Change | -9.26% |
| 50-Day Moving Average | 25.73 |
| 200-Day Moving Average | 26.44 |
| Relative Strength Index (RSI) | 43.19 |
| Average Volume (30 Days) | 642,159 |
Short Selling Information
The latest short interest is 2.79 million, so 2.34% of the outstanding shares have been sold short.
| Short Interest | 2.79M |
| Short Previous Month | 3.07M |
| Short % of Shares Out | 2.34% |
| Short % of Float | 2.36% |
| Short Ratio (days to cover) | 4.19 |
Income Statement
In the last 12 months, UCBI had revenue of $803.82 million and earned $180.85 million in profits. Earnings per share was $1.54.
| Revenue | 803.82M |
| Gross Profit | 803.82M |
| Operating Income | 242.27M |
| Pretax Income | 225.85M |
| Net Income | 180.85M |
| EBITDA | 270.81M |
| EBIT | 225.85M |
| Earnings Per Share (EPS) | $1.54 |
Balance Sheet
The company has $1.00 billion in cash and $324.82 million in debt, giving a net cash position of $679.05 million or $5.70 per share.
| Cash & Cash Equivalents | 1.00B |
| Total Debt | 324.82M |
| Net Cash | 679.05M |
| Net Cash Per Share | $5.70 |
| Equity / Book Value | 3.26B |
| Book Value Per Share | 27.39 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $293.97 million and capital expenditures -$67.82 million, giving a free cash flow of $226.15 million.
| Operating Cash Flow | 293.97M |
| Capital Expenditures | -67.82M |
| Free Cash Flow | 226.15M |
| FCF Per Share | $1.92 |
Margins
Gross margin is 100.00%, with operating and profit margins of 30.14% and 22.50%.
| Gross Margin | 100.00% |
| Operating Margin | 30.14% |
| Pretax Margin | 28.10% |
| Profit Margin | 22.50% |
| EBITDA Margin | 33.69% |
| EBIT Margin | 28.10% |
| FCF Margin | 28.13% |
Dividends & Yields
This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 3.67%.
| Dividend Per Share | $0.92 |
| Dividend Yield | 3.67% |
| Dividend Growth (YoY) | 4.55% |
| Years of Dividend Growth | 9 |
| Payout Ratio | 59.74% |
| Buyback Yield | -10.27% |
| Shareholder Yield | -6.62% |
| Earnings Yield | 6.04% |
| FCF Yield | 7.55% |
Analyst Forecast
The average price target for UCBI is $31.14, which is 24.16% higher than the current price. The consensus rating is "Buy".
| Price Target | $31.14 |
| Price Target Difference | 24.16% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on June 20, 2011. It was a reverse split with a ratio of 1:5.
| Last Split Date | Jun 20, 2011 |
| Split Type | Reverse |
| Split Ratio | 1:5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |