Synchrony Financial Statistics
Total Valuation
SYF has a market cap or net worth of $17.49 billion. The enterprise value is $13.61 billion.
| Market Cap | 17.49B |
| Enterprise Value | 13.61B |
Important Dates
The next estimated earnings date is Tuesday, July 16, 2024, before market open.
| Earnings Date | Jul 16, 2024 |
| Ex-Dividend Date | May 3, 2024 |
Share Statistics
SYF has 401.54 million shares outstanding. The number of shares has decreased by -6.91% in one year.
| Shares Outstanding | 401.54M |
| Shares Change (YoY) | -6.91% |
| Shares Change (QoQ) | -1.68% |
| Owned by Insiders (%) | 0.52% |
| Owned by Institutions (%) | 100.29% |
| Float | 398.19M |
Valuation Ratios
The trailing PE ratio is 6.22 and the forward PE ratio is 7.77. SYF's PEG ratio is 1.79.
| PE Ratio | 6.22 |
| Forward PE | 7.77 |
| PS Ratio | 2.02 |
| Forward PS | 0.94 |
| PB Ratio | 1.14 |
| P/FCF Ratio | 1.95 |
| PEG Ratio | 1.79 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 3.20, with an EV/FCF ratio of 1.52.
| EV / Earnings | 4.71 |
| EV / Sales | 1.57 |
| EV / EBITDA | 3.20 |
| EV / EBIT | 3.60 |
| EV / FCF | 1.52 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.06 |
| Debt / EBITDA | 3.80 |
| Debt / FCF | 1.80 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 20.50% and return on invested capital (ROIC) is 9.30%.
| Return on Equity (ROE) | 20.50% |
| Return on Assets (ROA) | 2.50% |
| Return on Capital (ROIC) | 9.30% |
| Revenue Per Employee | $433,350 |
| Profits Per Employee | $144,400 |
| Employee Count | 20,000 |
| Asset Turnover | 0.08 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SYF has paid $892.00 million in taxes.
| Income Tax | 892.00M |
| Effective Tax Rate | 23.60% |
Stock Price Statistics
The stock price has increased by +55.95% in the last 52 weeks. The beta is 1.58, so SYF's price volatility has been higher than the market average.
| Beta (1Y) | 1.58 |
| 52-Week Price Change | +55.95% |
| 50-Day Moving Average | 42.88 |
| 200-Day Moving Average | 36.28 |
| Relative Strength Index (RSI) | 47.11 |
| Average Volume (30 Days) | 4,409,783 |
Short Selling Information
The latest short interest is 11.45 million, so 2.85% of the outstanding shares have been sold short.
| Short Interest | 11.45M |
| Short Previous Month | 10.89M |
| Short % of Shares Out | 2.85% |
| Short % of Float | 2.88% |
| Short Ratio (days to cover) | 2.64 |
Income Statement
In the last 12 months, SYF had revenue of $8.67 billion and earned $2.89 billion in profits. Earnings per share was $6.99.
| Revenue | 8.67B |
| Gross Profit | 8.67B |
| Operating Income | 3.82B |
| Pretax Income | 3.78B |
| Net Income | 2.89B |
| EBITDA | 4.25B |
| EBIT | 3.78B |
| Earnings Per Share (EPS) | $6.99 |
Balance Sheet
The company has $20.02 billion in cash and $16.13 billion in debt, giving a net cash position of $3.89 billion or $9.68 per share.
| Cash & Cash Equivalents | 20.02B |
| Total Debt | 16.13B |
| Net Cash | 3.89B |
| Net Cash Per Share | $9.68 |
| Equity / Book Value | 15.28B |
| Book Value Per Share | 38.06 |
| Working Capital | n/a |
Cash Flow
| Operating Cash Flow | 8.96B |
| Capital Expenditures | n/a |
| Free Cash Flow | 8.96B |
| FCF Per Share | $22.01 |
Margins
Gross margin is 100.00%, with operating and profit margins of 44.10% and 33.32%.
| Gross Margin | 100.00% |
| Operating Margin | 44.10% |
| Pretax Margin | 43.61% |
| Profit Margin | 33.32% |
| EBITDA Margin | 48.99% |
| EBIT Margin | 43.61% |
| FCF Margin | 103.32% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 2.30%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 2.30% |
| Dividend Growth (YoY) | 8.70% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 14.31% |
| Buyback Yield | 6.91% |
| Shareholder Yield | 9.21% |
| Earnings Yield | 16.51% |
| FCF Yield | 51.19% |
Analyst Forecast
The average price target for SYF is $43.44, which is -0.09% lower than the current price. The consensus rating is "Buy".
| Price Target | $43.44 |
| Price Target Difference | -0.09% |
| Analyst Consensus | Buy |
| Analyst Count | 19 |
| Revenue Growth Forecast (5Y) | 17.76% |
| EPS Growth Forecast (5Y) | 4.46% |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |