CoreCard Statistics
Total Valuation
CoreCard has a market cap or net worth of $120.53 million. The enterprise value is $87.61 million.
| Market Cap | 120.53M |
| Enterprise Value | 87.61M |
Important Dates
The last earnings date was Thursday, October 31, 2024, before market open.
| Earnings Date | Oct 31, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
CoreCard has 8.02 million shares outstanding. The number of shares has decreased by -2.57% in one year.
| Shares Outstanding | 8.02M |
| Shares Change (YoY) | -2.57% |
| Shares Change (QoQ) | -1.27% |
| Owned by Insiders (%) | 27.68% |
| Owned by Institutions (%) | 35.64% |
| Float | 5.80M |
Valuation Ratios
The trailing PE ratio is 80.64 and the forward PE ratio is 25.68.
| PE Ratio | 80.64 |
| Forward PE | 25.68 |
| PS Ratio | 2.21 |
| Forward PS | 4.20 |
| PB Ratio | 2.21 |
| P/FCF Ratio | 2,492.95 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 12.26, with an EV/FCF ratio of 1,946.82.
| EV / Earnings | 55.10 |
| EV / Sales | 1.67 |
| EV / EBITDA | 12.26 |
| EV / EBIT | 35.27 |
| EV / FCF | 1,946.82 |
Financial Position
The company has a current ratio of 5.08, with a Debt / Equity ratio of 0.06.
| Current Ratio | 5.08 |
| Quick Ratio | 4.36 |
| Debt / Equity | 0.06 |
| Debt / EBITDA | 0.39 |
| Debt / FCF | 72.67 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.99% and return on invested capital (ROIC) is 2.76%.
| Return on Equity (ROE) | 2.99% |
| Return on Assets (ROA) | 2.43% |
| Return on Capital (ROIC) | 2.76% |
| Revenue Per Employee | $45,590 |
| Profits Per Employee | $1,383 |
| Employee Count | 1,150 |
| Asset Turnover | 0.82 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CoreCard has paid $509,000 in taxes.
| Income Tax | 509,000 |
| Effective Tax Rate | 24.25% |
Stock Price Statistics
The stock price has decreased by -26.77% in the last 52 weeks. The beta is 0.41, so CoreCard's price volatility has been lower than the market average.
| Beta (5Y) | 0.41 |
| 52-Week Price Change | -26.77% |
| 50-Day Moving Average | 13.98 |
| 200-Day Moving Average | 12.87 |
| Relative Strength Index (RSI) | 67.95 |
| Average Volume (20 Days) | 20,093 |
Short Selling Information
The latest short interest is 264,960, so 3.30% of the outstanding shares have been sold short.
| Short Interest | 264,960 |
| Short Previous Month | 298,924 |
| Short % of Shares Out | 3.30% |
| Short % of Float | 4.57% |
| Short Ratio (days to cover) | 12.50 |
Income Statement
In the last 12 months, CoreCard had revenue of $52.43 million and earned $1.59 million in profits. Earnings per share was $0.19.
| Revenue | 52.43M |
| Gross Profit | 17.13M |
| Operating Income | 2.48M |
| Pretax Income | 2.10M |
| Net Income | 1.59M |
| EBITDA | 7.15M |
| EBIT | 2.48M |
| Earnings Per Share (EPS) | $0.19 |
Balance Sheet
The company has $27.85 million in cash and $3.27 million in debt, giving a net cash position of $24.58 million or $3.06 per share.
| Cash & Cash Equivalents | 27.85M |
| Total Debt | 3.27M |
| Net Cash | 24.58M |
| Net Cash Per Share | $3.06 |
| Equity (Book Value) | 50.85M |
| Book Value Per Share | 6.34 |
| Working Capital | 32.67M |
Cash Flow
In the last 12 months, operating cash flow was $4.03 million and capital expenditures -$3.99 million, giving a free cash flow of $45,000.
| Operating Cash Flow | 4.03M |
| Capital Expenditures | -3.99M |
| Free Cash Flow | 45,000 |
| FCF Per Share | $0.01 |
Margins
Gross margin is 32.67%, with operating and profit margins of 4.74% and 3.03%.
| Gross Margin | 32.67% |
| Operating Margin | 4.74% |
| Pretax Margin | 4.00% |
| Profit Margin | 3.03% |
| EBITDA Margin | 13.63% |
| EBIT Margin | 4.74% |
| FCF Margin | 0.09% |
Dividends & Yields
CoreCard does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 2.57% |
| Shareholder Yield | 2.57% |
| Earnings Yield | 1.42% |
| FCF Yield | 0.04% |
Analyst Forecast
The average price target for CoreCard is $15.00, which is -0.13% lower than the current price. The consensus rating is "Hold".
| Price Target | $15.00 |
| Price Target Difference | -0.13% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
CoreCard has an Altman Z-Score of 10.5 and a Piotroski F-Score of 4.
| Altman Z-Score | 10.5 |
| Piotroski F-Score | 4 |