FinWise Bancorp Statistics
Total Valuation
FINW has a market cap or net worth of $135.10 million. The enterprise value is $25.51 million.
| Market Cap | 135.10M |
| Enterprise Value | 25.51M |
Important Dates
The last earnings date was Monday, April 29, 2024, after market close.
| Earnings Date | Apr 29, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
FINW has 12.79 million shares outstanding. The number of shares has decreased by -0.99% in one year.
| Shares Outstanding | 12.79M |
| Shares Change (YoY) | -0.99% |
| Shares Change (QoQ) | +3.41% |
| Owned by Insiders (%) | 30.29% |
| Owned by Institutions (%) | 22.24% |
| Float | 8.65M |
Valuation Ratios
The trailing PE ratio is 8.23 and the forward PE ratio is 11.76.
| PE Ratio | 8.23 |
| Forward PE | 11.76 |
| PS Ratio | 2.04 |
| Forward PS | 1.64 |
| PB Ratio | 0.83 |
| P/FCF Ratio | 66.58 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 0.91, with an EV/FCF ratio of 12.57.
| EV / Earnings | 1.51 |
| EV / Sales | 0.38 |
| EV / EBITDA | 0.91 |
| EV / EBIT | 1.10 |
| EV / FCF | 12.57 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.04 |
| Debt / EBITDA | 0.22 |
| Debt / FCF | 3.06 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.00% and return on invested capital (ROIC) is 10.03%.
| Return on Equity (ROE) | 11.00% |
| Return on Assets (ROA) | 3.00% |
| Return on Capital (ROIC) | 10.03% |
| Revenue Per Employee | $409,599 |
| Profits Per Employee | $104,407 |
| Employee Count | 162 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FINW has paid $6.18 million in taxes.
| Income Tax | 6.18M |
| Effective Tax Rate | 26.77% |
Stock Price Statistics
The stock price has increased by +34.43% in the last 52 weeks. The beta is 0.71, so FINW's price volatility has been lower than the market average.
| Beta (1Y) | 0.71 |
| 52-Week Price Change | +34.43% |
| 50-Day Moving Average | 10.20 |
| 200-Day Moving Average | 10.68 |
| Relative Strength Index (RSI) | 55.54 |
| Average Volume (30 Days) | 21,264 |
Short Selling Information
The latest short interest is 65,714, so 0.51% of the outstanding shares have been sold short.
| Short Interest | 65,714 |
| Short Previous Month | 9,860 |
| Short % of Shares Out | 0.51% |
| Short % of Float | 0.76% |
| Short Ratio (days to cover) | 3.51 |
Income Statement
In the last 12 months, FINW had revenue of $66.36 million and earned $16.91 million in profits. Earnings per share was $1.29.
| Revenue | 66.36M |
| Gross Profit | 66.36M |
| Operating Income | 23.10M |
| Pretax Income | 23.10M |
| Net Income | 16.91M |
| EBITDA | 28.10M |
| EBIT | 23.10M |
| Earnings Per Share (EPS) | $1.29 |
Balance Sheet
The company has $115.79 million in cash and $6.20 million in debt, giving a net cash position of $109.59 million or $8.57 per share.
| Cash & Cash Equivalents | 115.79M |
| Total Debt | 6.20M |
| Net Cash | 109.59M |
| Net Cash Per Share | $8.57 |
| Equity / Book Value | 162.48M |
| Book Value Per Share | 12.70 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $10.50 million and capital expenditures -$8.47 million, giving a free cash flow of $2.03 million.
| Operating Cash Flow | 10.50M |
| Capital Expenditures | -8.47M |
| Free Cash Flow | 2.03M |
| FCF Per Share | $0.16 |
Margins
Gross margin is 100.00%, with operating and profit margins of 34.81% and 25.49%.
| Gross Margin | 100.00% |
| Operating Margin | 34.81% |
| Pretax Margin | 34.81% |
| Profit Margin | 25.49% |
| EBITDA Margin | 42.35% |
| EBIT Margin | 34.81% |
| FCF Margin | 3.06% |
Dividends & Yields
FINW does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 0.99% |
| Shareholder Yield | 0.99% |
| Earnings Yield | 12.52% |
| FCF Yield | 1.50% |
Analyst Forecast
The average price target for FINW is $17.00, which is 60.08% higher than the current price. The consensus rating is "Buy".
| Price Target | $17.00 |
| Price Target Difference | 60.08% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |