Five Star Bancorp Statistics
Total Valuation
FSBC has a market cap or net worth of $498.89 million. The enterprise value is $514.67 million.
| Market Cap | 498.89M |
| Enterprise Value | 514.67M |
Important Dates
The last earnings date was Monday, April 29, 2024, after market close.
| Earnings Date | Apr 29, 2024 |
| Ex-Dividend Date | May 3, 2024 |
Share Statistics
FSBC has 21.32 million shares outstanding. The number of shares has increased by 0.55% in one year.
| Shares Outstanding | 21.32M |
| Shares Change (YoY) | +0.55% |
| Shares Change (QoQ) | +0.56% |
| Owned by Insiders (%) | 26.60% |
| Owned by Institutions (%) | 55.16% |
| Float | 14.39M |
Valuation Ratios
The trailing PE ratio is 8.90 and the forward PE ratio is 10.90.
| PE Ratio | 8.90 |
| Forward PE | 10.90 |
| PS Ratio | 4.44 |
| Forward PS | 4.04 |
| PB Ratio | 1.71 |
| P/FCF Ratio | 13.15 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.95, with an EV/FCF ratio of 13.56.
| EV / Earnings | 11.39 |
| EV / Sales | 4.58 |
| EV / EBITDA | 7.95 |
| EV / EBIT | 8.16 |
| EV / FCF | 13.56 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.69 |
| Debt / EBITDA | 3.11 |
| Debt / FCF | 5.30 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.10% and return on invested capital (ROIC) is 9.16%.
| Return on Equity (ROE) | 16.10% |
| Return on Assets (ROA) | 1.30% |
| Return on Capital (ROIC) | 9.16% |
| Revenue Per Employee | $624,717 |
| Profits Per Employee | $251,133 |
| Employee Count | 180 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FSBC has paid $17.87 million in taxes.
| Income Tax | 17.87M |
| Effective Tax Rate | 28.33% |
Stock Price Statistics
The stock price has increased by +21.93% in the last 52 weeks. The beta is 0.37, so FSBC's price volatility has been lower than the market average.
| Beta (1Y) | 0.37 |
| 52-Week Price Change | +21.93% |
| 50-Day Moving Average | 22.37 |
| 200-Day Moving Average | 22.53 |
| Relative Strength Index (RSI) | 68.55 |
| Average Volume (30 Days) | 44,309 |
Short Selling Information
The latest short interest is 65,770, so 0.31% of the outstanding shares have been sold short.
| Short Interest | 65,770 |
| Short Previous Month | 76,500 |
| Short % of Shares Out | 0.31% |
| Short % of Float | 0.46% |
| Short Ratio (days to cover) | 1.09 |
Income Statement
In the last 12 months, FSBC had revenue of $112.45 million and earned $45.20 million in profits. Earnings per share was $2.63.
| Revenue | 112.45M |
| Gross Profit | 112.45M |
| Operating Income | 63.08M |
| Pretax Income | 63.08M |
| Net Income | 45.20M |
| EBITDA | 64.74M |
| EBIT | 63.08M |
| Earnings Per Share (EPS) | $2.63 |
Balance Sheet
The company has $185.33 million in cash and $201.11 million in debt, giving a net cash position of -$15.78 million or -$0.74 per share.
| Cash & Cash Equivalents | 185.33M |
| Total Debt | 201.11M |
| Net Cash | -15.78M |
| Net Cash Per Share | -$0.74 |
| Equity / Book Value | 292.58M |
| Book Value Per Share | 13.72 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $38.47 million and capital expenditures -$521,000, giving a free cash flow of $37.95 million.
| Operating Cash Flow | 38.47M |
| Capital Expenditures | -521,000 |
| Free Cash Flow | 37.95M |
| FCF Per Share | $2.19 |
Margins
Gross margin is 100.00%, with operating and profit margins of 56.09% and 40.20%.
| Gross Margin | 100.00% |
| Operating Margin | 56.09% |
| Pretax Margin | 56.09% |
| Profit Margin | 40.20% |
| EBITDA Margin | 57.57% |
| EBIT Margin | 56.09% |
| FCF Margin | 33.75% |
Dividends & Yields
This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 3.42%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 3.42% |
| Dividend Growth (YoY) | 23.08% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 30.42% |
| Buyback Yield | -0.55% |
| Shareholder Yield | 2.87% |
| Earnings Yield | 9.06% |
| FCF Yield | 7.61% |
Analyst Forecast
The average price target for FSBC is $27.00, which is 15.34% higher than the current price. The consensus rating is "Buy".
| Price Target | $27.00 |
| Price Target Difference | 15.34% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |