USCB Financial Holdings Statistics
Total Valuation
USCB has a market cap or net worth of $243.96 million. The enterprise value is $290.09 million.
| Market Cap | 243.96M |
| Enterprise Value | 290.09M |
Important Dates
The last earnings date was Thursday, April 25, 2024, after market close.
| Earnings Date | Apr 25, 2024 |
| Ex-Dividend Date | May 14, 2024 |
Share Statistics
USCB has 19.65 million shares outstanding. The number of shares has increased by 0.14% in one year.
| Shares Outstanding | 19.65M |
| Shares Change (YoY) | +0.14% |
| Shares Change (QoQ) | +0.55% |
| Owned by Insiders (%) | 24.41% |
| Owned by Institutions (%) | 59.58% |
| Float | 13.45M |
Valuation Ratios
The trailing PE ratio is 16.22 and the forward PE ratio is 11.72.
| PE Ratio | 16.22 |
| Forward PE | 11.72 |
| PS Ratio | 3.88 |
| Forward PS | 3.07 |
| PB Ratio | 1.25 |
| P/FCF Ratio | 11.43 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 14.00, with an EV/FCF ratio of 13.59.
| EV / Earnings | 18.90 |
| EV / Sales | 4.61 |
| EV / EBITDA | 14.00 |
| EV / EBIT | 14.40 |
| EV / FCF | 13.59 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.89 |
| Debt / EBITDA | 8.33 |
| Debt / FCF | 8.09 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.10% and return on invested capital (ROIC) is 4.17%.
| Return on Equity (ROE) | 8.10% |
| Return on Assets (ROA) | 0.70% |
| Return on Capital (ROIC) | 4.17% |
| Revenue Per Employee | $316,332 |
| Profits Per Employee | $77,126 |
| Employee Count | 199 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, USCB has paid $4.80 million in taxes.
| Income Tax | 4.80M |
| Effective Tax Rate | 23.81% |
Stock Price Statistics
The stock price has increased by +29.43% in the last 52 weeks. The beta is 0.35, so USCB's price volatility has been lower than the market average.
| Beta (1Y) | 0.35 |
| 52-Week Price Change | +29.43% |
| 50-Day Moving Average | 11.25 |
| 200-Day Moving Average | 11.35 |
| Relative Strength Index (RSI) | 66.28 |
| Average Volume (30 Days) | 16,803 |
Short Selling Information
The latest short interest is 43,328, so 0.22% of the outstanding shares have been sold short.
| Short Interest | 43,328 |
| Short Previous Month | 41,835 |
| Short % of Shares Out | 0.22% |
| Short % of Float | 0.32% |
| Short Ratio (days to cover) | 1.82 |
Income Statement
In the last 12 months, USCB had revenue of $62.95 million and earned $15.35 million in profits. Earnings per share was $0.77.
| Revenue | 62.95M |
| Gross Profit | 62.95M |
| Operating Income | 20.14M |
| Pretax Income | 20.14M |
| Net Income | 15.35M |
| EBITDA | 20.72M |
| EBIT | 20.14M |
| Earnings Per Share (EPS) | $0.77 |
Balance Sheet
The company has $126.55 million in cash and $172.68 million in debt, giving a net cash position of -$46.13 million or -$2.35 per share.
| Cash & Cash Equivalents | 126.55M |
| Total Debt | 172.68M |
| Net Cash | -46.13M |
| Net Cash Per Share | -$2.35 |
| Equity / Book Value | 195.01M |
| Book Value Per Share | 9.92 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $21.57 million and capital expenditures -$232,000, giving a free cash flow of $21.34 million.
| Operating Cash Flow | 21.57M |
| Capital Expenditures | -232,000 |
| Free Cash Flow | 21.34M |
| FCF Per Share | $1.09 |
Margins
Gross margin is 100.00%, with operating and profit margins of 32.00% and 24.38%.
| Gross Margin | 100.00% |
| Operating Margin | 32.00% |
| Pretax Margin | 32.00% |
| Profit Margin | 24.38% |
| EBITDA Margin | 32.92% |
| EBIT Margin | 32.00% |
| FCF Margin | 33.90% |
Dividends & Yields
This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 1.60%.
| Dividend Per Share | $0.20 |
| Dividend Yield | 1.60% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 25.97% |
| Buyback Yield | -0.14% |
| Shareholder Yield | 1.46% |
| Earnings Yield | 6.29% |
| FCF Yield | 8.75% |
Analyst Forecast
The average price target for USCB is $13.33, which is 6.73% higher than the current price. The consensus rating is "Buy".
| Price Target | $13.33 |
| Price Target Difference | 6.73% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | 7.71% |
| EPS Growth Forecast (5Y) | 9.75% |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | Dec 30, 2021 |
| Split Type | n/a |
| Split Ratio | 1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |