Abu Dhabi National Insurance Company PJSC (ADX:ADNIC)

ADX:ADNIC Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan 26, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	4,560	3,477	3,403	3,534	3,819	2,907
Market Cap Growth	27.59%	2.18%	-3.71%	-7.46%	31.37%	70.00%
Enterprise Value	4,531	3,424	2,502	2,970	3,273	2,318
PE Ratio	9.93	8.34	8.48	9.88	9.51	7.84
PS Ratio	0.46	0.28	0.49	0.56	2.12	1.74
PB Ratio	1.26	0.99	1.17	1.30	1.35	1.16
P/FCF Ratio	104.12	146.36	12.00	11.18	7.29	16.70
P/OCF Ratio	74.12	80.01	11.36	10.54	6.94	15.20
EV/Sales Ratio	0.46	0.28	0.36	0.47	1.82	1.39
EV/EBITDA Ratio	8.49	7.15	5.90	8.03	7.51	5.70
EV/EBIT Ratio	8.93	7.53	6.20	8.49	7.82	5.94
EV/FCF Ratio	103.44	144.14	8.83	9.40	6.25	13.32
Debt / Equity Ratio	-	-	-	0.02	0.02	-
Debt / EBITDA Ratio	-	-	-	0.12	0.13	-
Debt / FCF Ratio	-	-	-	0.14	0.11	-
Quick Ratio	3.94	2.29	10.07	5.10	0.40	0.37
Current Ratio	24.10	15.90	29.54	12.68	0.90	0.90
Asset Turnover	0.88	1.26	0.98	0.85	0.21	0.21
Return on Equity (ROE)	13.33%	13.03%	14.21%	12.86%	15.05%	15.45%
Return on Assets (ROA)	2.80%	2.91%	3.57%	2.92%	3.09%	3.00%
Return on Invested Capital (ROIC)	12.79%	12.70%	14.17%	12.37%	15.36%	16.24%
Earnings Yield	10.07%	11.99%	11.79%	10.12%	10.52%	12.76%
FCF Yield	0.96%	0.68%	8.33%	8.94%	13.71%	5.99%
Dividend Yield	5.63%	7.93%	8.69%	7.96%	7.79%	9.61%
Payout Ratio	55.86%	61.54%	56.84%	63.76%	49.65%	38.96%
Total Shareholder Return	5.63%	7.93%	8.69%	7.96%	7.79%	9.61%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.