Abu Dhabi National Insurance Company PJSC (ADX:ADNIC)

ADX:ADNIC Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 2, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	3,905	4,013	3,477	3,403	3,534	3,819
Market Cap Growth	13.04%	15.41%	2.18%	-3.71%	-7.46%	31.37%
Enterprise Value	3,600	3,983	3,424	2,502	2,970	3,273
PE Ratio	8.22	8.45	8.34	8.48	9.88	9.51
PS Ratio	0.40	0.41	0.28	0.49	0.56	2.12
PB Ratio	1.04	1.07	0.99	1.17	1.30	1.35
P/FCF Ratio	9.41	9.68	146.36	12.00	11.18	7.29
P/OCF Ratio	8.80	9.05	80.01	11.36	10.54	6.94
EV/Sales Ratio	0.37	0.41	0.28	0.36	0.47	1.82
EV/EBITDA Ratio	6.58	7.32	7.15	5.90	8.03	7.51
EV/EBIT Ratio	6.91	7.64	7.53	6.20	8.49	7.82
EV/FCF Ratio	8.68	9.60	144.14	8.83	9.40	6.25
Debt / Equity Ratio	-	-	-	-	0.02	0.02
Debt / EBITDA Ratio	-	-	-	-	0.12	0.13
Debt / FCF Ratio	-	-	-	-	0.14	0.11
Net Debt / Equity Ratio	-0.17	-0.17	-0.10	-0.35	-0.24	-0.25
Net Debt / EBITDA Ratio	-1.20	-1.20	-0.75	-2.44	-1.75	-1.66
Net Debt / FCF Ratio	-1.57	-1.57	-15.08	-3.65	-2.05	-1.38
Quick Ratio	2.55	2.55	2.29	10.07	5.10	0.40
Current Ratio	10.92	10.92	15.90	29.54	12.68	0.90
Asset Turnover	0.87	0.87	1.26	0.98	0.85	0.21
Return on Equity (ROE)	13.23%	13.23%	13.03%	14.21%	12.86%	15.05%
Return on Assets (ROA)	2.93%	2.93%	2.91%	3.57%	2.92%	3.09%
Return on Invested Capital (ROIC)	12.77%	12.93%	12.70%	14.17%	12.37%	15.36%
Earnings Yield	12.17%	11.84%	11.99%	11.79%	10.12%	10.52%
FCF Yield	10.62%	10.34%	0.68%	8.33%	8.94%	13.71%
Dividend Yield	6.84%	7.14%	8.48%	9.30%	8.52%	8.33%
Payout Ratio	53.99%	54.00%	61.54%	56.84%	63.76%	49.65%
Total Shareholder Return	6.87%	7.14%	8.48%	9.30%	8.52%	8.33%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.