Abu Dhabi National Insurance Company PJSC (ADX:ADNIC)

ADX:ADNIC Statistics

Total Valuation

ADX:ADNIC has a market cap or net worth of AED 4.17 billion. The enterprise value is 4.01 billion.

Market Cap	4.17B
Enterprise Value	4.01B

Important Dates

The next estimated earnings date is Tuesday, November 11, 2025.

Earnings Date	Nov 11, 2025
Ex-Dividend Date	Mar 7, 2025

Share Statistics

ADX:ADNIC has 570.00 million shares outstanding.

Current Share Class	570.00M
Shares Outstanding	570.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	10.11%
Owned by Institutions (%)	0.12%
Float	329.46M

Valuation Ratios

The trailing PE ratio is 9.46 and the forward PE ratio is 9.04.

PE Ratio	9.46
Forward PE	9.04
PS Ratio	0.37
PB Ratio	1.19
P/TBV Ratio	1.38
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.71, with an EV/FCF ratio of -80.35.

EV / Earnings	9.11
EV / Sales	0.35
EV / EBITDA	7.71
EV / EBIT	8.16
EV / FCF	-80.35

Financial Position

The company has a current ratio of 48.24

Current Ratio	48.24
Quick Ratio	9.13
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.33% and return on invested capital (ROIC) is 9.04%.

Return on Equity (ROE)	13.33%
Return on Assets (ROA)	2.81%
Return on Invested Capital (ROIC)	9.04%
Return on Capital Employed (ROCE)	4.52%
Revenue Per Employee	23.80M
Profits Per Employee	919,403
Employee Count	479
Asset Turnover	1.04
Inventory Turnover	n/a

Taxes

In the past 12 months, ADX:ADNIC has paid 53.82 million in taxes.

Income Tax	53.82M
Effective Tax Rate	10.69%

Stock Price Statistics

The stock price has increased by +19.84% in the last 52 weeks. The beta is 0.18, so ADX:ADNIC's price volatility has been lower than the market average.

Beta (5Y)	0.18
52-Week Price Change	+19.84%
50-Day Moving Average	7.10
200-Day Moving Average	6.67
Relative Strength Index (RSI)	68.36
Average Volume (20 Days)	57,152

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:ADNIC had revenue of AED 11.40 billion and earned 440.39 million in profits. Earnings per share was 0.77.

Revenue	11.40B
Gross Profit	751.27M
Operating Income	491.54M
Pretax Income	503.39M
Net Income	440.39M
EBITDA	518.06M
EBIT	491.54M
Earnings Per Share (EPS)	0.77

Balance Sheet

The company has 854.51 million in cash and n/a in debt, giving a net cash position of 551.30 million or 0.97 per share.

Cash & Cash Equivalents	854.51M
Total Debt	n/a
Net Cash	551.30M
Net Cash Per Share	0.97
Equity (Book Value)	3.51B
Book Value Per Share	5.47
Working Capital	5.69B

Cash Flow

In the last 12 months, operating cash flow was -30.09 million and capital expenditures -19.86 million, giving a free cash flow of -49.94 million.

Operating Cash Flow	-30.09M
Capital Expenditures	-19.86M
Free Cash Flow	-49.94M
FCF Per Share	-0.09

Margins

Gross margin is 6.59%, with operating and profit margins of 4.31% and 3.86%.

Gross Margin	6.59%
Operating Margin	4.31%
Pretax Margin	4.41%
Profit Margin	3.86%
EBITDA Margin	4.54%
EBIT Margin	4.31%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.45, which amounts to a dividend yield of 6.19%.

Dividend Per Share	0.45
Dividend Yield	6.19%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	58.24%
Buyback Yield	n/a
Shareholder Yield	6.19%
Earnings Yield	10.57%
FCF Yield	-1.20%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 8, 2008. It was a forward split with a ratio of 1.25.

Last Split Date	Apr 8, 2008
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	3