Invest bank P.S.C. (ADX:INB)

Invest bank P.S.C. Income Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	558.51	488.51	452.03	221.08	302.48
Interest Paid on Deposits	357.19	348.11	281.08	142.56	181.47
Net Interest Income	201.32	140.4	170.96	78.52	121.01
Net Interest Income Growth (YoY)	43.40%	-17.88%	117.72%	-35.11%	5.59%
Gain (Loss) on Sale of Investments	-	-0.01	0.48	0.09	0.37
Other Non-Interest Income	233.33	70.99	66.61	-33.61	51.18
Total Non-Interest Income	233.33	70.99	67.08	-33.52	51.55
Non-Interest Income Growth (YoY)	228.69%	5.82%	-	-	-29.00%
Revenues Before Loan Losses	434.65	211.39	238.04	45	172.56
Provision for Loan Losses	-90.84	120.19	1,060	445.37	294.57
Revenue	525.49	91.2	-822.22	-400.37	-122.01
Revenue Growth (YoY)	476.22%	-	-	-	-
Salaries and Employee Benefits	207.4	155.72	124.82	93.56	91.18
Occupancy Expenses	10.49	10.46	71.36	72.71	58.22
Selling, General & Administrative	142.25	114.32	12.79	18.4	16.41
Other Non-Interest Expense	-	-	-	-1.17	-
Total Non-Interest Expense	360.14	280.49	208.97	183.5	165.82
EBT Excluding Unusual Items	165.36	-189.3	-1,031	-583.88	-287.83
Pretax Income	165.36	-189.3	-1,031	-583.88	-287.83
Income Tax Expense	3.89	-	-	-	-
Earnings From Continuing Operations	161.47	-189.3	-1,031	-583.88	-287.83
Minority Interest in Earnings	0.03	-	-	-	-
Net Income	161.49	-189.3	-1,031	-583.88	-287.83
Net Income to Common	161.49	-189.3	-1,031	-583.88	-287.83
Basic Shares Outstanding	263,181	263,181	80,112	3,181	3,181
Diluted Shares Outstanding	263,181	263,181	80,112	3,181	3,181
Shares Change (YoY)	-	228.51%	2418.48%	-	-
EPS (Basic)	0.00	-0.00	-0.01	-0.18	-0.09
EPS (Diluted)	0.00	-0.00	-0.01	-0.18	-0.09
Effective Tax Rate	2.35%	-	-	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.