Invest bank P.S.C. (ADX: INVESTB)

Invest bank P.S.C. Income Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	496.84	452.03	221.08	302.48	347.83	492.53
Interest Paid on Deposits	347.55	281.08	142.56	181.47	233.22	292.06
Net Interest Income	149.29	170.96	78.52	121.01	114.61	200.47
Net Interest Income Growth (YoY)	-10.57%	117.72%	-35.11%	5.59%	-42.83%	-49.15%
Gain (Loss) on Sale of Investments	0.48	0.48	0.09	0.37	12.4	1.14
Other Non-Interest Income	97.24	66.61	-33.61	51.18	60.21	103.23
Total Non-Interest Income	97.72	67.08	-33.52	51.55	72.61	104.37
Non-Interest Income Growth (YoY)	-	-	-	-29.00%	-30.43%	-8.65%
Revenues Before Loan Losses	247.01	238.04	45	172.56	187.21	304.84
Provision for Loan Losses	544.27	1,060	445.37	294.57	363.07	634.09
Revenue	-297.26	-822.22	-400.37	-122.01	-175.86	-329.25
Salaries and Employee Benefits	124.82	124.82	93.56	91.18	112	156.31
Occupancy Expenses	71.36	71.36	72.71	58.22	65.59	91.76
Selling, General & Administrative	60.34	12.79	18.4	16.41	2.87	2.05
Other Non-Interest Expense	-	-	-1.17	-	-	-
Total Non-Interest Expense	256.52	208.97	183.5	165.82	180.45	250.11
EBT Excluding Unusual Items	-553.78	-1,031	-583.88	-287.83	-356.31	-579.36
Pretax Income	-553.78	-1,031	-583.88	-287.83	-356.31	-579.36
Net Income	-564.82	-1,031	-583.88	-287.83	-356.31	-579.36
Net Income to Common	-564.82	-1,031	-583.88	-287.83	-356.31	-579.36
Basic Shares Outstanding	263,684	80,112	3,181	3,181	3,181	3,181
Diluted Shares Outstanding	263,684	80,112	3,181	3,181	3,181	3,181
Shares Change (YoY)	1704.87%	2418.48%	-	-	-	100.30%
EPS (Basic)	-0.00	-0.01	-0.18	-0.09	-0.11	-0.18
EPS (Diluted)	-0.00	-0.01	-0.18	-0.09	-0.11	-0.18

Source: S&P Capital IQ. Banks template. Financial Sources.