Invest bank P.S.C. (ADX:INVESTB)

Invest bank P.S.C. Income Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	509.96	488.51	452.03	221.08	302.48	347.83
Interest Paid on Deposits	348.95	348.11	281.08	142.56	181.47	233.22
Net Interest Income	161.01	140.4	170.96	78.52	121.01	114.61
Net Interest Income Growth (YoY)	7.85%	-17.88%	117.72%	-35.11%	5.59%	-42.83%
Gain (Loss) on Sale of Investments	-0.01	-0.01	0.48	0.09	0.37	12.4
Other Non-Interest Income	93.88	70.99	66.61	-33.61	51.18	60.21
Total Non-Interest Income	93.87	70.99	67.08	-33.52	51.55	72.61
Non-Interest Income Growth (YoY)	-3.94%	5.82%	-	-	-29.00%	-30.43%
Revenues Before Loan Losses	254.89	211.39	238.04	45	172.56	187.21
Provision for Loan Losses	148.74	120.19	1,060	445.37	294.57	363.07
Revenue	106.15	91.2	-822.22	-400.37	-122.01	-175.86
Salaries and Employee Benefits	155.72	155.72	124.82	93.56	91.18	112
Occupancy Expenses	106.17	106.17	71.36	72.71	58.22	65.59
Selling, General & Administrative	18.61	18.61	12.79	18.4	16.41	2.87
Other Non-Interest Expense	35.79	-	-	-1.17	-	-
Total Non-Interest Expense	316.28	280.49	208.97	183.5	165.82	180.45
EBT Excluding Unusual Items	-210.13	-189.3	-1,031	-583.88	-287.83	-356.31
Pretax Income	-210.13	-189.3	-1,031	-583.88	-287.83	-356.31
Net Income	-201.33	-189.3	-1,031	-583.88	-287.83	-356.31
Net Income to Common	-201.33	-189.3	-1,031	-583.88	-287.83	-356.31
Basic Shares Outstanding	240,617	263,181	80,112	3,181	3,181	3,181
Diluted Shares Outstanding	240,617	263,181	80,112	3,181	3,181	3,181
Shares Change (YoY)	-12.72%	228.51%	2418.48%	-	-	-
EPS (Basic)	-0.00	-0.00	-0.01	-0.18	-0.09	-0.11
EPS (Diluted)	-0.00	-0.00	-0.01	-0.18	-0.09	-0.11

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.