Invest bank P.S.C. (ADX:INVESTB)

Invest bank P.S.C. Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	-201.33	-189.3	-1,031	-583.88	-287.83	-356.31
Depreciation & Amortization	12.34	10.46	7.75	8.19	6.53	12.27
Gain (Loss) on Sale of Assets	34.08	34.08	0.25	87.91	8.41	60.61
Gain (Loss) on Sale of Investments	2.31	2.31	-0	0.02	-0.37	-12.4
Total Asset Writedown	65.77	36.96	5.4	3.03	-	-57.7
Provision for Credit Losses	84.76	84.76	1,050	279.78	312.6	319.85
Change in Other Net Operating Assets	-1,515	-223.05	-722.16	352.06	676.64	863.68
Other Operating Activities	-19.92	-1.15	5.78	-79.14	-18.03	100.93
Operating Cash Flow	-1,537	-244.93	-684.01	67.98	697.95	930.92
Operating Cash Flow Growth	-	-	-	-90.26%	-25.03%	-31.46%
Capital Expenditures	-15.13	-7.46	-13.34	-1.78	-8.28	-5.81
Investment in Securities	-251.13	89.84	-232.96	-124.21	-640.06	131.45
Other Investing Activities	50.5	28.37	22.66	-	-	-
Investing Cash Flow	-215.75	110.76	-223.65	-125.99	-615.84	125.64
Short-Term Debt Issued	-	-	-	-	636.61	388.39
Total Debt Issued	-	-	-	-	636.61	388.39
Short-Term Debt Repaid	-	-375	-265	-110	-275	-
Total Debt Repaid	-	-375	-265	-110	-275	-
Net Debt Issued (Repaid)	-	-375	-265	-110	361.61	388.39
Issuance of Common Stock	-	-	294.87	-	-	-
Net Increase (Decrease) in Deposit Accounts	2,417	164.79	1,979	-883.4	323.11	-2,759
Financing Cash Flow	2,417	-210.21	2,009	-993.4	684.72	-2,370
Foreign Exchange Rate Adjustments	-	-	-	68.67	-	-
Net Cash Flow	664.33	-344.38	1,101	-982.73	766.84	-1,314
Free Cash Flow	-1,552	-252.38	-697.35	66.2	689.68	925.11
Free Cash Flow Growth	-	-	-	-90.40%	-25.45%	-31.63%
Free Cash Flow Margin	-1461.75%	-276.74%	-	-	-	-
Free Cash Flow Per Share	-0.01	-0.00	-0.01	0.02	0.22	0.29

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.