Abu Dhabi National Takaful Company PSC (ADX:TKFL)

ADX:TKFL Income Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	1,118	1,176	887.23	624.14	122.42	157.01
Total Interest & Dividend Income	53	50.83	41.65	33.9	47.43	26.8
Gain (Loss) on Sale of Investments	-0.51	-0.51	-0.33	0.24	1.7	2.67
Other Revenue	-	-	-	-	22.08	19.14
Total Revenue	1,171	1,227	928.54	658.28	193.63	205.61
Revenue Growth (YoY)	-19.13%	32.09%	41.05%	239.97%	-5.83%	-19.01%
Policy Benefits	1,110	1,201	880.71	649.74	44.86	24.27
Selling, General & Administrative	70.09	67.29	58.07	52.73	42.34	48.1
Other Operating Expenses	-78.43	-113.45	-114.9	-100.06	20.82	31.05
Total Operating Expenses	1,050	1,137	836.22	592.6	108.02	103.41
Operating Income	120.78	89.28	92.32	65.68	85.61	102.2
EBT Excluding Unusual Items	120.78	89.28	92.32	65.68	85.61	102.2
Gain (Loss) on Sale of Assets	0.57	0.57	0.08	-	-0	0
Asset Writedown	0.96	0.96	10.64	1.04	2.41	-3.91
Other Unusual Items	-	-	-	-	-	-19.9
Pretax Income	122.3	90.8	103.04	66.72	88.02	78.4
Income Tax Expense	10.66	7.72	-	-	-	-
Net Income	111.64	83.08	103.04	66.72	88.02	78.4
Net Income to Common	111.64	83.08	103.04	66.72	88.02	78.4
Net Income Growth	9.79%	-19.37%	54.45%	-24.21%	12.28%	7.90%
Shares Outstanding (Basic)	105	105	105	105	105	105
Shares Outstanding (Diluted)	105	105	105	105	105	105
EPS (Basic)	1.06	0.79	0.98	0.64	0.84	0.75
EPS (Diluted)	1.06	0.79	0.98	0.64	0.84	0.75
EPS Growth	9.79%	-19.37%	54.45%	-24.21%	12.28%	7.90%
Free Cash Flow	101.46	-8.97	155.38	-15.81	-47.42	9.48
Free Cash Flow Per Share	0.97	-0.09	1.48	-0.15	-0.45	0.09
Dividend Per Share	0.200	0.200	0.300	0.257	0.238	0.191
Dividend Growth	-33.33%	-33.33%	16.69%	7.98%	24.99%	-19.99%
Operating Margin	10.32%	7.28%	9.94%	9.98%	44.21%	49.71%
Profit Margin	9.54%	6.77%	11.10%	10.13%	45.46%	38.13%
Free Cash Flow Margin	8.67%	-0.73%	16.73%	-2.40%	-24.49%	4.61%
EBITDA	122.74	91.21	94.43	67.58	87.17	104.28
EBITDA Margin	10.48%	7.44%	10.17%	10.27%	45.02%	50.71%
D&A For EBITDA	1.97	1.93	2.11	1.9	1.56	2.07
EBIT	120.78	89.28	92.32	65.68	85.61	102.2
EBIT Margin	10.32%	7.28%	9.94%	9.98%	44.21%	49.71%
Effective Tax Rate	8.71%	8.50%	-	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.