Abu Dhabi National Takaful Company PSC (ADX:TKFL)

ADX:TKFL Income Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	737.04	1,176	887.23	624.14	122.42	157.01
Total Interest & Dividend Income	63.78	50.83	41.65	33.9	47.43	26.8
Gain (Loss) on Sale of Investments	-0.51	-0.51	-0.33	0.24	1.7	2.67
Other Revenue	184.62	-	-	-	22.08	19.14
Total Revenue	984.93	1,227	928.54	658.28	193.63	205.61
Revenue Growth (YoY)	-32.11%	32.09%	41.05%	239.97%	-5.83%	-19.01%
Policy Benefits	734.17	1,201	880.71	649.74	44.86	24.27
Selling, General & Administrative	72.83	67.29	58.07	52.73	42.34	48.1
Other Operating Expenses	101.52	-113.45	-114.9	-100.06	20.82	31.05
Total Operating Expenses	858.67	1,137	836.22	592.6	108.02	103.41
Operating Income	126.26	89.28	92.32	65.68	85.61	102.2
EBT Excluding Unusual Items	126.26	89.28	92.32	65.68	85.61	102.2
Gain (Loss) on Sale of Assets	0.57	0.57	0.08	-	-0	0
Asset Writedown	0.96	0.96	10.64	1.04	2.41	-3.91
Other Unusual Items	-	-	-	-	-	-19.9
Pretax Income	127.78	90.8	103.04	66.72	88.02	78.4
Income Tax Expense	10.8	7.72	-	-	-	-
Net Income	116.98	83.08	103.04	66.72	88.02	78.4
Net Income to Common	116.98	83.08	103.04	66.72	88.02	78.4
Net Income Growth	15.85%	-19.37%	54.45%	-24.21%	12.28%	7.90%
Shares Outstanding (Basic)	105	105	105	105	105	105
Shares Outstanding (Diluted)	105	105	105	105	105	105
EPS (Basic)	1.11	0.79	0.98	0.64	0.84	0.75
EPS (Diluted)	1.11	0.79	0.98	0.64	0.84	0.75
EPS Growth	15.80%	-19.37%	54.45%	-24.21%	12.28%	7.90%
Free Cash Flow	36.3	-8.97	155.38	-15.81	-47.42	9.48
Free Cash Flow Per Share	0.35	-0.09	1.48	-0.15	-0.45	0.09
Dividend Per Share	0.200	0.200	0.300	0.257	0.238	0.191
Dividend Growth	-33.33%	-33.33%	16.69%	7.98%	24.99%	-19.99%
Operating Margin	12.82%	7.28%	9.94%	9.98%	44.21%	49.71%
Profit Margin	11.88%	6.77%	11.10%	10.13%	45.46%	38.13%
Free Cash Flow Margin	3.69%	-0.73%	16.73%	-2.40%	-24.49%	4.61%
EBITDA	128.2	91.21	94.43	67.58	87.17	104.28
EBITDA Margin	13.02%	7.44%	10.17%	10.27%	45.02%	50.71%
D&A For EBITDA	1.95	1.93	2.11	1.9	1.56	2.07
EBIT	126.26	89.28	92.32	65.68	85.61	102.2
EBIT Margin	12.82%	7.28%	9.94%	9.98%	44.21%	49.71%
Effective Tax Rate	8.45%	8.50%	-	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.