ADX:TKFL Income Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	1,219	1,176	887.23	624.14	122.42	157.01
Total Interest & Dividend Income	59.74	50.83	41.65	33.9	47.43	26.8
Gain (Loss) on Sale of Investments	-0.51	-0.51	-0.33	0.24	1.7	2.67
Other Revenue	-	-	-	-	22.08	19.14
Total Revenue	1,278	1,227	928.54	658.28	193.63	205.61
Revenue Growth (YoY)	31.44%	32.09%	41.05%	239.97%	-5.83%	-19.01%
Policy Benefits	1,051	1,201	880.71	649.74	44.86	24.27
Selling, General & Administrative	72.83	67.29	58.07	52.73	42.34	48.1
Other Operating Expenses	-100.83	-113.45	-114.9	-100.06	20.82	31.05
Total Operating Expenses	1,152	1,137	836.22	592.6	108.02	103.41
Operating Income	126.26	89.28	92.32	65.68	85.61	102.2
EBT Excluding Unusual Items	126.26	89.28	92.32	65.68	85.61	102.2
Gain (Loss) on Sale of Assets	0.57	0.57	0.08	-	-0	0
Asset Writedown	0.96	0.96	10.64	1.04	2.41	-3.91
Other Unusual Items	-	-	-	-	-	-19.9
Pretax Income	127.78	90.8	103.04	66.72	88.02	78.4
Income Tax Expense	10.8	7.72	-	-	-	-
Net Income	116.98	83.08	103.04	66.72	88.02	78.4
Net Income to Common	116.98	83.08	103.04	66.72	88.02	78.4
Net Income Growth	15.85%	-19.37%	54.45%	-24.21%	12.28%	7.90%
Shares Outstanding (Basic)	105	105	105	105	105	105
Shares Outstanding (Diluted)	105	105	105	105	105	105
EPS (Basic)	1.11	0.79	0.98	0.64	0.84	0.75
EPS (Diluted)	1.11	0.79	0.98	0.64	0.84	0.75
EPS Growth	15.85%	-19.37%	54.45%	-24.21%	12.28%	7.90%
Free Cash Flow	39.21	-8.97	155.38	-15.81	-47.42	9.48
Free Cash Flow Per Share	0.37	-0.09	1.48	-0.15	-0.45	0.09
Dividend Per Share	0.200	0.200	0.300	0.257	0.238	0.191
Dividend Growth	-33.33%	-33.33%	16.69%	7.98%	24.99%	-19.99%
Operating Margin	9.88%	7.28%	9.94%	9.98%	44.21%	49.71%
Profit Margin	9.15%	6.77%	11.10%	10.13%	45.46%	38.13%
Free Cash Flow Margin	3.07%	-0.73%	16.73%	-2.40%	-24.49%	4.61%
EBITDA	128.2	91.21	94.43	67.58	87.17	104.28
EBITDA Margin	10.03%	7.44%	10.17%	10.27%	45.02%	50.71%
D&A For EBITDA	1.95	1.93	2.11	1.9	1.56	2.07
EBIT	126.26	89.28	92.32	65.68	85.61	102.2
EBIT Margin	9.88%	7.28%	9.94%	9.98%	44.21%	49.71%
Effective Tax Rate	8.45%	8.50%	-	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.