Abu Dhabi National Takaful Company PSC (ADX:TKFL)

ADX:TKFL Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	111.64	83.08	103.04	66.72	88.02	78.4
Depreciation & Amortization	3.54	2.52	2.11	1.9	1.56	2.07
Gain (Loss) on Sale of Assets	-0.5	-0.57	-0.08	-0	0	-0
Gain (Loss) on Sale of Investments	-	-	-	-	-	-0.26
Change in Accounts Receivable	1.42	1.2	-1.21	-	-	-
Reinsurance Recoverable	-4.96	-263.07	-37.34	15.4	-5.84	0.53
Change in Unearned Revenue	-	-	-	-	0.86	0.91
Change in Insurance Reserves / Liabilities	49.59	213.06	112.76	-52.04	-8.21	2.69
Change in Other Net Operating Assets	-8.58	-21.47	44.22	-6.46	-13.21	-3.33
Other Operating Activities	-46.66	-49.16	-40.72	-74.1	-89.95	-302.15
Operating Cash Flow	102.27	-8.22	156.08	-14.05	-39.26	9.84
Operating Cash Flow Growth	71.69%	-	-	-	-	-91.53%
Capital Expenditures	-0.81	-0.75	-0.69	-1.76	-8.16	-0.35
Sale of Property, Plant & Equipment	0.15	0	0.08	0	-	0
Investment in Securities	-113.21	55.66	-174.98	17.83	3.91	-185.72
Other Investing Activities	43.88	47.77	43.29	31.87	51.54	29.47
Investing Cash Flow	-65.18	116.63	-157.35	47.95	47.29	-156.61
Total Debt Repaid	-2.17	-1.09	-	-	-	-
Net Debt Issued (Repaid)	-2.17	-1.09	-	-	-	-
Common Dividends Paid	-21	-31.5	-27	-25	-20	-25
Financing Cash Flow	-23.17	-32.59	-27	-25	-20	-25
Net Cash Flow	13.92	75.82	-28.27	8.9	-11.96	-171.77
Free Cash Flow	101.46	-8.97	155.38	-15.81	-47.42	9.48
Free Cash Flow Growth	72.41%	-	-	-	-	-91.77%
Free Cash Flow Margin	8.67%	-0.73%	16.73%	-2.40%	-24.49%	4.61%
Free Cash Flow Per Share	0.97	-0.09	1.48	-0.15	-0.45	0.09
Levered Free Cash Flow	-73.94	10.27	156.36	618.97	-118.31	-98.09
Unlevered Free Cash Flow	-73.94	10.27	156.36	618.97	-118.31	-98.09
Change in Working Capital	35.51	-43.04	103.23	-7.64	-35.25	225.83

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.