LendInvest Income Statement

Financials in millions GBP. Fiscal year is April - March.

Millions GBP. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	68.4	61.7	65.9	73.2	59.8	50
Total Interest Expense	49.9	46	54	34.8	33.4	0.7
Net Interest Income	18.5	15.7	11.9	38.4	26.4	49.3
Commissions and Fees	31.4	31.1	18.5	13.5	22.7	16.6
Gain (Loss) on Sale of Investments	1.4	0.8	-3.2	4.9	6.3	5.8
Other Revenue	0.6	-	-4	-	-	-
Revenue Before Loan Losses	51.9	47.6	23.2	56.8	55.4	71.7
Provision for Loan Losses	3.3	3.5	8.4	5.9	4.4	4.6
Revenue	48.6	44.1	14.8	50.9	51	67.1
Revenue Growth (YoY)	196.34%	197.97%	-70.92%	-0.20%	-23.99%	14.64%
Salaries & Employee Benefits	0.8	-0.4	1.3	1.9	1.2	0.7
Cost of Services Provided	43.7	44.7	44.7	34.9	34	58.6
Other Operating Expenses	0.7	-0.1	-0.1	-0.2	-	-
Total Operating Expenses	45	44.2	45.9	36.6	35.2	59.3
Operating Income	3.6	-0.1	-31.1	14.3	15.8	7.8
EBT Excluding Unusual Items	3.5	-0.1	-31.1	14.3	15.8	5.7
Restructuring Charges	-1.1	-1.1	-	-	-	-0.8
Other Unusual Items	-	-	-	-	-1.6	-
Pretax Income	2.4	-1.2	-31.1	14.3	14.2	4.9
Income Tax Expense	1.2	0.4	-7.2	2.9	3.3	1.1
Net Income	1.2	-1.6	-23.9	11.4	10.9	3.8
Net Income to Common	1.2	-1.6	-23.9	11.4	10.9	3.8
Net Income Growth	-	-	-	4.59%	186.84%	-
Shares Outstanding (Basic)	139	140	138	137	131	110
Shares Outstanding (Diluted)	141	140	138	142	135	114
Shares Change (YoY)	0.91%	0.92%	-2.53%	4.94%	19.13%	24.94%
EPS (Basic)	0.01	-0.01	-0.17	0.08	0.08	0.03
EPS (Diluted)	0.01	-0.01	-0.17	0.08	0.08	0.03
EPS Growth	-	-	-	0.00%	139.53%	-
Free Cash Flow	-250.5	-196.7	28.6	-192.9	-147.5	-215.9
Free Cash Flow Per Share	-1.77	-1.41	0.21	-1.36	-1.09	-1.90
Dividend Per Share	-	-	-	0.045	0.044	-
Dividend Growth	-	-	-	2.27%	-	-
Operating Margin	7.41%	-0.23%	-210.13%	28.09%	30.98%	11.62%
Profit Margin	2.47%	-3.63%	-161.49%	22.40%	21.37%	5.66%
Free Cash Flow Margin	-515.43%	-446.03%	193.24%	-378.98%	-289.22%	-321.76%
Effective Tax Rate	50.00%	-	-	20.28%	23.24%	22.45%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.