Mortgage Advice Bureau (Holdings) plc (AIM:MAB1)

AIM:MAB1 Income Statement

Financials in millions GBP. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Total Interest Expense	1.27	1.43	1.24	0.16	0.23
Net Interest Income	-1.27	-1.43	-1.24	-0.16	-0.23
Other Revenue	266.54	239.53	230.82	188.66	148.3
Revenue Before Loan Losses	265.27	238.11	229.58	188.5	148.06
Provision for Loan Losses	-	-	-	0.02	1.68
Revenue	265.27	238.11	229.58	188.49	146.38
Revenue Growth (YoY)	11.41%	3.71%	21.80%	28.76%	1.90%
Cost of Services Provided	235.15	216.05	203.87	165.54	131.21
Other Operating Expenses	2.2	4.06	1.61	0.64	-
Total Operating Expenses	243.02	225.67	208.47	166.55	131.21
Operating Income	22.25	12.43	21.11	21.94	15.18
Earnings From Equity Investments	1.32	0.85	0.71	1.01	0.04
EBT Excluding Unusual Items	24.15	13.57	22.81	23	15.33
Restructuring Charges	-	-0.54	-	-	-
Gain (Loss) on Sale of Investments	-	-	-2.71	0.19	-0.47
Other Unusual Items	-1.18	3.3	-	-	-
Pretax Income	22.89	16.18	17.35	23.18	14.86
Income Tax Expense	6.8	3.72	4.57	3.91	2.08
Earnings From Continuing Ops.	16.08	12.46	12.78	19.27	12.78
Minority Interest in Earnings	-0.19	1.01	-0.54	-0.55	-0.4
Net Income	15.9	13.47	12.24	18.72	12.38
Net Income to Common	15.9	13.47	12.24	18.72	12.38
Net Income Growth	18.04%	10.05%	-34.64%	51.24%	-14.62%
Shares Outstanding (Basic)	58	57	56	53	52
Shares Outstanding (Diluted)	58	57	57	54	52
Shares Change (YoY)	0.97%	1.60%	5.56%	2.05%	0.08%
EPS (Basic)	0.28	0.24	0.22	0.35	0.24
EPS (Diluted)	0.27	0.23	0.22	0.35	0.24
EPS Growth	16.60%	8.80%	-38.29%	48.31%	-14.80%
Free Cash Flow	29.65	22.81	21.11	26.66	17.51
Free Cash Flow Per Share	0.51	0.40	0.37	0.50	0.33
Dividend Per Share	0.282	0.281	0.281	0.281	0.256
Dividend Growth	0.36%	-	-	9.77%	46.29%
Operating Margin	8.39%	5.22%	9.20%	11.64%	10.37%
Profit Margin	5.99%	5.66%	5.33%	9.93%	8.46%
Free Cash Flow Margin	11.18%	9.58%	9.20%	14.15%	11.96%
Effective Tax Rate	29.73%	22.99%	26.36%	16.87%	14.01%

Updated Mar 18, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.