ABN AMRO Bank N.V. (AMS: ABN)

ABN AMRO Bank Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	17,201	15,849	7,698	6,760	7,525	9,701
Interest Income on Investments	366	334	236	258	290	355
Total Interest Income	17,567	16,183	7,934	7,018	7,815	10,056
Interest Paid on Deposits	11,137	9,812	2,455	1,397	1,834	3,407
Interest Paid on Borrowings	90	92	57	411	118	181
Total Interest Expense	11,227	9,904	2,512	1,808	1,952	3,588
Net Interest Income	6,340	6,279	5,422	5,210	5,863	6,468
Net Interest Income Growth (YoY)	0.03%	15.81%	4.07%	-11.14%	-9.35%	-1.91%
Income From Trading Activities	221	213	282	145	163	84
Gain (Loss) on Sale of Assets	33	33	147	330	275	233
Gain (Loss) on Sale of Investments	-	-	-	-	2	39
Gain (Loss) on Sale of Equity Investments	-23	41	107	23	29	37
Other Non-Interest Income	2,181	2,127	1,882	1,996	1,595	1,743
Total Non-Interest Income	2,323	2,339	2,419	2,386	2,053	2,136
Non-Interest Income Growth (YoY)	10.51%	-3.31%	1.38%	16.22%	-3.89%	-14.56%
Revenues Before Loan Losses	8,663	8,618	7,841	7,596	7,916	8,604
Provision for Loan Losses	-112	-158	39	-46	2,303	657
Revenue	8,775	8,776	7,802	7,642	5,613	7,947
Revenue Growth (YoY)	3.43%	12.48%	2.09%	36.15%	-29.37%	-5.83%
Salaries and Employee Benefits	2,680	2,492	2,458	2,324	2,177	2,183
Occupancy Expenses	160	169	175	195	219	229
Selling, General & Administrative	2,392	2,490	2,796	3,137	2,525	2,695
Other Non-Interest Expense	1	-1	-1	149	96	99
Total Non-Interest Expense	5,233	5,150	5,428	5,805	5,017	5,206
EBT Excluding Unusual Items	3,542	3,626	2,374	1,837	596	2,741
Asset Writedown	-3	-3	3	1	-50	-2
Other Unusual Items	-	-	-	-	-	-30
Pretax Income	3,460	3,544	2,377	1,838	356	2,680
Income Tax Expense	909	847	509	604	401	634
Earnings From Continuing Operations	2,551	2,697	1,868	1,234	-45	2,046
Minority Interest in Earnings	-	-	-	-3	-	-
Net Income	2,551	2,697	1,868	1,231	-45	2,046
Preferred Dividends & Other Adjustments	92	92	92	91	113	105
Net Income to Common	2,459	2,605	1,776	1,140	-158	1,941
Net Income Growth	1.80%	44.38%	51.75%	-	-	-11.51%
Basic Shares Outstanding	849	872	908	940	940	940
Diluted Shares Outstanding	849	872	908	940	940	940
Shares Change (YoY)	-0.03%	-3.96%	-3.40%	-	-	-
EPS (Basic)	2.90	2.99	1.96	1.21	-0.17	2.06
EPS (Diluted)	2.90	2.99	1.96	1.21	-0.17	2.06
EPS Growth	1.90%	52.73%	61.65%	-	-	-12.34%
Dividend Per Share	2.110	1.510	0.990	0.610	-	1.280
Dividend Growth	214.93%	52.53%	62.30%	-	-	-11.72%
Effective Tax Rate	26.27%	23.90%	21.41%	32.86%	112.64%	23.66%

Source: S&P Capital IQ. Banks template. Financial Sources.