ABN AMRO Bank Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	14,205	16,757	15,849	7,698	6,760
Interest Income on Investments	253	351	334	236	258
Total Interest Income	14,458	17,108	16,183	7,934	7,018
Interest Paid on Deposits	8,019	10,532	9,812	2,455	1,397
Interest Paid on Borrowings	103	72	92	57	411
Total Interest Expense	8,122	10,604	9,904	2,512	1,808
Net Interest Income	6,336	6,504	6,279	5,422	5,210
Net Interest Income Growth (YoY)	-2.58%	3.58%	15.81%	4.07%	-11.14%
Income From Trading Activities	219	283	213	282	145
Gain (Loss) on Sale of Assets	1	-22	33	147	330
Gain (Loss) on Sale of Equity Investments	28	9	41	107	23
Other Non-Interest Income	2,163	2,160	2,127	1,882	1,996
Total Non-Interest Income	2,382	2,359	2,339	2,419	2,386
Non-Interest Income Growth (YoY)	0.97%	0.85%	-3.31%	1.38%	16.22%
Revenues Before Loan Losses	8,718	8,863	8,618	7,841	7,596
Provision for Loan Losses	20	-21	-158	39	-46
Revenue	8,698	8,884	8,776	7,802	7,642
Revenue Growth (YoY)	-2.09%	1.23%	12.48%	2.09%	36.15%
Salaries and Employee Benefits	3,104	2,776	2,492	2,458	2,324
Occupancy Expenses	174	160	169	175	195
Selling, General & Administrative	2,326	2,531	2,490	2,796	3,137
Other Non-Interest Expense	2	1	-1	-1	149
Total Non-Interest Expense	5,606	5,468	5,150	5,428	5,805
EBT Excluding Unusual Items	3,092	3,416	3,626	2,374	1,837
Asset Writedown	-6	-	-3	3	1
Pretax Income	3,086	3,416	3,544	2,377	1,838
Income Tax Expense	834	1,013	847	509	604
Earnings From Continuing Operations	2,252	2,403	2,697	1,868	1,234
Minority Interest in Earnings	-	-	-	-	-3
Net Income	2,252	2,403	2,697	1,868	1,231
Preferred Dividends & Other Adjustments	217	120	92	92	91
Net Income to Common	2,035	2,283	2,605	1,776	1,140
Net Income Growth	-6.28%	-10.90%	44.38%	51.75%	-
Basic Shares Outstanding	830	841	872	908	940
Diluted Shares Outstanding	830	841	872	908	940
Shares Change (YoY)	-1.30%	-3.55%	-3.99%	-3.44%	-
EPS (Basic)	2.45	2.72	2.99	1.96	1.21
EPS (Diluted)	2.45	2.72	2.99	1.96	1.21
EPS Growth	-9.69%	-9.13%	52.77%	61.70%	-
Dividend Per Share	1.240	1.350	1.510	0.990	0.610
Dividend Growth	-8.15%	-10.60%	52.52%	62.30%	-
Effective Tax Rate	27.02%	29.65%	23.90%	21.41%	32.86%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.