ABN AMRO Bank Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	2,252	2,403	2,697	1,868	1,231
Depreciation & Amortization	153	149	159	163	181
Other Amortization	21	11	10	12	14
Total Asset Writedown	2,235	-1,946	545	6,750	-1,623
Provision for Credit Losses	20	-21	-158	39	-46
Change in Trading Asset Securities	1,303	-1,301	-412	-580	2,552
Change in Other Net Operating Assets	-15,277	-12,629	-11,573	-20,700	-6,243
Other Operating Activities	441	1,160	929	825	1,070
Operating Cash Flow	-8,870	-12,160	-7,818	-11,700	-2,820
Capital Expenditures	-294	-312	-209	-186	-182
Sale of Property, Plant and Equipment	70	48	111	127	674
Cash Acquisitions	5,955	-25	-23	-13	-14
Investment in Securities	-1,112	-4,566	-1,561	-438	3,209
Income (Loss) Equity Investments	-18	14	-15	-77	44
Divestitures	45	183	68	272	194
Purchase / Sale of Intangibles	-98	-140	-81	-1	-20
Other Investing Activities	-1	1	-27	-	1
Investing Cash Flow	4,565	-4,811	-1,722	-239	3,862
Long-Term Debt Issued	49,670	45,140	50,763	36,771	31,136
Long-Term Debt Repaid	-49,873	-37,113	-45,838	-32,387	-37,788
Net Debt Issued (Repaid)	-203	8,027	4,925	4,384	-6,652
Repurchase of Common Stock	-267	-500	-500	-501	-
Common Dividends Paid	-1,302	-1,364	-1,208	-931	-730
Net Increase (Decrease) in Deposit Accounts	11,105	1,365	-1,210	3,558	12,422
Other Financing Activities	-	-1	1	-4	-1
Financing Cash Flow	9,333	7,527	2,008	6,506	5,039
Foreign Exchange Rate Adjustments	-39	19	-22	14	58
Net Cash Flow	4,989	-9,425	-7,554	-5,419	6,140
Free Cash Flow	-9,164	-12,472	-8,027	-11,886	-3,002
Free Cash Flow Margin	-105.36%	-140.39%	-91.47%	-152.35%	-39.28%
Free Cash Flow Per Share	-11.05	-14.84	-9.21	-13.10	-3.19
Cash Interest Paid	8,019	10,419	9,812	2,455	1,397
Cash Income Tax Paid	1,079	737	629	544	534

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.