ABN AMRO Bank Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	2,403	2,697	1,868	1,231	-45
Depreciation & Amortization	149	159	163	181	201
Other Amortization	11	10	12	14	18
Total Asset Writedown	-1,946	545	6,750	-1,623	596
Provision for Credit Losses	-21	-158	39	-46	2,303
Change in Trading Asset Securities	-1,301	-412	-580	2,552	-998
Change in Other Net Operating Assets	-12,628	-11,573	-20,700	-6,243	38,837
Other Operating Activities	1,159	929	825	1,070	499
Operating Cash Flow	-12,160	-7,818	-11,700	-2,820	41,388
Operating Cash Flow Growth	-	-	-	-	1175.05%
Capital Expenditures	-312	-209	-186	-182	-217
Sale of Property, Plant and Equipment	48	111	127	674	412
Cash Acquisitions	-25	-23	-13	-14	-24
Investment in Securities	-4,566	-1,561	-438	3,209	-2,648
Income (Loss) Equity Investments	14	-15	-77	44	-23
Divestitures	183	68	272	194	10
Purchase / Sale of Intangibles	-140	-81	-1	-20	-8
Other Investing Activities	1	-27	-	1	-
Investing Cash Flow	-4,811	-1,722	-239	3,862	-2,475
Long-Term Debt Issued	45,140	50,763	36,771	31,136	28,238
Long-Term Debt Repaid	-37,113	-45,838	-32,387	-37,788	-37,954
Net Debt Issued (Repaid)	8,027	4,925	4,384	-6,652	-9,716
Repurchase of Common Stock	-500	-500	-501	-	-
Common Dividends Paid	-1,364	-1,208	-931	-730	-117
Net Increase (Decrease) in Deposit Accounts	1,365	-1,210	3,558	12,422	3,923
Other Financing Activities	-1	1	-4	-1	-2
Financing Cash Flow	7,527	2,008	6,506	5,039	-5,912
Foreign Exchange Rate Adjustments	19	-22	14	58	-57
Net Cash Flow	-9,425	-7,554	-5,419	6,140	32,944
Free Cash Flow	-12,472	-8,027	-11,886	-3,002	41,171
Free Cash Flow Growth	-	-	-	-	1315.78%
Free Cash Flow Margin	-140.39%	-91.47%	-152.35%	-39.28%	733.49%
Free Cash Flow Per Share	-14.84	-9.21	-13.10	-3.19	43.80
Cash Interest Paid	10,419	9,812	2,455	1,397	1,834
Cash Income Tax Paid	737	629	544	534	373

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.