Van Lanschot Kempen NV Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	405.53	347.24	220.96	205.56
Interest Income on Investments	-	260.99	179.42	33.21	28.35
Total Interest Income	-	666.52	526.65	254.17	233.91
Interest Paid on Deposits	-	276.79	183.73	64.73	50.06
Interest Paid on Borrowings	-	214.27	146.12	37.82	35.4
Total Interest Expense	-	491.06	329.85	102.55	85.46
Net Interest Income	164.1	175.46	196.81	151.62	148.45
Net Interest Income Growth (YoY)	-6.47%	-10.85%	29.80%	2.14%	-2.20%
Gain (Loss) on Sale of Investments	-	-0.82	-1.63	-2.61	9.28
Gain (Loss) on Sale of Equity Investments	-	6.41	32.24	16.37	28.74
Other Non-Interest Income	590.4	543.55	441.96	412.94	418.39
Total Non-Interest Income	590.4	549.15	472.57	426.69	456.41
Non-Interest Income Growth (YoY)	7.51%	16.20%	10.75%	-6.51%	56.87%
Revenues Before Loan Losses	754.5	724.61	669.37	578.32	604.86
Provision for Loan Losses	-4.2	-1.44	2.03	-14.55	-11.68
Revenue	758.7	726.04	667.35	592.87	616.54
Revenue Growth (YoY)	4.50%	8.80%	12.56%	-3.84%	39.85%
Salaries and Employee Benefits	353.4	349.56	334.73	316.79	279.81
Occupancy Expenses	19.7	17.97	32.99	31.54	29.4
Amortization of Goodwill & Intangibles	14.2	-	-	-	-
Selling, General & Administrative	148.6	142	135.45	117.3	128.58
Other Non-Interest Expense	-4.6	-0	-	-0	-
Total Non-Interest Expense	531.3	509.53	503.17	465.63	437.79
EBT Excluding Unusual Items	227.4	216.51	164.17	127.24	178.75
Asset Writedown	-	-	-	-8.26	-0.3
Other Unusual Items	-8.7	-19.5	-	-	-
Pretax Income	216	193.51	164.17	118.98	178.45
Income Tax Expense	58.6	51.57	39.02	34.68	34.64
Earnings From Continuing Operations	157.4	141.94	125.16	84.3	143.81
Minority Interest in Earnings	-9	-0.19	0.04	-0.15	-0.07
Net Income	148.4	141.75	125.2	84.16	143.73
Preferred Dividends & Other Adjustments	-	9.9	6.75	6.75	6.75
Net Income to Common	148.4	131.86	118.45	77.41	136.98
Net Income Growth	4.69%	13.22%	48.77%	-41.45%	188.86%
Basic Shares Outstanding	-	42	42	41	41
Diluted Shares Outstanding	-	43	43	43	41
Shares Change (YoY)	-	-0.02%	0.08%	3.66%	-0.31%
EPS (Basic)	-	3.11	2.82	1.90	3.35
EPS (Diluted)	-	3.10	2.78	1.82	3.34
EPS Growth	-	11.51%	52.75%	-45.51%	218.32%
Dividend Per Share	3.000	2.750	2.000	1.750	2.000
Dividend Growth	9.09%	37.50%	14.29%	-12.50%	185.71%
Effective Tax Rate	27.13%	26.65%	23.77%	29.15%	19.41%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.