Younited Financial Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	80.58	73.81	83.48	47.27	15.76
Total Interest Expense	29.64	30.44	22.09	8.51	5.45
Net Interest Income	50.94	43.38	61.39	38.76	10.31
Gain (Loss) on Sale of Investments	2.84	2.84	2.8	-0.02	5.66
Other Revenue	64.84	48.46	37.57	59.72	43.06
Revenue Before Loan Losses	118.61	94.67	101.76	98.46	59.04
Provision for Loan Losses	60.96	46.5	57.89	88.66	13.7
Revenue	57.65	48.17	43.87	9.8	45.34
Revenue Growth (YoY)	-10.01%	9.81%	347.84%	-78.40%	-
Salaries & Employee Benefits	40.18	37.85	36.67	38.9	30.13
Other Operating Expenses	69.23	66.02	34.4	34.16	25.85
Total Operating Expenses	137.48	131.14	92.75	88.46	67.71
Operating Income	-79.83	-82.97	-48.88	-78.66	-22.37
Pretax Income	-79.83	-82.97	-48.88	-78.66	-22.37
Income Tax Expense	-0.04	0.47	0.8	0.26	0.39
Net Income	-79.79	-83.44	-49.68	-78.92	-22.76
Net Income to Common	-79.79	-83.44	-49.68	-78.92	-22.76
Shares Outstanding (Basic)	45	25	23	-	-
Shares Outstanding (Diluted)	45	25	23	-	-
Shares Change (YoY)	2173.06%	7.30%	-	-	-
EPS (Basic)	-1.76	-3.34	-2.14	-	-
EPS (Diluted)	-1.76	-3.34	-2.14	-	-
Free Cash Flow	-119.48	-244.81	218.52	-219.65	-135.16
Free Cash Flow Per Share	-2.63	-9.81	9.40	-	-
Operating Margin	-138.47%	-172.25%	-111.43%	-803.09%	-49.35%
Profit Margin	-138.40%	-173.22%	-113.25%	-805.70%	-50.21%
Free Cash Flow Margin	-207.26%	-508.22%	498.14%	-2242.51%	-298.13%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.