Younited Financial Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	66.09	83.48	47.27	15.76
Total Interest Expense	36.47	22.09	8.51	5.45
Net Interest Income	29.62	61.39	38.76	10.31
Commissions and Fees	41.74	-	-	-
Gain (Loss) on Sale of Investments	-	2.8	-0.02	5.66
Other Revenue	43.71	37.57	59.72	43.06
Revenue Before Loan Losses	115.08	101.76	98.46	59.04
Provision for Loan Losses	48.27	57.89	88.66	13.7
Revenue	66.8	43.87	9.8	45.34
Revenue Growth (YoY)	52.29%	347.84%	-78.40%	-
Salaries & Employee Benefits	50.13	36.67	38.9	30.13
Cost of Services Provided	47.97	-	-	-
Other Operating Expenses	4.13	34.4	34.16	25.85
Total Operating Expenses	126.25	92.75	88.46	67.71
Operating Income	-59.44	-48.88	-78.66	-22.37
Pretax Income	-59.44	-48.88	-78.66	-22.37
Income Tax Expense	-2.74	0.8	0.26	0.39
Net Income	-56.7	-49.68	-78.92	-22.76
Net Income to Common	-56.7	-49.68	-78.92	-22.76
Shares Outstanding (Basic)	3	2	-	-
Shares Outstanding (Diluted)	3	2	-	-
Shares Change (YoY)	75.59%	-	-	-
EPS (Basic)	-16.69	-25.68	-	-
EPS (Diluted)	-16.69	-25.68	-	-
Free Cash Flow	-	218.52	-219.65	-135.16
Free Cash Flow Per Share	-	112.97	-	-
Operating Margin	-88.98%	-111.43%	-803.09%	-49.35%
Profit Margin	-84.87%	-113.25%	-805.70%	-50.21%
Free Cash Flow Margin	-	498.14%	-2242.51%	-298.13%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.