Younited Financial Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-79.79	-83.44	-49.68	-78.92	-22.76
Depreciation & Amortization	-7.25	3.54	3.32	3.16	3.06
Other Amortization	35.32	23.73	18.37	12.26	8.71
Gain on Sale of Loans & Receivables	-23.2	-5.73	2.57	-0.62	-6.04
Provision for Credit Losses	60.96	46.5	57.89	88.66	13.7
Stock-Based Compensation	33.39	31.71	2.88	4.47	3.75
Change in Other Net Operating Assets	-125.45	-248.82	215.3	-230.75	-129.15
Other Operating Activities	-3.77	9.06	-6.96	6.46	6.51
Operating Cash Flow	-109.78	-223.45	243.68	-195.28	-122.22
Capital Expenditures	-9.71	-21.36	-25.17	-24.38	-12.94
Investment in Securities	40.71	48.6	-71.17	139.86	37.29
Other Investing Activities	-0	-0	-	-	-
Investing Cash Flow	33.89	27.24	-96.33	115.48	24.35
Long-Term Debt Repaid	-	-3.74	-3.51	-3.27	-3.13
Net Debt Issued (Repaid)	-3.82	-3.74	-3.51	-3.27	-3.13
Issuance of Common Stock	141.12	166.51	28.54	59.35	107.77
Financing Cash Flow	137.3	162.77	25.03	56.08	104.64
Net Cash Flow	61.41	-33.44	172.38	-23.72	6.77
Free Cash Flow	-119.48	-244.81	218.52	-219.65	-135.16
Free Cash Flow Margin	-207.26%	-508.22%	498.14%	-2242.51%	-298.13%
Free Cash Flow Per Share	-2.63	-9.81	9.40	-	-

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.