ASE:ABCO Income Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	97.16	100.47	96.53	70.26	63.19
Interest Income on Investments	0.04	0.04	0.04	-	-
Total Interest Income	97.2	100.51	96.57	70.26	63.19
Interest Paid on Deposits	61.08	64.21	57.24	34.06	26.43
Net Interest Income	36.12	36.3	39.33	36.2	36.76
Net Interest Income Growth (YoY)	-0.50%	-7.72%	8.65%	-1.53%	8.84%
Gain (Loss) on Sale of Assets	0.09	0.06	0.13	-0.56	0
Gain (Loss) on Sale of Investments	-	-	-	0.03	0
Other Non-Interest Income	7.83	6.99	6.7	7.44	8.19
Total Non-Interest Income	7.92	7.05	6.83	6.9	8.2
Non-Interest Income Growth (YoY)	12.27%	3.28%	-1.06%	-15.77%	7.01%
Revenues Before Loan Losses	44.04	43.35	46.17	43.11	44.96
Provision for Loan Losses	4.92	8.82	10.36	6.94	4.77
Revenue	39.12	34.53	35.81	36.16	40.19
Revenue Growth (YoY)	13.28%	-3.56%	-0.98%	-10.01%	41.90%
Salaries and Employee Benefits	17.25	16.76	15.79	15.09	14.71
Occupancy Expenses	3.43	3.69	3.51	3.6	2.36
Selling, General & Administrative	1.19	0.64	0.63	0.63	0.38
Other Non-Interest Expense	12.45	10.44	9.65	8.14	7.51
Total Non-Interest Expense	34.32	31.69	29.58	27.46	25.06
EBT Excluding Unusual Items	4.8	2.85	6.23	8.7	15.13
Pretax Income	4.8	2.85	6.23	8.7	15.13
Income Tax Expense	1.92	0.98	1.23	2.03	5.52
Net Income	2.88	1.86	5	6.67	9.6
Net Income to Common	2.88	1.86	5	6.67	9.6
Net Income Growth	54.87%	-62.77%	-25.03%	-30.54%	685.66%
Basic Shares Outstanding	110	110	110	110	110
Diluted Shares Outstanding	110	110	110	110	110
EPS (Basic)	0.03	0.02	0.05	0.06	0.09
EPS (Diluted)	0.03	0.02	0.05	0.06	0.09
EPS Growth	54.87%	-62.77%	-25.03%	-30.54%	685.65%
Dividend Per Share	-	-	0.030	0.040	0.060
Dividend Growth	-	-	-25.00%	-33.33%	-
Effective Tax Rate	39.98%	34.60%	19.74%	23.33%	36.52%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.