Arab Banking Corporation (Jordan) (ASE:ABCO)

ASE:ABCO Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	97.87	100.47	96.53	70.26	63.19	62.28
Interest Income on Investments	0.04	0.04	0.04	-	-	-
Total Interest Income	97.91	100.51	96.57	70.26	63.19	62.28
Interest Paid on Deposits	62.64	64.21	57.24	34.06	26.43	28.5
Net Interest Income	35.27	36.3	39.33	36.2	36.76	33.78
Net Interest Income Growth (YoY)	-4.21%	-7.72%	8.65%	-1.53%	8.84%	2.27%
Gain (Loss) on Sale of Assets	0.06	0.06	0.13	-0.56	0	0.03
Gain (Loss) on Sale of Investments	-	-	-	0.03	0	0.03
Other Non-Interest Income	7.84	6.99	6.7	7.44	8.19	7.6
Total Non-Interest Income	7.9	7.05	6.83	6.9	8.2	7.66
Non-Interest Income Growth (YoY)	19.98%	3.28%	-1.06%	-15.77%	7.01%	-9.40%
Revenues Before Loan Losses	43.18	43.35	46.17	43.11	44.96	41.44
Provision for Loan Losses	5.6	8.82	10.36	6.94	4.77	13.12
Revenue	37.57	34.53	35.81	36.16	40.19	28.32
Revenue Growth (YoY)	8.97%	-3.56%	-0.98%	-10.01%	41.90%	-2.65%
Salaries and Employee Benefits	16.89	16.76	15.79	15.09	14.71	13.34
Occupancy Expenses	3.83	3.69	3.51	3.6	2.36	2.36
Selling, General & Administrative	0.64	0.64	0.63	0.63	0.38	1.03
Other Non-Interest Expense	11.53	10.44	9.65	8.14	7.51	7.39
Total Non-Interest Expense	33.24	31.69	29.58	27.46	25.06	24.11
EBT Excluding Unusual Items	4.34	2.85	6.23	8.7	15.13	4.21
Pretax Income	4.34	2.85	6.23	8.7	15.13	4.21
Income Tax Expense	1.61	0.98	1.23	2.03	5.52	2.99
Net Income	2.73	1.86	5	6.67	9.6	1.22
Net Income to Common	2.73	1.86	5	6.67	9.6	1.22
Net Income Growth	-35.95%	-62.77%	-25.03%	-30.54%	685.66%	-36.84%
Basic Shares Outstanding	110	110	110	110	110	110
Diluted Shares Outstanding	110	110	110	110	110	110
EPS (Basic)	0.02	0.02	0.05	0.06	0.09	0.01
EPS (Diluted)	0.02	0.02	0.05	0.06	0.09	0.01
EPS Growth	-35.95%	-62.77%	-25.03%	-30.54%	685.65%	-36.84%
Dividend Per Share	-	-	0.030	0.040	0.060	-
Dividend Growth	-	-	-25.00%	-33.33%	-	-
Effective Tax Rate	37.15%	34.60%	19.74%	23.33%	36.52%	70.95%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.