ASE:ABCO Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	310.02	224.05	203.36	135.41	77.23
Investment Securities	36.12	69.15	64.52	293.32	298.93
Trading Asset Securities	0	0.13	0.38	0.47	0.02
Mortgage-Backed Securities	245.29	217	259.95	-	51.93
Total Investments	281.41	286.28	324.85	293.78	350.88
Gross Loans	914.43	866.32	854.49	856.68	780.56
Allowance for Loan Losses	-61.57	-73.33	-67.58	-68.13	-61.1
Other Adjustments to Gross Loans	-21.51	-26.34	-23.74	-22.35	-17.34
Net Loans	831.34	766.65	763.17	766.2	702.12
Property, Plant & Equipment	33.74	35.57	32.04	35.7	35.52
Other Intangible Assets	0.89	1.13	1.08	1.25	1.56
Accrued Interest Receivable	-	-	6.74	8.97	5.83
Other Receivables	8.17	7.24	0.05	0.09	0.12
Restricted Cash	36.12	38.69	40.06	40.99	35.26
Other Current Assets	1.89	1.74	2.6	2.46	2.5
Long-Term Deferred Tax Assets	6.72	7.78	8.05	8.07	9.07
Other Real Estate Owned & Foreclosed	6.09	9.69	6.64	6.86	7.09
Other Long-Term Assets	4.25	4.2	7.3	51.02	2.85
Total Assets	1,521	1,383	1,396	1,351	1,230
Accounts Payable	11.15	7.23	5.83	7.21	7.47
Accrued Expenses	2.97	2.45	1.68	1.88	2.4
Interest Bearing Deposits	1,104	955.21	938.72	857.01	777.23
Non-Interest Bearing Deposits	104.95	84.06	106.73	123.6	89.52
Total Deposits	1,209	1,039	1,045	980.61	866.75
Short-Term Borrowings	0.46	0.05	2.58	9.42	8.04
Current Portion of Long-Term Debt	21.16	65.84	18.9	31.4	42.15
Current Portion of Leases	0.18	0.19	0.15	0.17	0.16
Current Income Taxes Payable	0.84	0.36	2.98	2.28	7.26
Accrued Interest Payable	8.12	12.53	12.12	7.54	5.47
Other Current Liabilities	52.68	47.93	46.82	43.3	46.32
Long-Term Debt	27.75	28.69	81.53	84.14	53.58
Long-Term Leases	3.14	2.58	2.67	2.65	2.6
Long-Term Unearned Revenue	0.64	0.53	0.47	0.49	0.11
Other Long-Term Liabilities	14.85	10.7	8.98	15.47	17.03
Total Liabilities	1,353	1,219	1,231	1,187	1,062
Common Stock	110	110	110	110	110
Additional Paid-In Capital	0.07	0.07	0.07	0.07	0.07
Retained Earnings	56.83	53.95	55.39	54.79	54.72
Comprehensive Income & Other	0.54	0.3	-0.12	-1.08	3.57
Shareholders' Equity	167.44	164.32	165.33	163.77	168.35
Total Liabilities & Equity	1,521	1,383	1,396	1,351	1,230
Total Debt	52.69	97.35	105.85	127.78	106.53
Net Cash (Debt)	257.32	126.83	115.65	15.63	-5.3
Net Cash Growth	102.89%	9.66%	639.99%	-	-
Net Cash Per Share	2.34	1.15	1.05	0.14	-0.05
Filing Date Shares Outstanding	110	110	110	110	110
Total Common Shares Outstanding	110	110	110	110	110
Book Value Per Share	1.52	1.49	1.50	1.49	1.53
Tangible Book Value	166.55	163.19	164.25	162.52	166.8
Tangible Book Value Per Share	1.51	1.48	1.49	1.48	1.52

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.