Arab Banking Corporation (Jordan) (ASE:ABCO)

ASE:ABCO Cash Flow Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	2.63	1.86	5	6.67	9.6	1.22
Depreciation & Amortization	3.55	3.69	3.51	3.6	2.36	2.36
Gain (Loss) on Sale of Assets	-0.09	-0.06	-0.13	0.56	-0	-0.03
Gain (Loss) on Sale of Investments	-3.56	0.04	0	0.01	-0.02	-0
Total Asset Writedown	-	-	-	-	0.1	-
Provision for Credit Losses	8.46	8.46	10.46	7.05	5.2	13.38
Change in Other Net Operating Assets	-50.78	7.62	-22.32	-59.3	-75.69	-30.39
Other Operating Activities	-1.58	-2.11	7.1	-4.39	2.83	-2.8
Operating Cash Flow	-41.36	19.5	3.63	-45.8	-55.61	-16.27
Operating Cash Flow Growth	-	437.85%	-	-	-	-
Capital Expenditures	-0.28	-2.54	-2.36	-3.19	-4.22	-8.85
Sale of Property, Plant and Equipment	0.03	0.07	0.19	0.04	0.01	0
Investment in Securities	10.73	21.51	28.21	-14.54	-3.82	-0.73
Purchase / Sale of Intangibles	-0.12	-0.44	-0.35	-0.18	-0.48	-0.26
Other Investing Activities	0.04	0.04	0.04	-	-	-
Investing Cash Flow	10.4	18.63	25.73	-17.87	-8.51	-9.84
Long-Term Debt Issued	-	-	-	21.23	10.04	35.62
Long-Term Debt Repaid	-	-9.14	-22.6	-0.88	-0.78	-
Net Debt Issued (Repaid)	-16.5	-9.14	-22.6	20.35	9.26	35.62
Common Dividends Paid	-0.01	-3.34	-4.38	-6.55	-0.03	-0.02
Net Increase (Decrease) in Deposit Accounts	116.95	31.49	72.1	120.82	38.4	17.93
Financing Cash Flow	100.43	19.01	45.12	134.63	47.64	53.53
Foreign Exchange Rate Adjustments	0.24	-0.14	-0.18	-0.08	-0.14	0.35
Net Cash Flow	69.7	57	74.29	70.88	-16.63	27.77
Free Cash Flow	-41.64	16.96	1.27	-48.99	-59.84	-25.12
Free Cash Flow Growth	-	1240.15%	-	-	-	-
Free Cash Flow Margin	-108.81%	49.11%	3.53%	-135.46%	-148.90%	-88.68%
Free Cash Flow Per Share	-0.38	0.15	0.01	-0.45	-0.54	-0.23
Cash Income Tax Paid	3.69	3.69	1.12	5.03	4.61	1.14

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.