Arab Banking Corporation (Jordan) (ASE:ABCO)

ASE:ABCO Cash Flow Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	1.86	5	6.67	9.6	1.22
Depreciation & Amortization	3.69	3.51	3.6	2.36	2.36
Gain (Loss) on Sale of Assets	-0.06	-0.13	0.56	-0	-0.03
Gain (Loss) on Sale of Investments	0.04	0	0.01	-0.02	-0
Total Asset Writedown	-	-	-	0.1	-
Provision for Credit Losses	8.46	10.46	7.05	5.2	13.38
Change in Other Net Operating Assets	7.62	-22.32	-59.3	-75.69	-30.39
Other Operating Activities	-2.11	7.1	-4.39	2.83	-2.8
Operating Cash Flow	19.5	3.63	-45.8	-55.61	-16.27
Operating Cash Flow Growth	437.85%	-	-	-	-
Capital Expenditures	-2.54	-2.36	-3.19	-4.22	-8.85
Sale of Property, Plant and Equipment	0.07	0.19	0.04	0.01	0
Investment in Securities	21.51	28.21	-14.54	-3.82	-0.73
Purchase / Sale of Intangibles	-0.44	-0.35	-0.18	-0.48	-0.26
Other Investing Activities	0.04	0.04	-	-	-
Investing Cash Flow	18.63	25.73	-17.87	-8.51	-9.84
Long-Term Debt Issued	-	-	21.23	10.04	35.62
Long-Term Debt Repaid	-9.14	-22.6	-0.88	-0.78	-
Net Debt Issued (Repaid)	-9.14	-22.6	20.35	9.26	35.62
Common Dividends Paid	-3.34	-4.38	-6.55	-0.03	-0.02
Net Increase (Decrease) in Deposit Accounts	31.49	72.1	120.82	38.4	17.93
Financing Cash Flow	19.01	45.12	134.63	47.64	53.53
Foreign Exchange Rate Adjustments	-0.14	-0.18	-0.08	-0.14	0.35
Net Cash Flow	57	74.29	70.88	-16.63	27.77
Free Cash Flow	16.96	1.27	-48.99	-59.84	-25.12
Free Cash Flow Growth	1240.15%	-	-	-	-
Free Cash Flow Margin	49.11%	3.53%	-135.46%	-148.90%	-88.68%
Free Cash Flow Per Share	0.15	0.01	-0.45	-0.54	-0.23
Cash Income Tax Paid	3.69	1.12	5.03	4.61	1.14

Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.