Dar Al Aman for Islamic Finance (ASE:DAIF)

ASE:DAIF Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	0.05	0.06	0.1	0.04	0.03	0.8
Total Interest Expense	-	-	-	-	-	0
Net Interest Income	0.05	0.06	0.1	0.04	0.03	0.79
Gain on Sale of Investments (Rev)	-	-	-0.01	0.26	-0.2	-0.21
Other Revenue	0.12	0.03	0.01	0.06	0.03	0.01
Revenue Before Loan Losses	0.17	0.09	0.09	0.36	-0.14	0.58
Provision for Loan Losses	0.02	0.13	0.59	0.83	-	-
Revenue	0.15	-0.04	-0.49	-0.47	-0.14	0.58
Revenue Growth (YoY)	-	-	-	-	-	-2.63%
Salaries & Employee Benefits	0.11	0.11	0.11	0.12	0.12	0.2
Cost of Services Provided	0.14	0.13	0.14	0.15	0.15	0.22
Total Operating Expenses	0.25	0.24	0.25	0.27	0.27	0.43
Operating Income	-0.1	-0.28	-0.74	-0.75	-0.41	0.16
Other Non-Operating Income (Expenses)	1.14	1.14	-	-	-	-
EBT Excluding Unusual Items	1.04	0.86	-0.74	-0.75	-0.41	0.16
Asset Writedown	-	-	-	-	-	-0.11
Legal Settlements	-0.03	-0.03	-0.04	-0.01	-0.01	-
Gain (Loss) on Sale of Investments	-	-	-	-	-	-0.11
Pretax Income	1.01	0.83	-0.78	-0.76	-0.42	-0.1
Income Tax Expense	0.55	0.55	0.85	-	-	-0.07
Net Income	0.46	0.28	-1.63	-0.76	-0.42	-0.02
Net Income to Common	0.46	0.28	-1.63	-0.76	-0.42	-0.02
Shares Outstanding (Basic)	8	8	8	8	8	8
Shares Outstanding (Diluted)	8	8	8	8	8	8
EPS (Basic)	0.06	0.04	-0.20	-0.09	-0.05	-0.00
EPS (Diluted)	0.06	0.04	-0.20	-0.09	-0.05	-0.00
Free Cash Flow	1.88	2.8	0.26	0.11	0.16	-0.76
Free Cash Flow Per Share	0.24	0.35	0.03	0.01	0.02	-0.10
Operating Margin	-68.17%	-	-	-	-	27.15%
Profit Margin	306.72%	-	-	-	-	-4.17%
Free Cash Flow Margin	1254.46%	-	-	-	-	-129.50%
Effective Tax Rate	54.63%	66.27%	-	-	-	-

Updated Feb 13, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.