The Mediterranean & Gulf Insurance Co P L C - Jordan (ASE:MDGF)

ASE:MDGF Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	15.67	17.86	19.13	14.67	15.76
Total Interest & Dividend Income	0.31	0.16	0.47	0.27	0.34
Other Revenue	0.88	0.9	1.37	1.43	1.05
Total Revenue	16.86	18.92	20.97	16.37	17.15
Revenue Growth (YoY)	-10.85%	-9.81%	28.11%	-4.56%	-10.57%
Policy Benefits	12.26	13.69	16.84	13.33	13.12
Policy Acquisition & Underwriting Costs	0.85	2.03	0.99	0.67	0.58
Depreciation & Amortization	0.01	0.01	-	0.18	0.19
Selling, General & Administrative	0.44	0.2	0.2	0.83	0.89
Provision for Bad Debts	-	-	-	-0.47	1.42
Other Operating Expenses	1.81	2.71	2	0.45	0.41
Total Operating Expenses	16.91	18.64	20.02	16.03	17.7
Operating Income	-0.04	0.27	0.95	0.34	-0.55
Interest Expense	-	-	-	-0.26	-
EBT Excluding Unusual Items	-0.04	0.27	0.95	0.07	-0.55
Gain (Loss) on Sale of Assets	0	0	-	-	-0
Pretax Income	-0.04	0.27	0.95	0.07	-0.55
Income Tax Expense	-	0.07	0.05	-	0.01
Net Income	-0.04	0.21	0.9	0.07	-0.56
Net Income to Common	-0.04	0.21	0.9	0.07	-0.56
Net Income Growth	-	-76.89%	1121.94%	-	-
Shares Outstanding (Basic)	10	10	10	10	10
Shares Outstanding (Diluted)	10	10	10	10	10
EPS (Basic)	-0.00	0.02	0.09	0.01	-0.06
EPS (Diluted)	-0.00	0.02	0.09	0.01	-0.06
EPS Growth	-	-76.89%	1121.95%	-	-
Free Cash Flow	-0.45	0.05	-0.32	-0.02	-1.7
Free Cash Flow Per Share	-0.04	0.01	-0.03	-0.00	-0.17
Operating Margin	-0.26%	1.44%	4.54%	2.06%	-3.20%
Profit Margin	-0.25%	1.10%	4.29%	0.45%	-3.28%
Free Cash Flow Margin	-2.65%	0.29%	-1.52%	-0.10%	-9.92%
EBITDA	0.11	0.44	1.12	0.51	-0.38
EBITDA Margin	0.66%	2.31%	5.34%	3.10%	-2.20%
D&A For EBITDA	0.15	0.16	0.17	0.17	0.17
EBIT	-0.04	0.27	0.95	0.34	-0.55
EBIT Margin	-0.26%	1.44%	4.54%	2.06%	-3.20%
Effective Tax Rate	-	23.85%	5.36%	-	-
Revenue as Reported	-	-	-	16.85	17.47

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.