Bank al Etihad (ASE:UBSI)

Bank al Etihad Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,088	835.78	720.92	1,239	924.9
Investment Securities	2,013	1,732	1,456	1,152	940.46
Trading Asset Securities	18.66	26.23	18.42	18.3	15.22
Total Investments	2,032	1,758	1,475	1,171	955.68
Gross Loans	4,850	4,458	4,180	3,510	3,089
Allowance for Loan Losses	-261.71	-194.09	-171.94	-141.54	-119.48
Other Adjustments to Gross Loans	-23.97	-17.85	-16.35	-16.92	-17
Net Loans	4,564	4,246	3,991	3,351	2,952
Property, Plant & Equipment	107.67	102.57	94.92	91.13	94.16
Goodwill	1.38	1.38	1.38	1.38	1.38
Other Intangible Assets	28.25	27.15	25.51	26.07	25.67
Accrued Interest Receivable	34.73	27.1	21.16	14.73	14.39
Other Receivables	0.69	0.31	0.17	0.04	0.1
Restricted Cash	312.79	272.37	248.23	236.65	193.25
Other Current Assets	13.19	13.95	9.97	7.88	8.18
Long-Term Deferred Tax Assets	45.26	37.42	32.82	27.75	25.59
Other Real Estate Owned & Foreclosed	94.28	78.04	52.98	51.3	49.41
Other Long-Term Assets	29.4	19.56	16.62	44.36	28.62
Total Assets	8,351	7,420	6,691	6,263	5,274
Accounts Payable	0.49	0.7	0.65	0.55	0.38
Accrued Expenses	15.63	16.48	15.25	11.24	10.6
Interest Bearing Deposits	6,618	5,784	5,419	5,093	4,166
Non-Interest Bearing Deposits	146.34	178.58	105.45	134.05	118.12
Total Deposits	6,764	5,963	5,524	5,227	4,284
Current Portion of Long-Term Debt	3.53	6	3.18	3.18	5.49
Current Portion of Leases	2.75	2.35	2.27	2.13	1.94
Current Income Taxes Payable	36.05	30.87	28.93	21.93	24.62
Accrued Interest Payable	71.65	61.27	40.43	28.65	-
Other Current Liabilities	252.95	193.17	121.54	114.51	103.79
Long-Term Debt	277.54	244.7	184.64	126.69	105.96
Long-Term Leases	28.07	28.74	27.41	25.23	24.52
Long-Term Unearned Revenue	2.86	2.76	2.22	1.52	1.61
Long-Term Deferred Tax Liabilities	-	-	-	0.16	-
Other Long-Term Liabilities	201.86	206.75	179.29	170.08	204.64
Total Liabilities	7,658	6,756	6,131	5,733	4,767
Common Stock	200	200	160	160	160
Additional Paid-In Capital	68.21	68.21	80.21	80.21	80.21
Retained Earnings	223.34	205.73	206.35	186.06	170.35
Comprehensive Income & Other	75.13	75.77	6.48	1.74	-2.61
Total Common Equity	566.68	549.71	453.05	428.01	407.96
Minority Interest	126.13	113.89	106.99	101.46	98.45
Shareholders' Equity	692.81	663.6	560.04	529.47	506.4
Total Liabilities & Equity	8,351	7,420	6,691	6,263	5,274
Total Debt	311.9	281.8	217.5	157.23	137.91
Net Cash (Debt)	812.17	594.3	535.85	1,109	806.66
Net Cash Growth	36.66%	10.91%	-51.69%	37.49%	39.27%
Net Cash Per Share	4.06	2.97	2.68	5.55	4.03
Filing Date Shares Outstanding	200	200	200	200	200
Total Common Shares Outstanding	200	200	200	200	200
Book Value Per Share	2.48	2.39	2.27	2.14	2.04
Tangible Book Value	537.06	521.18	426.15	400.56	380.91
Tangible Book Value Per Share	2.33	2.25	2.13	2.00	1.90

Source: S&P Global Market Intelligence. Banks template. Financial Sources.