Auswide Bank Ltd (ASX: ABA)

Auswide Bank Income Statement

Financials in millions AUD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2024	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020
Interest Income on Loans	250.47	250.47	189.56	105.97	111	126.25
Interest Paid on Deposits	179.18	179.18	100.38	23.92	32.84	55.74
Net Interest Income	71.29	71.29	89.18	82.04	78.16	70.52
Net Interest Income Growth (YoY)	-20.06%	-20.06%	8.70%	4.97%	10.84%	11.60%
Other Non-Interest Income	11.25	11.25	11.34	12.39	10.36	9.96
Total Non-Interest Income	11.25	11.25	11.34	12.39	10.36	9.96
Non-Interest Income Growth (YoY)	-0.78%	-0.78%	-8.44%	19.58%	4.03%	5.23%
Revenues Before Loan Losses	82.54	82.54	100.52	94.43	88.52	80.48
Provision for Loan Losses	0.23	0.23	-0.73	-0.71	0.59	3.85
Revenue	82.31	82.31	101.25	95.15	87.93	76.63
Revenue Growth (YoY)	-18.71%	-18.71%	6.42%	8.20%	14.75%	7.17%
Salaries and Employee Benefits	26.85	26.85	26.76	23.6	22.28	21.35
Occupancy Expenses	3.1	3.1	3.19	3.01	3.17	3.32
Amortization of Goodwill & Intangibles	0.85	0.85	0.82	0.49	0.66	0.71
Selling, General & Administrative	17.13	17.13	17.42	15.64	13.16	12.18
Other Non-Interest Expense	18.04	18.04	17.14	14.93	13.96	12.58
Total Non-Interest Expense	65.97	65.97	65.34	57.66	53.23	50.13
EBT Excluding Unusual Items	16.35	16.35	35.92	37.48	34.7	26.5
Pretax Income	16.35	16.35	35.92	37.48	34.7	26.5
Income Tax Expense	5.12	5.12	10.85	11.35	10.55	7.99
Earnings From Continuing Operations	11.23	11.23	25.07	26.13	24.16	18.5
Net Income	11.23	11.23	25.07	26.13	24.16	18.5
Net Income to Common	11.23	11.23	25.07	26.13	24.16	18.5
Net Income Growth	-55.20%	-55.20%	-4.08%	8.18%	30.54%	7.58%
Basic Shares Outstanding	46	46	45	43	43	42
Diluted Shares Outstanding	46	46	45	43	43	42
Shares Change (YoY)	2.84%	2.84%	4.27%	1.35%	0.91%	0.22%
EPS (Basic)	0.24	0.24	0.56	0.60	0.57	0.44
EPS (Diluted)	0.24	0.24	0.56	0.60	0.57	0.44
EPS Growth	-56.43%	-56.43%	-8.01%	6.74%	29.36%	7.34%
Dividend Per Share	0.220	0.220	0.430	0.420	0.400	0.278
Dividend Growth	-48.84%	-48.84%	2.38%	5.00%	44.14%	-19.57%
Effective Tax Rate	31.29%	31.29%	30.21%	30.28%	30.39%	30.17%

Source: S&P Capital IQ. Banks template. Financial Sources.