Australian Finance Group Income Statement

Financials in millions AUD. Fiscal year is July - June.

Millions AUD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Interest and Dividend Income	336.9	324.2	278.6	260	108.85	90.24
Total Interest Expense	3.8	4.1	3.7	3.13	1.09	0.19
Net Interest Income	333.1	320.1	274.9	256.87	107.76	90.06
Commissions and Fees	988	911.3	799.2	742.83	820.13	656.8
Revenue Before Loan Losses	1,321	1,231	1,074	999.71	927.89	746.86
Provision for Loan Losses	0.5	0.5	-	-	-	-
Revenue	1,321	1,231	1,074	999.71	927.89	746.86
Revenue Growth (YoY)	16.15%	14.60%	7.44%	7.74%	24.24%	11.10%
Salaries & Employee Benefits	54.9	54.9	47.7	-	-	-
Cost of Services Provided	1,209	1,130	985.7	907.84	812.9	654.29
Other Operating Expenses	-2.2	-3.8	-2	47.53	35.38	26.31
Total Operating Expenses	1,273	1,192	1,040	956.48	849.64	681.76
Operating Income	47.2	38.5	34.2	43.23	78.26	65.09
Earnings From Equity Investments	4.4	2.9	2.2	6.06	5.94	4.92
EBT Excluding Unusual Items	58	48.7	44	55.46	84.45	70.77
Gain (Loss) on Sale of Investments	-	-	-	-1.82	-15	-
Pretax Income	58	48.7	44	53.64	60.38	70.77
Income Tax Expense	15.9	13.3	13.5	14.53	20.67	19.46
Earnings From Continuing Ops.	42.1	35.4	30.5	39.11	39.71	51.3
Net Income to Company	42.1	35.4	30.5	39.11	39.71	51.3
Minority Interest in Earnings	-	-0.4	-1.5	-1.8	-0.94	-
Net Income	42.1	35	29	37.31	38.78	51.3
Net Income to Common	42.1	35	29	37.31	38.78	51.3
Net Income Growth	40.80%	20.69%	-22.28%	-3.78%	-24.42%	34.73%
Shares Outstanding (Basic)	271	271	270	270	269	268
Shares Outstanding (Diluted)	277	276	274	274	273	272
Shares Change (YoY)	1.48%	0.62%	-0.01%	0.52%	0.37%	21.94%
EPS (Basic)	0.16	0.13	0.11	0.14	0.14	0.19
EPS (Diluted)	0.15	0.13	0.11	0.14	0.14	0.19
EPS Growth	39.07%	20.06%	-22.34%	-4.29%	-24.68%	10.47%
Free Cash Flow	40.9	34.8	38.4	51.8	51.35	58.15
Free Cash Flow Per Share	0.15	0.13	0.14	0.19	0.19	0.21
Dividend Per Share	0.100	0.091	0.080	0.107	0.166	0.133
Dividend Growth	28.21%	13.75%	-25.23%	-35.54%	24.81%	31.68%
Operating Margin	3.57%	3.13%	3.18%	4.32%	8.43%	8.72%
Profit Margin	3.19%	2.84%	2.70%	3.73%	4.18%	6.87%
Free Cash Flow Margin	3.10%	2.83%	3.57%	5.18%	5.53%	7.79%
Effective Tax Rate	27.41%	27.31%	30.68%	27.08%	34.23%	27.50%
Revenue as Reported	1,325	1,236	1,078	1,003	928.98	747.04

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.