Australian Finance Group Limited (ASX:AFG)

Australian Finance Group Income Statement

Financials in millions AUD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020
Interest and Dividend Income	297.53	278.53	260	108.85	90.24	85.67
Total Interest Expense	3.84	3.74	3.13	1.09	0.19	0.16
Net Interest Income	293.69	274.79	256.87	107.76	90.06	85.5
Commissions and Fees	840.95	796.75	742.83	820.13	656.8	589.34
Revenue Before Loan Losses	1,135	1,072	999.71	927.89	746.86	674.85
Provision for Loan Losses	0.2	-	-	-	-	2.61
Revenue	1,134	1,072	999.71	927.89	746.86	672.23
Revenue Growth (YoY)	9.44%	7.18%	7.74%	24.24%	11.10%	4.57%
Cost of Services Provided	1,048	987.61	907.84	812.9	654.29	594.18
Other Operating Expenses	51.12	48.62	47.53	35.38	26.31	26.84
Total Operating Expenses	1,100	1,037	956.48	849.64	681.76	621.94
Operating Income	34.54	34.14	43.23	78.26	65.09	50.29
Earnings From Equity Investments	1.4	2.2	6.06	5.94	4.92	2.31
EBT Excluding Unusual Items	43.69	43.99	55.46	84.45	70.77	53.55
Gain (Loss) on Sale of Investments	-	-	-1.82	-15	-	-
Pretax Income	43.69	43.99	53.64	60.38	70.77	53.55
Income Tax Expense	12.84	13.54	14.53	20.67	19.46	15.47
Earnings From Continuing Ops.	30.85	30.45	39.11	39.71	51.3	38.08
Net Income to Company	30.85	30.45	39.11	39.71	51.3	38.08
Minority Interest in Earnings	-0.98	-1.48	-1.8	-0.94	-	-
Net Income	29.88	28.98	37.31	38.78	51.3	38.08
Net Income to Common	29.88	28.98	37.31	38.78	51.3	38.08
Net Income Growth	0.19%	-22.34%	-3.78%	-24.42%	34.73%	15.29%
Shares Outstanding (Basic)	270	270	270	269	268	220
Shares Outstanding (Diluted)	273	274	274	273	272	223
Shares Change (YoY)	-0.40%	-0.00%	0.52%	0.37%	21.94%	2.79%
EPS (Basic)	0.11	0.11	0.14	0.14	0.19	0.17
EPS (Diluted)	0.11	0.11	0.14	0.14	0.19	0.17
EPS Growth	0.21%	-22.34%	-4.29%	-24.68%	10.47%	12.14%
Free Cash Flow	37.74	38.34	51.8	51.35	58.15	39.99
Free Cash Flow Per Share	0.14	0.14	0.19	0.19	0.21	0.18
Dividend Per Share	0.078	0.080	0.107	0.166	0.133	0.101
Dividend Growth	-3.70%	-25.23%	-35.54%	24.81%	31.68%	-4.72%
Operating Margin	3.04%	3.19%	4.32%	8.43%	8.72%	7.48%
Profit Margin	2.63%	2.70%	3.73%	4.18%	6.87%	5.66%
Free Cash Flow Margin	3.33%	3.58%	5.18%	5.53%	7.79%	5.95%
Effective Tax Rate	29.39%	30.78%	27.08%	34.23%	27.50%	28.89%
Revenue as Reported	1,138	1,075	1,003	928.98	747.04	675.01

Updated Feb 27, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.