Australian Finance Group Cash Flow Statement

Financials in millions AUD. Fiscal year is July - June.

Millions AUD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Net Income	42.1	35	29	37.31	38.78	51.3
Depreciation & Amortization	5.8	4.8	4.9	4.65	3.97	1.71
Other Amortization	5.7	5.7	2.5	2.36	0.15	0.35
Asset Writedown & Restructuring Costs	-	-	-	-	24.07	-
Provision for Credit Losses	0.5	0.5	-	0.39	-	-
Loss (Gain) on Equity Investments	-2.9	-2.9	-2.2	-6.06	-5.94	-4.92
Stock-Based Compensation	1.1	1.1	1.1	1.11	1.36	1.03
Change in Accounts Payable	-4.7	-4.7	-	3.5	10.61	11.54
Change in Unearned Revenue	0.1	0.1	0.8	-1.19	-1.77	2.94
Change in Other Net Operating Assets	-5.2	-5.2	4.5	-0.62	-9.5	0.4
Other Operating Activities	0.2	1.5	-1.8	10.65	-9.83	-5.76
Operating Cash Flow	42.7	35.9	38.8	52.09	51.9	58.6
Operating Cash Flow Growth	12.37%	-7.47%	-25.51%	0.36%	-11.43%	45.36%
Capital Expenditures	-1.8	-1.1	-0.4	-0.29	-0.55	-0.46
Cash Acquisitions	-6.4	-17.6	-10.2	-0.92	-54.11	-
Sale (Purchase) of Intangibles	-2.8	-4.7	-17.4	-6.74	-12.12	-6.52
Investment in Securities	-0.1	0.2	-	-	0.52	-18.92
Net Decrease (Increase) in Loans Originated / Sold - Investing	-1,194	-1,038	33.6	311.42	-1,391	-480.81
Other Investing Activities	6.3	7	7.6	6.17	0.26	0.75
Investing Cash Flow	-1,199	-1,054	13.2	309.64	-1,458	-505.95
Long-Term Debt Issued	-	2,797	2,998	2,065	4,304	1,672
Total Debt Issued	4,241	2,797	2,998	2,065	4,304	1,672
Long-Term Debt Repaid	-	-1,755	-3,027	-2,428	-2,818	-1,132
Total Debt Repaid	-2,994	-1,755	-3,027	-2,428	-2,818	-1,132
Net Debt Issued (Repaid)	1,247	1,042	-28.9	-362.09	1,487	540.35
Common Dividends Paid	-24.8	-21.2	-22	-43.78	-38.76	-28.45
Other Financing Activities	-	-0.3	-1.7	-2.2	-	-0.04
Financing Cash Flow	1,223	1,020	-52.6	-408.07	1,448	511.86
Net Cash Flow	66.1	2.2	-0.6	-46.34	42.54	64.52
Free Cash Flow	40.9	34.8	38.4	51.8	51.35	58.15
Free Cash Flow Growth	8.20%	-9.38%	-25.87%	0.87%	-11.69%	45.42%
Free Cash Flow Margin	3.10%	2.83%	3.57%	5.18%	5.53%	7.79%
Free Cash Flow Per Share	0.15	0.13	0.14	0.19	0.19	0.21
Cash Interest Paid	290.1	286.6	250.2	213.52	58.64	46.52
Cash Income Tax Paid	17.4	12	15.6	12.56	25.38	23.36

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.