Australian Finance Group Limited (ASX:AFG)

Australian Finance Group Statistics

Total Valuation

ASX:AFG has a market cap or net worth of AUD 692.99 million.

Market Cap	692.99M
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, August 27, 2025.

Earnings Date	Aug 27, 2025
Ex-Dividend Date	Sep 8, 2025

Share Statistics

ASX:AFG has 271.76 million shares outstanding. The number of shares has increased by 0.62% in one year.

Current Share Class	271.76M
Shares Outstanding	271.76M
Shares Change (YoY)	+0.62%
Shares Change (QoQ)	+1.83%
Owned by Insiders (%)	21.07%
Owned by Institutions (%)	30.21%
Float	200.02M

Valuation Ratios

The trailing PE ratio is 20.09 and the forward PE ratio is 15.27.

PE Ratio	20.09
Forward PE	15.27
PS Ratio	0.56
PB Ratio	3.12
P/TBV Ratio	5.94
P/FCF Ratio	19.91
P/OCF Ratio	19.30
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.94, with a Debt / Equity ratio of 25.29.

Current Ratio	1.94
Quick Ratio	1.89
Debt / Equity	25.29
Debt / EBITDA	n/a
Debt / FCF	161.41
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.50%.

Return on Equity (ROE)	16.50%
Return on Assets (ROA)	0.54%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	3.87M
Profits Per Employee	110,063
Employee Count	318
Asset Turnover	0.19
Inventory Turnover	n/a

Taxes

In the past 12 months, ASX:AFG has paid 13.30 million in taxes.

Income Tax	13.30M
Effective Tax Rate	27.31%

Stock Price Statistics

The stock price has increased by +51.79% in the last 52 weeks. The beta is 1.38, so ASX:AFG's price volatility has been higher than the market average.

Beta (5Y)	1.38
52-Week Price Change	+51.79%
50-Day Moving Average	2.36
200-Day Moving Average	1.92
Relative Strength Index (RSI)	53.52
Average Volume (20 Days)	834,019

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASX:AFG had revenue of AUD 1.23 billion and earned 35.00 million in profits. Earnings per share was 0.13.

Revenue	1.23B
Gross Profit	115.40M
Operating Income	38.50M
Pretax Income	48.70M
Net Income	35.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.13

Balance Sheet

The company has 63.70 million in cash and 5.62 billion in debt, giving a net cash position of -5.55 billion or -20.43 per share.

Cash & Cash Equivalents	63.70M
Total Debt	5.62B
Net Cash	-5.55B
Net Cash Per Share	-20.43
Equity (Book Value)	222.10M
Book Value Per Share	0.82
Working Capital	2.91B

Cash Flow

In the last 12 months, operating cash flow was 35.90 million and capital expenditures -1.10 million, giving a free cash flow of 34.80 million.

Operating Cash Flow	35.90M
Capital Expenditures	-1.10M
Free Cash Flow	34.80M
FCF Per Share	0.13

Margins

Gross margin is 9.38%, with operating and profit margins of 3.13% and 2.84%.

Gross Margin	9.38%
Operating Margin	3.13%
Pretax Margin	3.96%
Profit Margin	2.84%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	2.83%

Dividends & Yields

This stock pays an annual dividend of 0.09, which amounts to a dividend yield of 3.63%.

Dividend Per Share	0.09
Dividend Yield	3.63%
Dividend Growth (YoY)	13.75%
Years of Dividend Growth	n/a
Payout Ratio	60.57%
Buyback Yield	-0.62%
Shareholder Yield	2.98%
Earnings Yield	5.05%
FCF Yield	5.02%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6