Australia and New Zealand Banking Group Limited (ASX: ANZ)

ANZ Income Statement

Financials in millions AUD. Fiscal year is October - September.

Year	2023	2022	2021	2020	2019
Revenue	20,281	18,942	17,834	30,018	18,386
Revenue Growth (YoY)	7.07%	6.21%	-40.59%	63.27%	-3.92%
Gross Profit	20,281	18,942	17,834	30,018	18,386
Selling, General & Admin	1,052	1,100	947	844	778
Other Operating Expenses	-4,132	8,378	7,908	-4,599	8,216
Operating Expenses	9,970	9,478	8,855	4,599	8,994
Operating Income	10,047	18,794	8,918	56	8,562
Interest Income	49,902	23,609	19,529	24,426	31,077
Interest Expense	33,321	8,735	5,368	10,377	16,738
Other Expense / Income	16,581	23,609	14,161	8,688	14,339
Pretax Income	10,075	10,079	8,936	5,361	8,920
Income Tax	2,949	2,940	2,756	1,840	2,609
Net Income	7,098	7,119	6,162	3,577	5,953
Net Income Growth	-0.29%	15.53%	72.27%	-39.91%	-6.98%
Shares Outstanding (Basic)	2,997	2,848	2,861	2,853	2,858
Shares Outstanding (Diluted)	3,271	3,138	3,124	3,227	3,106
Shares Change	4.22%	0.47%	-3.20%	3.88%	-1.35%
EPS (Basic)	2.37	2.50	2.15	1.25	2.08
EPS (Diluted)	2.27	2.33	2.03	1.17	2.00
EPS Growth	-2.58%	14.78%	73.50%	-41.50%	-1.48%
Free Cash Flow	5,883	19,525	43,809	8,744	-7,471
Free Cash Flow Per Share	1.80	6.22	14.03	2.71	-2.41
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	49.54%	99.22%	50.01%	0.19%	46.57%
Profit Margin	35.00%	37.58%	34.55%	11.92%	32.38%
Free Cash Flow Margin	29.01%	103.08%	245.65%	29.13%	-40.63%
Effective Tax Rate	29.27%	29.17%	30.84%	34.32%	29.25%
EBITDA	10,970	19,802	10,005	1,447	9,433
EBITDA Margin	54.09%	104.54%	56.10%	4.82%	51.31%
Depreciation & Amortization	923	1,008	1,087	1,391	871
EBIT	10,047	18,794	8,918	56	8,562
EBIT Margin	49.54%	99.22%	50.01%	0.19%	46.57%

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.