Beforepay Group Limited (ASX:B4P)

Australia flag Australia · Delayed Price · Currency is AUD
1.245
-0.025 (-1.97%)
Jun 4, 2026, 4:10 PM AEST
Market Cap62.00M -12.0%
Revenue (ttm)43.91M +17.2%
Net Income8.14M +82.2%
EPS0.16 +124.7%
Shares Out 49.80M
PE Ratio7.79
Forward PE8.52
Dividendn/a
Ex-Dividend Daten/a
Volume13,069
Open1.225
Previous Close1.270
Day's Range1.225 - 1.280
52-Week Range1.180 - 2.770
Beta1.60
Analystsn/a
Price Targetn/a
Earnings DateApr 28, 2026

About Beforepay Group

Beforepay Group Limited provides finance to its customers by way of pay on demand advances. It offers Beforepay that allows customers to access short-term loans through its pay advance and personal loan products to manage short-term cash flow challenges; and Carrington Labs, which provides cash flow underwriting and credit risk analytics solutions. The company was incorporated in 2019 and is based in Sydney, Australia. [Read more]

Sector Technology
Founded 2019
Employees 43
Stock Exchange Australian Securities Exchange
Ticker Symbol B4P
Full Company Profile

Financial Performance

In fiscal year 2025, Beforepay Group's revenue was 40.28 million, an increase of 13.95% compared to the previous year's 35.35 million. Earnings were 6.74 million, an increase of 74.49%.

Financial Statements

News

Beforepay Group Earnings Call Transcript: Q3 2026

Solid year-over-year growth in advances and revenue, improved credit quality, and a successful ramp-up of personal loans marked Q3. Operating leverage is expected to improve as costs stabilize, with refinancing of the debt facility underway.

5 weeks ago - Transcripts

Beforepay Group Earnings release: Q3 2026

Beforepay Group released its Q3 2026 earnings on April 27, 2026, summarizing the period's financial results.

5 weeks ago - Filings

Beforepay Group Earnings Call Transcript: H1 2026

NPAT rose 50% year-over-year to AUD 4.2 million, driven by strong lending growth and margin optimization. Advances grew 18%, with improved profitability and ongoing investment in Personal Loans and Carrington Labs. Cash position remains healthy at AUD 9.1 million.

3 months ago - Transcripts

Beforepay Group Quarterly report: H1 2026

Beforepay Group has published its H1 2026 quarterly earnings report on February 25, 2026.

3 months ago - Filings

Beforepay Group Slides: H1 2026

Beforepay Group has posted slides in relation to its H1 2026 quarterly earnings report, which was published on February 25, 2026.

3 months ago - Filings

Beforepay Group Earnings Call Transcript: Q2 2026

Q2 delivered 18% year-over-year revenue growth and strong advances, despite seasonal margin compression from higher defaults. Strategic initiatives, especially Carrington Labs and personal loans, made notable progress, with continued investment expected.

4 months ago - Transcripts

Beforepay Group Earnings release: Q2 2026

Beforepay Group released its Q2 2026 earnings on January 27, 2026, summarizing the period's financial results.

4 months ago - Filings

Beforepay Group Slides: FY 2025

Beforepay Group has posted slides in relation to its FY 2025 quarterly earnings report, which was published on November 25, 2025.

6 months ago - Filings

Beforepay Group Earnings Call Transcript: Q1 2026

Record quarterly profit of $3.4M driven by focus on higher value, lower risk customers and strong cost control. Revenue rose 20% year-over-year, net defaults remained low, and growth initiatives in personal loans and Carrington Labs are progressing, though Carrington Labs revenue is not yet material.

8 months ago - Transcripts

Beforepay Group Earnings release: Q1 2026

Beforepay Group released its Q1 2026 earnings on October 21, 2025, summarizing the period's financial results.

8 months ago - Filings

Beforepay Group Earnings Call Transcript: H2 2025

Net profit after tax rose 74% to AUD 6.7 million, driven by strong lending growth, improved margins, and a declining default rate. Carrington Labs saw transformative commercial momentum, while personal loans are set for expansion in FY2026.

10 months ago - Transcripts

Beforepay Group Annual report: H2 2025

Beforepay Group has published its H2 2025 annual report on August 25, 2025.

10 months ago - Filings

Beforepay Group Earnings release: H2 2025

Beforepay Group released its H2 2025 earnings on August 25, 2025, summarizing the period's financial results.

10 months ago - Filings

Beforepay Group Slides: H2 2025

Beforepay Group has posted slides in relation to its H2 2025 quarterly earnings report, which was published on August 25, 2025.

10 months ago - Filings

Beforepay Group Earnings Call Transcript: Q4 2025

Record Q4 profit before tax of AUD 2.4 million, up 76% year-over-year, driven by strong growth, disciplined credit, and margin management. Carrington Labs signed its first U.S. clients and is poised for further expansion, with robust funding and a strong balance sheet.

11 months ago - Transcripts

Beforepay Group Earnings release: Q4 2025

Beforepay Group released its Q4 2025 earnings on July 28, 2025, summarizing the period's financial results.

11 months ago - Filings