Beforepay Group Limited (ASX:B4P)

Accolade Statistics

Total Valuation

Beforepay Group has a market cap or net worth of AUD 97.00 million. The enterprise value is 118.14 million.

Market Cap	97.00M
Enterprise Value	118.14M

Important Dates

The last earnings date was Friday, July 25, 2025.

Earnings Date	Jul 25, 2025
Ex-Dividend Date	n/a

Share Statistics

Beforepay Group has 48.26 million shares outstanding. The number of shares has increased by 20.45% in one year.

Current Share Class	48.26M
Shares Outstanding	48.26M
Shares Change (YoY)	+20.45%
Shares Change (QoQ)	-13.56%
Owned by Insiders (%)	12.00%
Owned by Institutions (%)	17.17%
Float	32.29M

Valuation Ratios

The trailing PE ratio is 28.25 and the forward PE ratio is 15.33.

PE Ratio	28.25
Forward PE	15.33
PS Ratio	2.59
PB Ratio	2.72
P/TBV Ratio	2.72
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 11.73, with an EV/FCF ratio of -38.64.

EV / Earnings	26.45
EV / Sales	3.15
EV / EBITDA	11.73
EV / EBIT	12.30
EV / FCF	-38.64

Financial Position

The company has a current ratio of 22.36, with a Debt / Equity ratio of 1.11.

Current Ratio	22.36
Quick Ratio	22.11
Debt / Equity	1.11
Debt / EBITDA	3.91
Debt / FCF	-12.89
Interest Coverage	1.89

Financial Efficiency

Return on equity (ROE) is 13.68% and return on invested capital (ROIC) is 8.78%.

Return on Equity (ROE)	13.68%
Return on Assets (ROA)	8.33%
Return on Invested Capital (ROIC)	8.78%
Return on Capital Employed (ROCE)	12.83%
Revenue Per Employee	891,655
Profits Per Employee	106,346
Employee Count	42
Asset Turnover	0.52
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +253.98% in the last 52 weeks. The beta is 2.14, so Beforepay Group's price volatility has been higher than the market average.

Beta (5Y)	2.14
52-Week Price Change	+253.98%
50-Day Moving Average	1.63
200-Day Moving Average	1.38
Relative Strength Index (RSI)	65.07
Average Volume (20 Days)	54,655

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Beforepay Group had revenue of AUD 37.45 million and earned 4.47 million in profits. Earnings per share was 0.07.

Revenue	37.45M
Gross Profit	35.88M
Operating Income	9.61M
Pretax Income	4.47M
Net Income	4.47M
EBITDA	9.67M
EBIT	9.61M
Earnings Per Share (EPS)	0.07

Balance Sheet

The company has 18.26 million in cash and 39.40 million in debt, giving a net cash position of -21.14 million or -0.44 per share.

Cash & Cash Equivalents	18.26M
Total Debt	39.40M
Net Cash	-21.14M
Net Cash Per Share	-0.44
Equity (Book Value)	35.62M
Book Value Per Share	0.74
Working Capital	70.08M

Cash Flow

In the last 12 months, operating cash flow was -2.98 million and capital expenditures -78,172, giving a free cash flow of -3.06 million.

Operating Cash Flow	-2.98M
Capital Expenditures	-78,172
Free Cash Flow	-3.06M
FCF Per Share	-0.06

Margins

Gross margin is 95.80%, with operating and profit margins of 25.65% and 11.93%.

Gross Margin	95.80%
Operating Margin	25.65%
Pretax Margin	11.93%
Profit Margin	11.93%
EBITDA Margin	25.82%
EBIT Margin	25.65%
FCF Margin	n/a

Dividends & Yields

Beforepay Group does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-20.45%
Shareholder Yield	n/a
Earnings Yield	4.60%
FCF Yield	-3.15%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Beforepay Group has an Altman Z-Score of 1.62 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.62
Piotroski F-Score	4