Bell Financial Group Income Statement

Financials in millions AUD. Fiscal year is January - December.

Millions AUD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	53.71	53.82	49.93	33.3	22.71	24.97
Total Interest Expense	22.87	23.91	18.2	7.54	3.12	5.85
Net Interest Income	30.84	29.91	31.73	25.76	19.59	19.12
Brokerage Commission	205.26	224.46	196.51	206.42	269.08	271.47
Gain on Sale of Investments (Rev)	-1.29	-2.44	-1.41	-3.44	-0.67	2.54
Other Revenue	1.42	0.54	1.97	1.24	1.02	0.35
Revenue	236.23	252.47	228.8	229.98	289.03	293.48
Revenue Growth (YoY)	-3.72%	10.35%	-0.51%	-20.43%	-1.52%	18.95%
Salaries & Employee Benefits	136.67	144.64	132.8	131.22	165.66	166.72
Cost of Services Provided	33.26	31.7	30.39	32.63	30.48	29.37
Other Operating Expenses	21.58	21.36	19.31	18.46	18.13	19.21
Total Operating Expenses	202.43	208.47	193.45	192.97	225.92	226.48
Operating Income	33.8	44	35.35	37.01	63.12	67
Pretax Income	33.8	44	35.35	37.01	63.12	67
Income Tax Expense	10.33	13.26	11.03	11.32	19	20.31
Earnings From Continuing Ops.	23.47	30.74	24.32	25.69	44.12	46.7
Net Income	23.47	30.74	24.32	25.69	44.12	46.7
Net Income to Common	23.47	30.74	24.32	25.69	44.12	46.7
Net Income Growth	-21.44%	26.38%	-5.31%	-41.78%	-5.52%	43.93%
Shares Outstanding (Basic)	320	319	319	319	320	321
Shares Outstanding (Diluted)	320	319	319	319	320	321
Shares Change (YoY)	-0.08%	0.01%	-0.18%	-0.36%	-0.02%	0.60%
EPS (Basic)	0.07	0.10	0.08	0.08	0.14	0.15
EPS (Diluted)	0.07	0.10	0.08	0.08	0.14	0.15
EPS Growth	-21.58%	26.32%	-5.00%	-41.89%	-5.50%	43.05%
Free Cash Flow	59.9	-2.5	-51.94	6.62	83.85	133.61
Free Cash Flow Per Share	0.19	-0.01	-0.16	0.02	0.26	0.42
Dividend Per Share	0.070	0.080	0.070	0.070	0.110	0.105
Dividend Growth	-12.50%	14.29%	-	-36.36%	4.76%	31.25%
Operating Margin	14.31%	17.43%	15.45%	16.09%	21.84%	22.83%
Profit Margin	9.93%	12.18%	10.63%	11.17%	15.26%	15.91%
Free Cash Flow Margin	25.36%	-0.99%	-22.70%	2.88%	29.01%	45.53%
Effective Tax Rate	30.57%	30.13%	31.19%	30.59%	30.10%	30.31%
Revenue as Reported	259.1	276.38	247	237.52	292.15	299.33

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.