Bell Financial Group Limited (ASX:BFG)

Bell Financial Group Cash Flow Statement

Financials in millions AUD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	23.47	30.74	24.32	25.69	44.12	46.7
Depreciation & Amortization, Total	7.81	7.66	8	7.93	11.65	11.18
Gain (Loss) On Sale of Investments	2.67	2.67	1.86	3.82	0.75	-2.09
Stock-Based Compensation	0.01	0.01	-	-	0.43	0.43
Change in Accounts Receivable	89.92	89.92	74.14	-8.12	-107.51	36.9
Change in Accounts Payable	-134.13	-134.13	-163.56	4.71	148.32	22.29
Change in Other Net Operating Assets	1.93	1.93	0.4	-28.62	-10.23	17.62
Other Operating Activities	69.72	-	-	-	-	-
Operating Cash Flow	60.52	-2.06	-51.11	7.06	84.84	135.2
Capital Expenditures	-0.63	-0.44	-0.83	-0.44	-0.99	-1.59
Investment in Securities	-2.99	2.64	-3.03	-5.58	0.09	-0.19
Investing Cash Flow	-3.61	2.2	-3.86	-6.02	-0.9	-1.78
Long-Term Debt Issued	-	-	130	-	52	-
Total Debt Issued	-	-	130	-	52	-
Long-Term Debt Repaid	-	-138.73	-5.24	-52.47	-10.43	-146.9
Total Debt Repaid	-98.4	-138.73	-5.24	-52.47	-10.43	-146.9
Net Debt Issued (Repaid)	-98.4	-138.73	124.76	-52.47	41.58	-146.9
Repurchase of Common Stock	-	-	-	-1.35	-1.7	-0.01
Common Dividends Paid	-25.66	-25.66	-24.06	-28.87	-35.28	-27.26
Other Financing Activities	51.25	124.82	-118.16	18.12	-19.84	129.66
Financing Cash Flow	-72.81	-39.57	-17.46	-64.57	-15.24	-44.52
Net Cash Flow	-15.9	-39.44	-72.43	-63.54	68.7	88.91
Free Cash Flow	59.9	-2.5	-51.94	6.62	83.85	133.61
Free Cash Flow Growth	-	-	-	-92.11%	-37.24%	188.95%
Free Cash Flow Margin	25.36%	-0.99%	-22.70%	2.88%	29.01%	45.53%
Free Cash Flow Per Share	0.19	-0.01	-0.16	0.02	0.26	0.42
Cash Interest Paid	22.87	23.91	18.2	7.54	3.12	5.85
Cash Income Tax Paid	10.73	15.33	10.61	12.14	21.61	18.12

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.